Horace Mann Educators Corporation HMN

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Price alert · HMN

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47.78 USD +1.06 +2.27%

At close · Nov 2

47.78 0.00 0.00%

After hours · Nov 2, 4:01 PM ET

Bid
47.78 × 100
Ask
47.93 × 300
46.40 Day range 47.81
41.29 52-week range 55.56
YTD
+3.46%
1 year
+6.87%
Open
46.74
Prev close
46.72
Mkt cap
1.94B
Vol
296.96K
Avg vol
288.65K
EPS
4.38
P/E
10.91
Div yield
3.08%
More statistics
Low
46.40
High
47.81
Forward P/E
8.91
Beta
0.09
Short ratio
2.92
Inst. own
106.24%
Dividend
1.44
Ex-div date
Sep 15, 2026
Earnings
Nov 3, 2026
50-d avg
47.73
200-d avg
46.89
1y target
56.50

1M chart

Chart tools
Interval

Signals (7)
NameDateAgo
SMA: BullishNov 2, 202614 hours ago
SMA: BullishOct 29, 20264 days ago
SMA: BearishOct 27, 20266 days ago
SMA: BullishOct 8, 20263 weeks ago
MACD: Buy SignalOct 8, 20263 weeks ago
SMA: BearishOct 7, 20263 weeks ago
SMA: BullishOct 5, 20264 weeks ago

Key statistics

Market cap
1.93B
Enterprise value
2.26B
Trailing P/E
11.16
Forward P/E
8.91
PEG ratio
1.16
Price / sales
1.11
Price / book
1.29
EPS (TTM)
4.28
Beta
0.09
Dividend yield
3.08%
Payout ratio
33.18%
Profit margin
10.15%
Revenue (TTM)
1.75B
Revenue growth
7.70%
Free cash flow
222.65M
Total cash
229.40M
Total debt
594.20M
Return on equity
12.38%
Shares outstanding
40.50M
Short % of float
3.51%
50-day average
47.73
200-day average
46.89

Analyst view

Consensus: none

Price target (mean) 56.50 +18.3% upside
Target (low)
54.00
Target (mean)
56.50
Target (high)
59.00
Ratings (0m) 3 2 buy · 1 hold · 0 sell
  • Strong buy0
  • Buy2
  • Hold1
  • Sell0
  • Strong sell0

Next earnings

Nov 3, 2026

Expected Nov 3, 2026. Consensus EPS estimate 1.11.

Earnings history

Financials — quick view

All financials
HMN Revenue — quarterly 443.50M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
HMN Net income — quarterly 41.60M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
HMN EPS — quarterly 1.02
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

HMN recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Nov 3, 2026Sep 30, 20261.10———
Aug 5, 2026Jun 30, 20260.7871.17+0.38+48.67%
May 6, 2026Mar 31, 20261.101.28+0.18+16.36%
Feb 3, 2026Dec 31, 20251.181.21+0.03+2.54%
Nov 4, 2025Sep 30, 20251.041.36+0.32+30.77%
Aug 6, 2025Jun 30, 20250.611.06+0.45+73.77%

Upgrades / downgrades

HMN analyst upgrades and downgrades
DateFirmActionFromTo
Jul 28, 2025BMO Capitalinit—Outperform
Jul 3, 2025Piper SandlermainNeutralNeutral
May 15, 2025Raymond JamesmainStrong BuyStrong Buy
Feb 11, 2025Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Feb 7, 2025JMP SecuritiesreitMarket PerformMarket Perform
Feb 7, 2025Piper SandlermainNeutralNeutral

About Horace Mann Educators Corporation

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; property coverage for homeowners and renters. The Life & Retirement segment sells tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, benefit specialists, direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

Sector
Financial Services
Industry
Insurance - Property & Casualty
Country
United States

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Insider holders

HMN insider holders
InsiderRelationLatest transactionDateShares held
BRADLEY THOMAS ADirectorSaleAug 11, 202621,812
CARLEY DONALD MGeneral CounselSaleSep 2, 202628,760
CONKLIN BRET A.OfficerStock GiftDec 16, 202559,667
DESROCHERS MARK R.OfficerStock Award(Grant)Mar 3, 202624,381
FETTER VICTORDirectorStock Award(Grant)May 19, 202626,772
HINES PERRY GLENNDirectorSaleSep 2, 202625,117

Institution ownership

HMN institution ownership
Holder% heldSharesValueReported
Blackrock Inc.14.53%5,885,884281.17MJun 29, 2026
Franklin Resources, Inc.7.47%3,026,656144.58MJun 29, 2026
Vanguard Portfolio Management LLC7.02%2,844,088135.86MJun 29, 2026
Price (T.Rowe) Associates Inc6.51%2,638,462126.04MJun 29, 2026
Dimensional Fund Advisors LP5.50%2,229,490106.50MJun 29, 2026
Fuller & Thaler Asset Management Inc.4.73%1,915,83991.52MJun 29, 2026

Fund ownership

HMN fund ownership
Holder% heldSharesValueReported
iShares Trust-iShares Core S&P Small-Cap ETF5.98%2,422,568115.73MSep 29, 2026
UNDISCOVERED MANAGERS Fd.S-Undiscovered Managers Behavioral Value Fd.3.87%1,566,64774.84MJun 29, 2026
Franklin Value Investors Trust-FRANKLIN SMALL CAP VALUE FUND3.87%1,566,70774.84MJul 30, 2026
T. Rowe Price Mid-Cap Value Fund, Inc.3.42%1,384,10966.12MJun 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund3.18%1,286,33861.45MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.60%1,051,22550.22MSep 29, 2026