Horace Mann Educators Corporation HMN
At closeNov 3, 2026, 7:44 PM EST
After hours · Nov 3, 7:44 PM ET
- YTD
- +2.79%
- 1 year
- +7.28%
- Market cap
- 1.92B
- Revenue (ttm)
- 1.75B
- Profit margin
- 10.15%
- EPS (ttm)
- 4.28
- Shares out
- 40.50M
- P/E ratio
- 11.09
- Forward P/E
- 8.86
- Dividend
- 1.44 (3.01%)
- Ex-dividend date
- Sep 15, 2026
- YTD return
- +2.79%
- 1-year return
- +7.28%
- Volume
- 324.04K
- Avg volume
- 290.02K
- Open
- 47.65
- Previous close
- 47.78
- Day's range
- 46.98 – 48.22
- 52-week range
- 41.29 – 55.56
- Beta
- 0.09
- Price target
- 56.50 (+19.0%)
- Earnings date
- Nov 3, 2026
2Y +10.14 (+27.13%)
Key statistics
- Enterprise value
- 2.30B
- PEG ratio
- 1.16
- Price / sales
- 1.10
- Price / book
- 1.28
- Dividend yield
- 3.01%
- Payout ratio
- 33.18%
- Revenue growth
- 7.70%
- Free cash flow
- 222.65M
- Total cash
- 229.40M
- Total debt
- 594.20M
- Return on equity
- 12.38%
- Short % of float
- 3.51%
- 50-day average
- 47.68
- 200-day average
- 46.92
Analyst view
- Target (low)
- 54.00
- Target (mean)
- 56.50
- Target (high)
- 59.00
- Strong buy0
- Buy2
- Hold1
- Sell0
- Strong sell0
Next earnings
Nov 3, 2026
Expected Nov 3, 2026. Consensus EPS estimate 1.11.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 3, 2026 | Sep 30, 2026 | 1.10 | — | — | — |
| Aug 5, 2026 | Jun 30, 2026 | 0.787 | 1.17 | +0.38 | +48.67% |
| May 6, 2026 | Mar 31, 2026 | 1.10 | 1.28 | +0.18 | +16.36% |
| Feb 3, 2026 | Dec 31, 2025 | 1.18 | 1.21 | +0.03 | +2.54% |
| Nov 4, 2025 | Sep 30, 2025 | 1.04 | 1.36 | +0.32 | +30.77% |
| Aug 6, 2025 | Jun 30, 2025 | 0.61 | 1.06 | +0.45 | +73.77% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 28, 2025 | BMO Capital | init | — | Outperform |
| Jul 3, 2025 | Piper Sandler | main | Neutral | Neutral |
| May 15, 2025 | Raymond James | main | Strong Buy | Strong Buy |
| Feb 11, 2025 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Feb 7, 2025 | JMP Securities | reit | Market Perform | Market Perform |
| Feb 7, 2025 | Piper Sandler | main | Neutral | Neutral |
About Horace Mann Educators Corporation
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; property coverage for homeowners and renters. The Life & Retirement segment sells tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, benefit specialists, direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Country
- United States
- Website
- horacemann.com
News
Horace Mann (HMN) Q3 Earnings Surpass Estimates 
Horace Mann Educators Q3 Adj. EPS $2.06 Beats $1.07 Estimate, Sales $439.200M Miss $444.200M Estimate 
Horace Mann Educators Raises FY2026 Adj EPS Guidance from $4.60-$4.90 to $5.75-$5.95 vs $4.82 Est 
Horace Mann reports third-quarter 2026 results 
Horace Mann Educators (NYSE:HMN) Stock Price Breaks Above 200-Day Moving Average – Time to Sell? 
Here's What to Expect From Horace Mann Educators' Q3 Earnings 
Horace Mann and MagicSchool Partner to Help Educators Save Time with Responsible AI Tools 
Horace Mann Educators (NYSE:HMN) CEO Marita Zuraitis Sells 4,767 Shares of Company Stock 
Horace Mann Educators (NYSE:HMN) CEO Marita Zuraitis Sells 2,083 Shares of Stock 
Horace Mann (HMN) Could Be a Great Choice
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BRADLEY THOMAS A | Director | Sale | Aug 11, 2026 | 21,812 |
| CARLEY DONALD M | General Counsel | Sale | Sep 2, 2026 | 28,760 |
| CONKLIN BRET A. | Officer | Stock Gift | Dec 16, 2025 | 59,667 |
| DESROCHERS MARK R. | Officer | Stock Award(Grant) | Mar 3, 2026 | 24,381 |
| FETTER VICTOR | Director | Stock Award(Grant) | May 19, 2026 | 26,772 |
| HINES PERRY GLENN | Director | Sale | Sep 2, 2026 | 25,117 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 14.53% | 5,885,884 | 279.70M | Jun 29, 2026 |
| Franklin Resources, Inc. | 7.47% | 3,026,656 | 143.83M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 7.02% | 2,844,088 | 135.15M | Jun 29, 2026 |
| Price (T.Rowe) Associates Inc | 6.51% | 2,638,462 | 125.38M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 5.50% | 2,229,490 | 105.95M | Jun 29, 2026 |
| Fuller & Thaler Asset Management Inc. | 4.73% | 1,915,839 | 91.04M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 5.98% | 2,422,568 | 115.12M | Sep 29, 2026 |
| UNDISCOVERED MANAGERS Fd.S-Undiscovered Managers Behavioral Value Fd. | 3.87% | 1,566,647 | 74.45M | Jun 29, 2026 |
| Franklin Value Investors Trust-FRANKLIN SMALL CAP VALUE FUND | 3.87% | 1,566,707 | 74.45M | Jul 30, 2026 |
| T. Rowe Price Mid-Cap Value Fund, Inc. | 3.42% | 1,384,109 | 65.77M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.18% | 1,286,338 | 61.13M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.60% | 1,051,225 | 49.95M | Sep 29, 2026 |