Finward Bancorp FNWD
At closeNov 3, 2026, 4:00 PM EST
After hours · Nov 3, 4:00 PM ET
- YTD
- +24.04%
- 1 year
- +26.82%
- Market cap
- 189.04M
- Revenue (ttm)
- 69.63M
- Profit margin
- 16.57%
- EPS (ttm)
- 1.78
- Shares out
- 4.31M
- P/E ratio
- 24.52
- Forward P/E
- 26.70
- Dividend
- 0.48 (1.10%)
- Ex-dividend date
- Oct 17, 2024
- YTD return
- +24.04%
- 1-year return
- +26.82%
- Volume
- 9.85K
- Avg volume
- 11.66K
- Open
- 44.34
- Previous close
- 44.42
- Day's range
- 43.65 – 44.34
- 52-week range
- 30.05 – 45.90
- Beta
- 0.56
- Analysts
- Strong Buy
- Price target
- 35.50 (-18.7%)
- Earnings date
- Feb 4, 2025
2Y +11.77 (+36.92%)
Key statistics
- Enterprise value
- 187.27M
- PEG ratio
- 0.00
- Price / sales
- 1.82
- Price / book
- 0.79
- Dividend yield
- 1.60%
- Payout ratio
- 13.28%
- Revenue growth
- -2.70%
- Free cash flow
- 0
- Total cash
- 71.10M
- Total debt
- 128.04M
- Return on equity
- 8.28%
- Short % of float
- 0.08%
- 50-day average
- 31.09
- 200-day average
- 27.45
Analyst view
Consensus: strong buy
- Target (low)
- 35.00
- Target (mean)
- 35.50
- Target (high)
- 36.00
- Strong buy0
- Buy2
- Hold0
- Sell0
- Strong sell0
Next earnings
Feb 4, 2025
Expected Feb 4, 2025. Consensus EPS estimate 0.195.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 4, 2025 | Dec 1, 2024 | 0.00 | — | — | — |
| Oct 29, 2024 | Sep 1, 2024 | 0.00 | 0.14 | — | — |
| Jul 24, 2024 | Jun 1, 2024 | 0.00 | — | — | — |
| Jul 24, 2024 | Jun 1, 2024 | 0.00 | 0.03 | — | — |
| Apr 24, 2024 | Mar 1, 2024 | 0.00 | — | — | — |
| Apr 24, 2024 | Mar 1, 2024 | 0.00 | 2.17 | — | — |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 6, 2024 | Hovde Group | up | Market Perform | Outperform |
| Oct 27, 2022 | Stephens & Co. | main | — | Overweight |
| Jul 28, 2022 | Stephens & Co. | main | — | Overweight |
| Jan 13, 2022 | Stephens & Co. | init | — | Overweight |
About Finward Bancorp
Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan products portfolio comprises residential mortgage loans that enable borrowers to purchase existing homes, refinance existing homes, or construct new homes; construction loans primarily to individuals and contractors; commercial real estate loans; consumer loans to individuals for personal, household, or family purposes; home equity line of credit; home improvement loans and equity loans; commercial business loans; government loans; and loans to municipalities. The company also offers estate and retirement planning, custodial services, guardianships, IRA accounts, and investment agency accounts, as well as serves as the personal representative of estates, and acts as trustee for revocable and irrevocable trusts. In addition, it provides insurance and annuity investments to wealth management customers; holds real estate properties; and operates as a real estate investment trust. The company was formerly known as NorthWest Indiana Bancorp and changed its name to Finward Bancorp in May 2021. Finward Bancorp was founded in 1916 and is headquartered in Munster, Indiana.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- ibankpeoples.com
News
Finward Bancorp Q3 EPS $0.31 Misses $0.73 Estimate, Sales $18.597M Miss $19.600M Estimate 
Finward Bancorp Q2 EPS $0.48 Misses $0.73 Estimate, Sales $17.578M Miss $19.600M Estimate 
First Financial Bancorp To Acquire Munster-Based Finward In An All-Stock Transaction; Under The Terms Of The Agreement, Each Outstanding Share Of Finward Common Stock Will Be Converted Into The Right To Receive 1.35 Shares Of First Financial Common Stock, Valuing The Transaction At ~ $208M 
Finward Bancorp Q1 EPS $0.52 Misses $0.53 Estimate, Sales $17.488M Miss $18.400M Estimate 
Stephens & Co. Assumes Finward Bancorp at Overweight, Announces Price Target of $41 - Finward Bancorp Q4 EPS $0.46 Misses $0.61 Estimate, Sales $16.515M Miss $18.250M Estimate
- A Look Into Finward Bancorp Inc's Price Over Earnings
- Stephens & Co. Maintains Overweight on Finward Bancorp, Raises Price Target to $34
Finward Bancorp Q1 EPS $0.11 Beats $0.10 Estimate, Sales $15.54M Miss $16.25M Estimate 
Finward Bancorp Q4 2024 GAAP EPS $0.49 Beats $0.20 Estimate, Sales $16.34M Beat $16.00M Estimate
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BOCHNOWSKI BENJAMIN J | Chief Executive Officer | Purchase | Dec 4, 2024 | 30,471 |
| BOCHNOWSKI DAVID A | Retired | Purchase | Dec 3, 2023 | 366,991 |
| GARZA DANETTE | Director | Stock Award(Grant) | May 16, 2024 | 6,493 |
| HAN AMY WONG | Director | Purchase | May 11, 2023 | 7,715 |
| KRUPINSKI KENNETH V | Director | Sale | Jul 29, 2024 | 0 |
| LOWRY ROBERT T | Officer | Purchase | Oct 30, 2024 | 0 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| PL Capital Advisors, LLC | 10.20% | 354,822 | 10.42M | Sep 29, 2024 |
| Alliancebernstein L.P. | 8.96% | 311,890 | 9.16M | Sep 29, 2024 |
| Vanguard Group Inc | 4.83% | 168,131 | 4.94M | Sep 29, 2024 |
| Fourthstone LLC | 3.95% | 137,520 | 4.04M | Sep 29, 2024 |
| Endeavour Capital Advisors Inc | 2.86% | 99,543 | 2.92M | Sep 29, 2024 |
| Black Maple Capital Management Lp | 1.28% | 44,580 | 1.31M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 3.30% | 114,714 | 3.37M | Sep 29, 2024 |
| Vanguard Extended Market Index Fund | 1.38% | 47,858 | 1.41M | Sep 29, 2024 |
| Fidelity Extended Market Index Fund | 0.60% | 21,000 | 616.77K | Oct 30, 2024 |
| iShares Micro Cap ETF | 0.27% | 9,452 | 277.61K | Oct 30, 2024 |
| Fidelity Total Market Index Fund | 0.19% | 6,571 | 192.99K | Oct 30, 2024 |
| Fidelity Series Total Market Index Fund | 0.14% | 4,987 | 146.47K | Oct 30, 2024 |