FMBL

Farmers & Merchants Bank of Long Beach

USD

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Price alert · FMBL

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9,890.00 USD +20.00 +0.20%
As of Oct 30, 2026
9,850.00 Day range 9,890.00
7,790.00 52-week range 9,990.00
YTD
+18.46%
1 year
+26.79%
Open
9,850.00
Prev close
9,870.00
Mkt cap
1.20B
Vol
22
Avg vol
112
EPS
290.51
P/E
34.04
More statistics
Low
9,850.00
High
9,890.00

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Financial health

Altman Z-Score

0.18 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B-2 / 5 overall

  • DCF 4
  • Return on Equity 2
  • Return on Assets 1
  • Debt / Equity 2
  • P/E 1
  • P/B 4

Valuation

P/E 14.9×
FY 2016: 12.5×FY 2017: 15.9×FY 2018: 11.8×FY 2019: 11.9×FY 2020: 10.6×FY 2021: 8.8×FY 2022: 8.5×FY 2023: 9.0×FY 2024: 15.6×FY 2025: 14.9×
FY 2016 5y median 9.0× FY 2025
P/S 2.3×
FY 2016: 3.7×FY 2017: 4.0×FY 2018: 3.6×FY 2019: 3.4×FY 2020: 2.8×FY 2021: 3.1×FY 2022: 2.6×FY 2023: 1.5×FY 2024: 2.7×FY 2025: 2.3×
FY 2016 5y median 2.6× FY 2025
P/B 0.6×
FY 2016: 1.0×FY 2017: 1.1×FY 2018: 1.0×FY 2019: 0.9×FY 2020: 0.7×FY 2021: 0.8×FY 2022: 0.7×FY 2023: 0.5×FY 2024: 0.5×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025
P/FCF 9.3×
FY 2016: 9.4×FY 2017: 9.9×FY 2018: 8.7×FY 2019: 9.5×FY 2020: 6.2×FY 2021: 5.9×FY 2022: 5.2×FY 2023: 6.9×FY 2024: 7.0×FY 2025: 9.3×
FY 2016 5y median 6.9× FY 2025
EV/EBITDA 7.8×
FY 2016: 13.6×FY 2017: 15.8×FY 2018: 13.4×FY 2019: 13.6×FY 2020: 8.5×FY 2021: 4.1×FY 2022: 15.8×FY 2023: 21.0×FY 2024: 2.8×FY 2025: 7.8×
FY 2016 5y median 7.8× FY 2025
EV/Sales 1.8×
FY 2016: 5.8×FY 2017: 6.0×FY 2018: 5.6×FY 2019: 5.1×FY 2020: 2.9×FY 2021: 1.9×FY 2022: 6.3×FY 2023: 4.4×FY 2024: 0.6×FY 2025: 1.8×
FY 2016 5y median 1.9× FY 2025
FCF Yield 10.7%
FY 2016: 10.6%FY 2017: 10.1%FY 2018: 11.5%FY 2019: 10.5%FY 2020: 16.2%FY 2021: 17.0%FY 2022: 19.4%FY 2023: 14.5%FY 2024: 14.2%FY 2025: 10.7%
FY 2016 5y median 14.5% FY 2025

Profitability

Gross Margin 65.3%
FY 2016: 95.7%FY 2017: 94.1%FY 2018: 91.2%FY 2019: 88.9%FY 2020: 88.5%FY 2021: 96.3%FY 2022: 90.3%FY 2023: 65.6%FY 2024: 100.0%FY 2025: 65.3%
FY 2016 5y median 90.3% FY 2025
Operating Margin 20.6%
FY 2016: 39.3%FY 2017: 35.0%FY 2018: 38.9%FY 2019: 34.3%FY 2020: 31.4%FY 2021: 43.9%FY 2022: 37.7%FY 2023: 19.0%FY 2024: 34.6%FY 2025: 20.6%
FY 2016 5y median 34.6% FY 2025
Net Margin 15.2%
FY 2016: 29.8%FY 2017: 25.0%FY 2018: 30.7%FY 2019: 28.6%FY 2020: 26.0%FY 2021: 35.0%FY 2022: 30.4%FY 2023: 16.2%FY 2024: 17.0%FY 2025: 15.2%
FY 2016 5y median 17.0% FY 2025
ROE 4.3%
FY 2016: 7.9%FY 2017: 6.8%FY 2018: 8.3%FY 2019: 7.9%FY 2020: 7.0%FY 2021: 9.3%FY 2022: 8.3%FY 2023: 5.2%FY 2024: 3.3%FY 2025: 4.3%
FY 2016 5y median 5.2% FY 2025
ROIC 2.4%
FY 2016: 4.5%FY 2017: -23.5%FY 2018: 5.0%FY 2019: 4.8%FY 2020: 3.5%FY 2021: 5.2%FY 2022: 3.7%FY 2023: 2.1%FY 2024: 1.1%FY 2025: 2.4%
FY 2016 5y median 2.4% FY 2025
ROA 0.6%
FY 2016: 1.1%FY 2017: 0.9%FY 2018: 1.2%FY 2019: 1.1%FY 2020: 0.8%FY 2021: 1.0%FY 2022: 0.9%FY 2023: 0.6%FY 2024: 0.4%FY 2025: 0.6%
FY 2016 5y median 0.6% FY 2025

