First United Corporation FUNC
At closeNov 3, 2026, 4:00 PM EST
After hours · Nov 3, 4:00 PM ET
- YTD
- +22.49%
- 1 year
- +31.40%
- Market cap
- 296.07M
- Revenue (ttm)
- 71.03M
- Profit margin
- 22.73%
- EPS (ttm)
- 3.90
- Shares out
- 6.47M
- P/E ratio
- 11.76
- Forward P/E
- 10.31
- Dividend
- 0.88 (2.44%)
- Ex-dividend date
- Jan 16, 2025
- YTD return
- +22.49%
- 1-year return
- +31.40%
- Volume
- 19.78K
- Avg volume
- 26.43K
- Open
- 46.75
- Previous close
- 46.62
- Day's range
- 45.65 – 46.29
- 52-week range
- 34.29 – 47.00
- Beta
- 0.77
- Earnings date
- Feb 3, 2025
2Y +14.24 (+45.03%)
Key statistics
- Enterprise value
- 331.05M
- PEG ratio
- 0.00
- Price / sales
- 3.10
- Price / book
- 1.26
- Dividend yield
- 2.58%
- Payout ratio
- 32.52%
- Revenue growth
- 7.50%
- Free cash flow
- 0
- Total cash
- 62.39M
- Total debt
- 172.48M
- Return on equity
- 9.81%
- Short % of float
- 0.08%
- 50-day average
- 33.73
- 200-day average
- 26.66
Analyst view
- Strong buy0
- Buy0
- Hold1
- Sell0
- Strong sell0
Next earnings
Feb 3, 2025
Expected Feb 3, 2025. Consensus EPS estimate 0.86.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 3, 2025 | Dec 1, 2024 | 0.86 | — | — | — |
| Oct 21, 2024 | Sep 1, 2024 | 0.79 | 0.89 | +0.10 | +12.66% |
| Jul 22, 2024 | Jun 1, 2024 | 0.66 | 0.75 | +0.09 | +13.64% |
| Apr 23, 2024 | Mar 1, 2024 | 0.56 | 0.62 | +0.06 | +10.71% |
| Feb 5, 2024 | Dec 1, 2023 | 0.61 | 0.82 | +0.21 | +34.43% |
| Oct 23, 2023 | Sep 1, 2023 | 0.63 | 0.67 | +0.04 | +6.35% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 7, 2022 | Raymond James | main | — | Outperform |
| Apr 26, 2022 | Raymond James | main | — | Outperform |
| Feb 8, 2022 | Raymond James | main | — | Outperform |
| May 27, 2021 | Raymond James | init | — | Outperform |
About First United Corporation
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. It offers various deposit products, which includes checking, savings, money market deposit, and regular and individual retirement accounts (IRAs), as well as certificates of deposit. The company loan portfolio includes commercial loans secured by real estate, commercial equipment, vehicles, or other assets of the borrower; commercial real estate loans for residential and commercial development, agricultural purpose properties, and service industry buildings, such as restaurants and motels, retail buildings, and general purpose business space; residential mortgage loans; home equity lines of credit; residential real estate construction loans; and indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans. It also offers access to multi-million-dollar certificates of deposit and the Intrafi cash service, including multi-million-dollar savings and demand deposits to municipalities, businesses, and consumers; and treasury management, cash sweep, and various checking services. In addition, the company provides trust services, which includes personal trust, investment agency accounts, charitable trusts, retirement accounts, including IRA roll-overs, 401(k) accounts and defined benefit plans, estate administration, and estate planning; and insurance products, brokerage services, and safe deposit and night depository facilities. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
News
First United Q3 Adj. EPS $1.11 Misses $1.12 Estimate, Sales $25.100M Beat $24.320M Estimate 
First United Q2 Adj. EPS $1.13 Beats $1.05 Estimate, Sales $23.905M Beat $23.550M Estimate 
Raymond James Maintains Outperform on First United, Raises Price Target to $50 
Hovde Group Initiates Coverage On First United with Outperform Rating, Announces Price Target of $44.5 - First United Q1 Adj. EPS $1.02 Beats $0.92 Estimate, Sales $23.281M Beat $22.826M Estimate
- First United Q4 Adj. EPS $1.11 Beats $0.96 Estimate, Sales $23.317M Beat $22.730M Estimate
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Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BARR JOHN F | Director | Stock Award(Grant) | May 21, 2024 | 28,429 |
| BOAL BRIAN R | Director | Purchase | Nov 3, 2024 | 18,992 |
| CHADHA SANU | Director | Stock Award(Grant) | May 21, 2024 | 7,282 |
| DIPIETRO CHRISTY | Director | Stock Award(Grant) | May 21, 2024 | 13,814 |
| HESSLER KEVIN R. | Director | Stock Award(Grant) | May 21, 2024 | 2,535 |
| MILON PATRICIA | Director | Stock Award(Grant) | May 21, 2024 | 9,481 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Fourthstone LLC | 6.82% | 441,143 | 15.01M | Sep 29, 2024 |
| Dimensional Fund Advisors LP | 5.93% | 383,675 | 13.05M | Sep 29, 2024 |
| Vanguard Group Inc | 4.72% | 305,160 | 10.38M | Sep 29, 2024 |
| Gendell, Jeffrey L. | 2.76% | 178,352 | 6.07M | Sep 29, 2024 |
| Basswood Capital Management, L.L.C. | 2.37% | 153,540 | 5.22M | Sep 29, 2024 |
| Huber Capital Management Llc | 1.93% | 124,556 | 4.24M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 3.09% | 199,956 | 6.80M | Sep 29, 2024 |
| DFA U.S. Small Cap Value Series | 1.54% | 99,475 | 3.38M | Jul 30, 2024 |
| Vanguard Extended Market Index Fund | 1.51% | 97,981 | 3.33M | Sep 29, 2024 |
| Advisors Series Trust-Huber Small Cap Value Fund | 1.21% | 78,008 | 2.65M | Sep 29, 2024 |
| DFA U.S. Small Cap Series | 0.67% | 43,304 | 1.47M | Jul 30, 2024 |
| DFA U.S. Targeted Value Portfolio | 0.61% | 39,536 | 1.35M | Jul 30, 2024 |