FirstCash Holdings, Inc. FCFS

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Price alert · FCFS

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181.25 USD -6.57 -3.50%

At close · Oct 30

181.85 +0.60 +0.33%

After hours · Oct 30, 4:09 PM ET

Bid
181.18 × 2
Ask
181.31 × 2
179.48 Day range 187.67
148.05 52-week range 236.43
YTD
+13.72%
1 year
+14.39%
Open
187.07
Prev close
187.82
Mkt cap
7.77B
Vol
783.77K
Avg vol
451.09K
EPS
9.24
P/E
19.62
Div yield
0.98%
More statistics
Low
179.48
High
187.67
Forward P/E
14.27
Beta
0.55
Short ratio
8.06
Inst. own
101.81%
Dividend
1.84
Ex-div date
Nov 12, 2026
Earnings
Feb 4, 2027
50-d avg
213.91
200-d avg
206.34
1y target
247.50

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FCFS five-day price chart172.5178.4184.3190.2196.1Oct 26Oct 27Oct 28Oct 29Oct 30

Financial health

Altman Z-Score

3.42 Safe zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 4
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 2
  • P/E 1
  • P/B 1

Valuation

P/E 21.5×
FY 2016: 27.3×FY 2017: 22.4×FY 2018: 21.2×FY 2019: 21.1×FY 2020: 27.3×FY 2021: 24.5×FY 2022: 16.2×FY 2023: 22.5×FY 2024: 18.0×FY 2025: 21.5×
FY 2016 5y median 21.5× FY 2025
P/S 1.9×
FY 2016: 1.5×FY 2017: 1.8×FY 2018: 1.8×FY 2019: 1.9×FY 2020: 1.8×FY 2021: 1.8×FY 2022: 1.5×FY 2023: 1.6×FY 2024: 1.4×FY 2025: 1.9×
FY 2016 5y median 1.6× FY 2025
P/B 3.1×
FY 2016: 1.1×FY 2017: 2.2×FY 2018: 2.5×FY 2019: 2.6×FY 2020: 2.3×FY 2021: 1.7×FY 2022: 2.2×FY 2023: 2.4×FY 2024: 2.3×FY 2025: 3.1×
FY 2016 5y median 2.3× FY 2025
P/FCF 13.4×
FY 2016: 21.5×FY 2017: 16.6×FY 2018: 15.6×FY 2019: 18.5×FY 2020: 15.7×FY 2021: 16.9×FY 2022: 9.5×FY 2023: 13.7×FY 2024: 9.9×FY 2025: 13.4×
FY 2016 5y median 13.4× FY 2025
EV/EBITDA 9.8×
FY 2016: 13.8×FY 2017: 14.0×FY 2018: 13.6×FY 2019: 14.4×FY 2020: 17.4×FY 2021: 17.6×FY 2022: 6.6×FY 2023: 7.4×FY 2024: 6.6×FY 2025: 9.8×
FY 2016 5y median 7.4× FY 2025
EV/Sales 2.7×
FY 2016: 1.8×FY 2017: 2.0×FY 2018: 2.1×FY 2019: 2.3×FY 2020: 2.3×FY 2021: 2.7×FY 2022: 2.1×FY 2023: 2.1×FY 2024: 1.9×FY 2025: 2.7×
FY 2016 5y median 2.1× FY 2025
FCF Yield 7.5%
FY 2016: 4.6%FY 2017: 6.0%FY 2018: 6.4%FY 2019: 5.4%FY 2020: 6.4%FY 2021: 5.9%FY 2022: 10.6%FY 2023: 7.3%FY 2024: 10.1%FY 2025: 7.5%
FY 2016 5y median 7.5% FY 2025

Profitability

Gross Margin 51.7%
FY 2016: 55.6%FY 2017: 53.2%FY 2018: 54.3%FY 2019: 54.6%FY 2020: 55.9%FY 2021: 54.1%FY 2022: 46.3%FY 2023: 47.8%FY 2024: 48.1%FY 2025: 51.7%
FY 2016 5y median 48.1% FY 2025
Operating Margin 15.4%
FY 2016: 13.7%FY 2017: 12.2%FY 2018: 13.5%FY 2019: 13.9%FY 2020: 12.0%FY 2021: 11.6%FY 2022: 10.4%FY 2023: 12.4%FY 2024: 13.3%FY 2025: 15.4%
FY 2016 5y median 12.4% FY 2025
Net Margin 9.0%
FY 2016: 5.5%FY 2017: 8.1%FY 2018: 8.6%FY 2019: 8.8%FY 2020: 6.5%FY 2021: 7.4%FY 2022: 9.3%FY 2023: 7.0%FY 2024: 7.6%FY 2025: 9.0%
FY 2016 5y median 7.6% FY 2025
ROE 14.5%
FY 2016: 4.1%FY 2017: 9.8%FY 2018: 11.6%FY 2019: 12.2%FY 2020: 8.3%FY 2021: 6.9%FY 2022: 13.5%FY 2023: 11.0%FY 2024: 12.6%FY 2025: 14.5%
FY 2016 5y median 12.6% FY 2025
ROIC 8.3%
FY 2016: 4.8%FY 2017: 9.4%FY 2018: 9.1%FY 2019: 8.2%FY 2020: 6.4%FY 2021: 4.2%FY 2022: 6.0%FY 2023: 7.2%FY 2024: 8.0%FY 2025: 8.3%
FY 2016 5y median 7.2% FY 2025
ROA 6.2%
FY 2016: 2.8%FY 2017: 7.0%FY 2018: 7.3%FY 2019: 6.7%FY 2020: 4.5%FY 2021: 3.3%FY 2022: 6.5%FY 2023: 5.1%FY 2024: 5.8%FY 2025: 6.2%
FY 2016 5y median 5.8% FY 2025

