Menu

Markets

Research

News

Learn
Paper trading
AI Chat
WatchlistsPortfoliosAlerts
Sign in

FIISO

Financial Institutions, Inc. 8.48% SRB1 PFD B

USD

Set alert

Price alert · FIISO

All alert types
105.89 USD 0.00 0.00%
As of Oct 29, 2026
115.65 Day range 115.65
105.89 52-week range 130.00
YTD
-12.70%
1 year
-9.50%
Open
115.65
Prev close
105.89
Mkt cap
2.09B
Vol
11
Avg vol
6
EPS
0.00
P/E
0.00
More statistics
Low
115.65
High
115.65
Earnings
Oct 22, 2026

5D chart

Chart tools
Interval
1m5m15m30m

Chart is warming up

The five-day price history for FIISO has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

0.56 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 3
  • Return on Equity 4
  • Return on Assets 4
  • Debt / Equity 3
  • P/E 1
  • P/B 1

Valuation

P/E 33.2×
FY 2016: 50.2×FY 2017: 49.7×FY 2018: 42.7×FY 2019: 50.5×FY 2020: 56.5×FY 2021: 30.1×FY 2022: 37.4×FY 2023: 33.4×FY 2024: -50.9×FY 2025: 33.2×
FY 2016 5y median 33.2× FY 2025
P/S 6.5×
FY 2016: 10.2×FY 2017: 9.7×FY 2018: 9.0×FY 2019: 11.5×FY 2020: 10.2×FY 2021: 10.8×FY 2022: 8.6×FY 2023: 4.9×FY 2024: 8.3×FY 2025: 6.5×
FY 2016 5y median 8.3× FY 2025
P/B 3.9×
FY 2016: 4.8×FY 2017: 4.2×FY 2018: 4.3×FY 2019: 5.5×FY 2020: 4.4×FY 2021: 4.5×FY 2022: 5.1×FY 2023: 3.6×FY 2024: 3.9×FY 2025: 3.9×
FY 2016 5y median 3.9× FY 2025
P/FCF 179×
FY 2016: 39.2×FY 2017: 41.3×FY 2018: 27.0×FY 2019: 44.3×FY 2020: 53.1×FY 2021: 36.1×FY 2022: 16.5×FY 2023: 206×FY 2024: 30.4×FY 2025: 179×
FY 2016 5y median 36.1× FY 2025
EV/EBITDA 27.4×
FY 2016: 36.5×FY 2017: 39.9×FY 2018: 37.3×FY 2019: 38.4×FY 2020: 38.6×FY 2021: 22.1×FY 2022: 28.4×FY 2023: 26.0×FY 2024: -39.1×FY 2025: 27.4×
FY 2016 5y median 26.0× FY 2025
EV/Sales 7.2×
FY 2016: 12.1×FY 2017: 12.0×FY 2018: 11.1×FY 2019: 12.4×FY 2020: 10.1×FY 2021: 11.0×FY 2022: 9.3×FY 2023: 5.6×FY 2024: 9.0×FY 2025: 7.2×
FY 2016 5y median 9.0× FY 2025
FCF Yield 0.6%
FY 2016: 2.6%FY 2017: 2.4%FY 2018: 3.7%FY 2019: 2.3%FY 2020: 1.9%FY 2021: 2.8%FY 2022: 6.1%FY 2023: 0.5%FY 2024: 3.3%FY 2025: 0.6%
FY 2016 5y median 2.8% FY 2025