Growth (YoY)

Revenue 70.6%
FY 2016: 7.4%FY 2017: 8.0%FY 2018: 7.6%FY 2019: 7.4%FY 2020: 2.4%FY 2021: 7.4%FY 2022: 9.0%FY 2023: 20.4%FY 2024: -39.0%FY 2025: 70.6%
FY 2016 FY 2025
Operating Income 1.4%
FY 2016: 0.4%FY 2017: -3.8%FY 2018: 19.8%FY 2019: -5.4%FY 2020: -6.4%FY 2021: 50.2%FY 2022: -6.4%FY 2023: -39.4%FY 2024: 11.4%FY 2025: 1.4%
FY 2016 FY 2025
EPS (diluted) 49.9%
FY 2016: 10.1%FY 2017: -9.4%FY 2018: 32.2%FY 2019: 1.1%FY 2020: -5.8%FY 2021: 44.3%FY 2022: -4.8%FY 2023: -35.3%FY 2024: -35.2%FY 2025: 49.9%
FY 2016 FY 2025
Free Cash Flow 7.4%
FY 2016: 1.2%FY 2017: 9.9%FY 2018: 11.7%FY 2019: -8.0%FY 2020: 28.4%FY 2021: 25.6%FY 2022: 4.2%FY 2023: -49.1%FY 2024: 11.1%FY 2025: 7.4%
FY 2016 FY 2025

Financial Health

Current Ratio 0.1×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.0×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.2×FY 2025: 0.1×
FY 2016 5y median 0.1× FY 2025
Quick Ratio 0.1×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.0×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.2×FY 2025: 0.1×
FY 2016 5y median 0.1× FY 2025
Debt / Equity 0.7×
FY 2016: 0.7×FY 2017: 0.6×FY 2018: 0.6×FY 2019: 0.6×FY 2020: 0.9×FY 2021: 0.7×FY 2022: 1.1×FY 2023: 1.4×FY 2024: 0.4×FY 2025: 0.7×
FY 2016 5y median 0.7× FY 2025
Net Debt / EBITDA -2.2×
FY 2016: 4.8×FY 2017: 5.3×FY 2018: 4.8×FY 2019: 4.6×FY 2020: 0.5×FY 2021: -2.5×FY 2022: 9.3×FY 2023: 14.1×FY 2024: -9.3×FY 2025: -2.2×
FY 2016 5y median -2.2× FY 2025
Interest Coverage 0.6×
FY 2016: 9.1×FY 2017: 6.3×FY 2018: 5.0×FY 2019: 3.1×FY 2020: 3.9×FY 2021: 11.8×FY 2022: 4.3×FY 2023: 0.5×FY 2024: 0.5×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025

Dividends

Dividend Yield 1.6%
FY 2016: 1.7%FY 2017: 1.5%FY 2018: 1.6%FY 2019: 1.6%FY 2020: 1.9%FY 2021: 1.5%FY 2022: 1.7%FY 2023: 2.5%FY 2024: 2.2%FY 2025: 1.6%
FY 2016 5y median 1.7% FY 2025
Payout Ratio 23.7%
FY 2016: 21.8%FY 2017: 24.1%FY 2018: 18.5%FY 2019: 18.5%FY 2020: 19.7%FY 2021: 13.4%FY 2022: 14.5%FY 2023: 22.3%FY 2024: 34.7%FY 2025: 23.7%
FY 2016 5y median 22.3% FY 2025

Annual · latest fiscal year ends 2025-12-31