Growth (YoY)

Revenue 8.0%
FY 2016: 54.5%FY 2017: 63.5%FY 2018: 0.1%FY 2019: 4.7%FY 2020: -12.5%FY 2021: 4.1%FY 2022: 60.6%FY 2023: 15.5%FY 2024: 7.5%FY 2025: 8.0%
FY 2016 FY 2025
Operating Income 24.8%
FY 2016: 31.2%FY 2017: 45.7%FY 2018: 10.5%FY 2019: 7.5%FY 2020: -24.2%FY 2021: 0.6%FY 2022: 44.0%FY 2023: 37.2%FY 2024: 15.6%FY 2025: 24.8%
FY 2016 FY 2025
EPS (diluted) 29.5%
FY 2016: -19.6%FY 2017: 74.4%FY 2018: 13.7%FY 2019: 11.7%FY 2020: -32.8%FY 2021: 18.8%FY 2022: 76.3%FY 2023: -10.4%FY 2024: 19.4%FY 2025: 29.5%
FY 2016 FY 2025
Free Cash Flow 12.6%
FY 2016: 6.6%FY 2017: 154.4%FY 2018: 6.9%FY 2019: -9.9%FY 2020: -1.4%FY 2021: -1.9%FY 2022: 139.3%FY 2023: -17.9%FY 2024: 32.5%FY 2025: 12.6%
FY 2016 FY 2025

Financial Health

Current Ratio 4.6×
FY 2016: 6.2×FY 2017: 7.0×FY 2018: 5.9×FY 2019: 3.7×FY 2020: 3.0×FY 2021: 2.9×FY 2022: 3.8×FY 2023: 3.9×FY 2024: 4.1×FY 2025: 4.6×
FY 2016 5y median 3.9× FY 2025
Quick Ratio 3.4×
FY 2016: 3.9×FY 2017: 4.7×FY 2018: 3.9×FY 2019: 2.3×FY 2020: 2.1×FY 2021: 2.2×FY 2022: 2.9×FY 2023: 3.0×FY 2024: 3.2×FY 2025: 3.4×
FY 2016 5y median 3.0× FY 2025
Debt / Equity 1.2×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.4×FY 2019: 0.7×FY 2020: 0.7×FY 2021: 0.9×FY 2022: 0.9×FY 2023: 1.0×FY 2024: 1.0×FY 2025: 1.2×
FY 2016 5y median 1.0× FY 2025
Net Debt / EBITDA 2.7×
FY 2016: 2.5×FY 2017: 1.1×FY 2018: 1.9×FY 2019: 2.9×FY 2020: 3.9×FY 2021: 5.7×FY 2022: 1.8×FY 2023: 2.0×FY 2024: 1.9×FY 2025: 2.7×
FY 2016 5y median 2.0× FY 2025
Interest Coverage 4.6×
FY 2016: 7.3×FY 2017: 9.1×FY 2018: 8.2×FY 2019: 7.6×FY 2020: 6.7×FY 2021: 6.1×FY 2022: 4.0×FY 2023: 4.2×FY 2024: 4.3×FY 2025: 4.6×
FY 2016 5y median 4.3× FY 2025

Dividends

Dividend Yield 1.0%
FY 2016: 1.2%FY 2017: 1.1%FY 2018: 1.3%FY 2019: 1.3%FY 2020: 1.5%FY 2021: 1.6%FY 2022: 1.5%FY 2023: 1.3%FY 2024: 1.4%FY 2025: 1.0%
FY 2016 5y median 1.4% FY 2025
Payout Ratio 21.5%
FY 2016: 32.9%FY 2017: 25.6%FY 2018: 26.7%FY 2019: 26.7%FY 2020: 42.0%FY 2021: 38.1%FY 2022: 23.5%FY 2023: 28.2%FY 2024: 25.4%FY 2025: 21.5%
FY 2016 5y median 25.4% FY 2025

Annual · latest fiscal year ends 2025-12-31