Profitability

Gross Margin 61.7%
FY 2016: 85.3%FY 2017: 81.3%FY 2018: 79.4%FY 2019: 77.5%FY 2020: 75.8%FY 2021: 98.0%FY 2022: 82.2%FY 2023: 59.3%FY 2024: 33.3%FY 2025: 61.7%
FY 2016 5y median 61.7% FY 2025
Operating Margin 24.2%
FY 2016: 29.3%FY 2017: 26.4%FY 2018: 26.3%FY 2019: 28.5%FY 2020: 22.4%FY 2021: 45.9%FY 2022: 29.4%FY 2023: 19.0%FY 2024: -25.8%FY 2025: 24.2%
FY 2016 5y median 24.2% FY 2025
Net Margin 19.8%
FY 2016: 21.2%FY 2017: 20.4%FY 2018: 21.0%FY 2019: 23.4%FY 2020: 18.8%FY 2021: 36.6%FY 2022: 23.5%FY 2023: 15.1%FY 2024: -15.8%FY 2025: 19.8%
FY 2016 5y median 19.8% FY 2025
ROE 11.9%
FY 2016: 10.0%FY 2017: 8.8%FY 2018: 10.0%FY 2019: 11.1%FY 2020: 8.2%FY 2021: 15.4%FY 2022: 13.9%FY 2023: 11.1%FY 2024: -7.3%FY 2025: 11.9%
FY 2016 5y median 11.9% FY 2025
ROIC 6.9%
FY 2016: 4.5%FY 2017: 3.7%FY 2018: 4.2%FY 2019: 5.9%FY 2020: 6.0%FY 2021: 11.2%FY 2022: 6.6%FY 2023: 5.4%FY 2024: -4.2%FY 2025: 6.9%
FY 2016 5y median 6.6% FY 2025
ROA 1.2%
FY 2016: 0.9%FY 2017: 0.8%FY 2018: 0.9%FY 2019: 1.1%FY 2020: 0.8%FY 2021: 1.4%FY 2022: 1.0%FY 2023: 0.8%FY 2024: -0.7%FY 2025: 1.2%
FY 2016 5y median 1.0% FY 2025

Growth (YoY)

Revenue 43.1%
FY 2016: 11.4%FY 2017: 9.3%FY 2018: 14.1%FY 2019: 11.1%FY 2020: -2.1%FY 2021: 3.7%FY 2022: 13.7%FY 2023: 38.0%FY 2024: -20.6%FY 2025: 43.1%
FY 2016 FY 2025
Operating Income 234.1%
FY 2016: 13.5%FY 2017: -1.5%FY 2018: 13.9%FY 2019: 20.0%FY 2020: -23.1%FY 2021: 112.6%FY 2022: -27.0%FY 2023: -11.2%FY 2024: -208.1%FY 2025: 234.1%
FY 2016 FY 2025
EPS (diluted) 231.3%
FY 2016: 10.5%FY 2017: 1.4%FY 2018: 16.4%FY 2019: 19.4%FY 2020: -22.3%FY 2021: 107.8%FY 2022: -25.5%FY 2023: -11.5%FY 2024: -187.3%FY 2025: 231.3%
FY 2016 FY 2025
Free Cash Flow -81.1%
FY 2016: 9.8%FY 2017: -1.4%FY 2018: 61.6%FY 2019: -13.2%FY 2020: -27.5%FY 2021: 62.2%FY 2022: 97.0%FY 2023: -93.7%FY 2024: 813.1%FY 2025: -81.1%
FY 2016 FY 2025

Financial Health

Current Ratio 9.0×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.0×FY 2025: 9.0×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 9.0×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.0×FY 2025: 9.0×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 0.5×
FY 2016: 1.2×FY 2017: 1.3×FY 2018: 1.3×FY 2019: 0.7×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.8×FY 2023: 0.8×FY 2024: 0.5×FY 2025: 0.5×
FY 2016 5y median 0.5× FY 2025
Net Debt / EBITDA 2.8×
FY 2016: 6.0×FY 2017: 7.8×FY 2018: 7.2×FY 2019: 3.0×FY 2020: -0.3×FY 2021: 0.2×FY 2022: 2.3×FY 2023: 3.1×FY 2024: -2.8×FY 2025: 2.8×
FY 2016 5y median 2.3× FY 2025
Interest Coverage 0.7×
FY 2016: 3.5×FY 2017: 2.5×FY 2018: 1.7×FY 2019: 1.5×FY 2020: 2.0×FY 2021: 7.8×FY 2022: 2.5×FY 2023: 0.5×FY 2024: -0.5×FY 2025: 0.7×
FY 2016 5y median 0.7× FY 2025

Dividends

Dividend Yield 1.1%
FY 2016: 0.8%FY 2017: 0.9%FY 2018: 1.0%FY 2019: 0.7%FY 2020: 0.9%FY 2021: 0.8%FY 2022: 0.9%FY 2023: 1.2%FY 2024: 0.9%FY 2025: 1.1%
FY 2016 5y median 0.9% FY 2025
Payout Ratio 35.0%
FY 2016: 40.5%FY 2017: 41.6%FY 2018: 41.5%FY 2019: 35.3%FY 2020: 46.8%FY 2021: 23.7%FY 2022: 33.7%FY 2023: 39.3%FY 2024: -48.0%FY 2025: 35.0%
FY 2016 5y median 33.7% FY 2025

Annual · latest fiscal year ends 2025-12-31