FBTT

First Bankers Trustshares, Inc.

USD

Set alert

Price alert · FBTT

All alert types
26.50 USD +0.05 +0.19%
As of Oct 30, 2026
25.94 Day range 25.95
19.40 52-week range 29.99
YTD
+9.14%
1 year
+35.90%
Open
25.94
Prev close
26.45
Mkt cap
79.40M
Vol
600
Avg vol
403
EPS
2.51
P/E
10.56
More statistics
Low
25.94
High
25.95

5D chart

Chart tools
Interval

Chart is warming up

The five-day price history for FBTT has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

-0.28 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 5
  • Return on Equity 2
  • Return on Assets 1
  • Debt / Equity 2
  • P/E 3
  • P/B 4

Valuation

P/E 10.6×
FY 2016: 10.1×FY 2017: 12.8×FY 2018: 11.8×FY 2019: 11.6×FY 2020: 10.9×FY 2021: 11.9×FY 2022: 8.1×FY 2023: 10.6×FY 2024: 12.1×FY 2025: 10.6×
FY 2016 5y median 10.6× FY 2025
P/S 1.9×
FY 2016: 2.0×FY 2017: 2.0×FY 2018: 2.6×FY 2019: 2.4×FY 2020: 2.3×FY 2021: 2.8×FY 2022: 1.9×FY 2023: 1.2×FY 2024: 0.9×FY 2025: 1.9×
FY 2016 5y median 1.9× FY 2025
P/B 0.9×
FY 2016: 1.2×FY 2017: 1.1×FY 2018: 1.1×FY 2019: 1.0×FY 2020: 0.8×FY 2021: 0.9×FY 2022: 1.3×FY 2023: 0.9×FY 2024: 0.8×FY 2025: 0.9×
FY 2016 5y median 0.9× FY 2025
P/FCF 9.5×
FY 2016: 7.2×FY 2017: 6.6×FY 2018: 6.5×FY 2019: 6.1×FY 2020: 5.9×FY 2021: 6.1×FY 2022: 4.6×FY 2023: 8.0×FY 2024: 12.8×FY 2025: 9.5×
FY 2016 5y median 8.0× FY 2025
EV/EBITDA 9.5×
FY 2016: 10.9×FY 2017: 12.5×FY 2018: 21.6×FY 2019: 7.9×FY 2020: 16.1×FY 2021: 16.7×FY 2022: 15.6×FY 2023: 16.0×FY 2024: 13.7×FY 2025: 9.5×
FY 2016 5y median 15.6× FY 2025
EV/Sales 2.1×
FY 2016: 3.6×FY 2017: 3.4×FY 2018: 4.3×FY 2019: 1.9×FY 2020: 4.8×FY 2021: 5.3×FY 2022: 4.8×FY 2023: 2.4×FY 2024: 1.4×FY 2025: 2.1×
FY 2016 5y median 2.4× FY 2025
FCF Yield 10.5%
FY 2016: 13.9%FY 2017: 15.2%FY 2018: 15.3%FY 2019: 16.5%FY 2020: 17.0%FY 2021: 16.5%FY 2022: 21.7%FY 2023: 12.6%FY 2024: 7.8%FY 2025: 10.5%
FY 2016 5y median 12.6% FY 2025

Profitability

Gross Margin 98.3%
FY 2016: 90.1%FY 2017: 86.5%FY 2018: 69.0%FY 2019: 77.6%FY 2020: 81.6%FY 2021: 93.8%FY 2022: 92.2%FY 2023: 63.3%FY 2024: 54.0%FY 2025: 98.3%
FY 2016 5y median 92.2% FY 2025
Operating Margin 22.1%
FY 2016: 29.5%FY 2017: 23.5%FY 2018: 16.1%FY 2019: 20.8%FY 2020: 26.4%FY 2021: 29.2%FY 2022: 29.0%FY 2023: 13.5%FY 2024: 9.2%FY 2025: 22.1%
FY 2016 5y median 22.1% FY 2025
Net Margin 17.5%
FY 2016: 19.5%FY 2017: 15.6%FY 2018: 21.9%FY 2019: 21.1%FY 2020: 20.6%FY 2021: 23.2%FY 2022: 23.1%FY 2023: 11.2%FY 2024: 7.6%FY 2025: 17.5%
FY 2016 5y median 17.5% FY 2025
ROE 8.4%
FY 2016: 11.4%FY 2017: 8.6%FY 2018: 9.4%FY 2019: 8.5%FY 2020: 7.2%FY 2021: 7.7%FY 2022: 15.6%FY 2023: 8.7%FY 2024: 6.2%FY 2025: 8.4%
FY 2016 5y median 8.4% FY 2025
ROIC 0.6%
FY 2016: 4.5%FY 2017: 4.0%FY 2018: 2.6%FY 2019: 0.9%FY 2020: 3.0%FY 2021: 3.3%FY 2022: 4.3%FY 2023: 3.1%FY 2024: 2.3%FY 2025: 0.6%
FY 2016 5y median 3.1% FY 2025
ROA 0.6%
FY 2016: 1.0%FY 2017: 0.8%FY 2018: 0.9%FY 2019: 0.9%FY 2020: 0.7%FY 2021: 0.7%FY 2022: 0.8%FY 2023: 0.5%FY 2024: 0.4%FY 2025: 0.6%
FY 2016 5y median 0.6% FY 2025

