First Citizens BancShares, Inc. FCNCA

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2,322.21 USD -46.05 (-1.94%)

At closeNov 3, 2026, 5:14 PM EST

2,322.21 0.00 0.00%

After hours · Nov 3, 5:14 PM ET

2,318.52 Day range 2,374.80
1,766.01 52-week range 2,382.50
YTD
+8.20%
1 year
+27.40%
Market cap
25.80B
Revenue (ttm)
9.49B
Profit margin
25.21%
EPS (ttm)
190.87
Shares out
10.11M
P/E ratio
12.17
Forward P/E
10.74
Dividend
8.40 (0.35%)
Ex-dividend date
Nov 29, 2026
YTD return
+8.20%
1-year return
+27.40%
Volume
81.29K
Avg volume
67.37K
Open
2,368.90
Previous close
2,368.26
Day's range
2,318.52 – 2,374.80
52-week range
1,766.01 – 2,382.50
Beta
0.60
Analysts
Hold
Price target
2,519.23 (+8.5%)
Earnings date
Jan 22, 2027

2Y +418.01 (+21.93%)

1,5001,7502,0002,250Jan 25Jun 25Nov 25Mar 26Aug 262,323.97

Key statistics

Enterprise value
34.96B
PEG ratio
1.13
Price / sales
2.72
Price / book
1.32
Dividend yield
0.35%
Payout ratio
4.42%
Revenue growth
6.90%
Free cash flow
0
Total cash
19.47B
Total debt
26.05B
Return on equity
10.98%
Short % of float
5.11%
50-day average
2,153.88
200-day average
2,063.87

Financials — quick view

All financials
FCNCA Revenue — quarterly 2.44B
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
FCNCA Net income — quarterly 672.00M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
FCNCA EPS — quarterly 55.52
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

FCNCA recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 22, 2027Dec 30, 202651.87———
Oct 23, 2026Sep 30, 202646.1855.37+9.19+19.90%
Jul 23, 2026Jun 30, 202640.6957.09+16.40+40.30%
Apr 23, 2026Mar 31, 202639.5644.86+5.30+13.40%
Jan 23, 2026Dec 31, 20250.43990.5127+0.07+16.55%
Oct 23, 2025Sep 30, 202541.8744.62+2.75+6.57%

Upgrades / downgrades

FCNCA analyst upgrades and downgrades
DateFirmActionFromTo
Oct 28, 2026Truist SecuritiesmainHoldHold
Oct 26, 2026CitigroupmainNeutralNeutral
Oct 26, 2026TD CowenmainBuyBuy
Oct 26, 2026BarclaysmainEqual-WeightEqual-Weight
Oct 26, 2026JP MorgandownNeutralUnderweight
Oct 1, 2026JP MorganmainNeutralNeutral

About First Citizens BancShares, Inc.

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, money market, and time deposit accounts; conforming and jumbo residential mortgage, and business and commercial loans; brokerage, investment advisory, private stock loans, other secured and unsecured lending products, and vineyard development loans; planning-based financial strategies, family office, financial planning, tax planning, and trust services; and payment and treasury services. This segment also includes a community association bank business that supports deposit, cash management, and lending to homeowner associations and property management companies. Its Commercial Bank segment provides a range of leasing, capital markets, asset management, and other financial and advisory services; factoring, receivable management, supply chain financing, and secured financing services; and commercial deposit products and services through online and mobile banking platforms, as well as physical locations. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. Its railcar types include covered hopper cars used to ship grain and agricultural products, plastic pellets, sand, and cement; tank cars for energy products and chemicals; gondolas for coal, steel coil and mill service products; open-top hopper cars for coal and aggregates; boxcars for paper and auto parts; and centerbeams and flat cars for lumber. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

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Insider holders

FCNCA insider holders
InsiderRelationLatest transactionDateShares held
ALEMANY ELLEN RDirectorSaleJun 3, 20260
BELL VICTOR E IIIDirectorStock GiftMar 10, 20256,900
BRICE CARSON HOLDINGBeneficial Owner of more than 10% of a Class of SecurityStock GiftJan 11, 20260
BRISTOW CLAIRE HOLDINGBeneficial Owner of more than 10% of a Class of SecurityStock GiftNov 20, 20250
BRISTOW PETER MPresidentStock GiftNov 20, 20250
BRYANT HOPE HOLDINGOfficer and DirectorStock GiftMar 16, 20260

Institution ownership

FCNCA institution ownership
Holder% heldSharesValueReported
Harris Associates L.P.8.94%919,3472.13BJun 29, 2026
Blackrock Inc.8.35%859,1432.00BJun 29, 2026
Dodge & Cox Inc.3.93%404,215938.67MJun 29, 2026
Vanguard Capital Management LLC3.49%358,575832.69MJun 29, 2026
Vanguard Portfolio Management LLC3.04%312,316725.26MJun 29, 2026
State Street Corporation2.02%208,230483.55MJun 29, 2026

Fund ownership

FCNCA fund ownership
Holder% heldSharesValueReported
Dodge & Cox Funds-Dodge & Cox Stock Fund2.92%300,700698.29MJun 29, 2026
VANGUARD WINDSOR FUNDS-Vanguard Windsor II Fund2.77%285,246662.40MJul 30, 2026
HARRIS ASSOCIATES INVESTMENT TRUST-Oakmark Fund2.69%276,500642.09MJun 29, 2026
HARRIS ASSOCIATES INVESTMENT TRUST-Oakmark Select Fund2.49%256,012594.51MJun 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund2.29%235,132546.03MJun 29, 2026
VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund1.65%169,849394.43MJun 29, 2026