Growth (YoY)

Revenue -29.0%
FY 2016: 4.2%FY 2017: 0.7%FY 2018: -19.0%FY 2019: 2.8%FY 2020: -3.5%FY 2021: -7.5%FY 2022: 8.4%FY 2023: 26.3%FY 2024: 14.3%FY 2025: -29.0%
FY 2016 FY 2025
Operating Income 70.3%
FY 2016: 8.8%FY 2017: -19.8%FY 2018: -44.7%FY 2019: 33.3%FY 2020: 22.2%FY 2021: 2.4%FY 2022: 7.7%FY 2023: -41.4%FY 2024: -21.8%FY 2025: 70.3%
FY 2016 FY 2025
EPS (diluted) 62.9%
FY 2016: 2.4%FY 2017: -18.9%FY 2018: 12.9%FY 2019: -0.7%FY 2020: -5.6%FY 2021: 3.9%FY 2022: 10.2%FY 2023: -37.8%FY 2024: -22.7%FY 2025: 62.9%
FY 2016 FY 2025
Free Cash Flow 92.7%
FY 2016: 1.0%FY 2017: 12.3%FY 2018: 5.0%FY 2019: 5.2%FY 2020: -8.1%FY 2021: 9.4%FY 2022: -3.0%FY 2023: -53.3%FY 2024: -45.3%FY 2025: 92.7%
FY 2016 FY 2025

Financial Health

Current Ratio 1.3×
FY 2016: 0.5×FY 2017: 0.5×FY 2018: 0.5×FY 2019: 481×FY 2020: 0.6×FY 2021: 0.7×FY 2022: 0.4×FY 2023: 0.4×FY 2024: 0.1×FY 2025: 1.3×
FY 2016 5y median 0.4× FY 2025
Quick Ratio 1.3×
FY 2016: 0.5×FY 2017: 0.5×FY 2018: 0.5×FY 2019: 544×FY 2020: 0.6×FY 2021: 0.7×FY 2022: 0.4×FY 2023: 0.4×FY 2024: 0.1×FY 2025: 1.3×
FY 2016 5y median 0.4× FY 2025
Debt / Equity 1.3×
FY 2016: 1.4×FY 2017: 1.1×FY 2018: 1.1×FY 2019: 0.1×FY 2020: 1.4×FY 2021: 1.3×FY 2022: 2.5×FY 2023: 1.7×FY 2024: 1.6×FY 2025: 1.3×
FY 2016 5y median 1.6× FY 2025
Net Debt / EBITDA 1.1×
FY 2016: 5.0×FY 2017: 5.1×FY 2018: 8.6×FY 2019: -2.1×FY 2020: 8.5×FY 2021: 8.0×FY 2022: 9.6×FY 2023: 8.1×FY 2024: 4.9×FY 2025: 1.1×
FY 2016 5y median 8.0× FY 2025
Interest Coverage 0.0×
FY 2016: 3.4×FY 2017: 2.7×FY 2018: 1.2×FY 2019: 1.3×FY 2020: 2.2×FY 2021: 3.7×FY 2022: 3.2×FY 2023: 0.4×FY 2024: 0.2×FY 2025: 0.0×
FY 2016 5y median 0.4× FY 2025

Dividends

Dividend Yield 3.6%
FY 2016: 1.8%FY 2017: 1.8%FY 2018: 1.9%FY 2019: 2.1%FY 2020: 2.4%FY 2021: 2.3%FY 2022: 3.2%FY 2023: 4.2%FY 2024: 4.9%FY 2025: 3.6%
FY 2016 5y median 3.6% FY 2025
Payout Ratio 38.6%
FY 2016: 18.0%FY 2017: 23.4%FY 2018: 22.1%FY 2019: 23.8%FY 2020: 26.8%FY 2021: 27.2%FY 2022: 26.2%FY 2023: 44.3%FY 2024: 60.2%FY 2025: 38.6%
FY 2016 5y median 38.6% FY 2025

Annual · latest fiscal year ends 2025-12-31