Enova International, Inc. ENVA
Set alert
174.09 USD -6.95 -3.84%
At close · Oct 30
174.09 0.00 0.00%
After hours · Oct 30, 4:00 PM ET
172.56 Day range 178.40
119.22 52-week range 265.45
- YTD
- +10.74%
- 1 year
- +46.02%
- Open
- 177.59
- Prev close
- 181.04
- Mkt cap
- 4.26B
- Vol
- 233.61K
- Avg vol
- 343.72K
- EPS
- 14.48
- P/E
- 12.02
- Div yield
- 0.00%
More statistics
- Low
- 172.56
- High
- 178.40
- Forward P/E
- 8.31
- Beta
- 1.28
- Short ratio
- 4.04
- Inst. own
- 99.49%
- Dividend
- 0.00
- Ex-div date
- Earnings
- Jan 26, 2027
- 50-d avg
- 194.19
- 200-d avg
- 183.70
- 1y target
- 230.83
2Y chart
Events in this range
- Oct 23, 2025Earnings: 3.36; estimate 3.03; surprise 10.89%
- Jan 27, 2026Earnings: 3.46; estimate 3.17; surprise 9.15%
- Apr 23, 2026Earnings: 3.87; estimate 3.96; surprise -2.27%
- Jul 23, 2026Earnings: 4.31; estimate 3.99; surprise 8.02%
- Sep 17, 2026Rating: Stephens & Co. · Overweight → Overweight
- Oct 7, 2026Rating: Jefferies · Buy → Buy
- Oct 22, 2026Earnings: 4.48; estimate 4.42; surprise 1.36%
- Oct 23, 2026Rating: Stephens & Co. · Overweight → Overweight
- Oct 23, 2026Rating: Citizens · Market Outperform → Market Outperform
- Oct 23, 2026Rating: TD Cowen · Buy → Buy
- Oct 26, 2026Rating: Maxim Group · Buy → Buy
Signals (72)
| Name | Date | Ago |
|---|---|---|
| SMA: Bearish | Oct 8, 2026 | 3 weeks ago |
| SMA: Bullish | Oct 6, 2026 | 3 weeks ago |
| MACD: Buy Signal | Oct 2, 2026 | 1 month ago |
| SMA: Bearish | Sep 15, 2026 | 1 month ago |
| RSI: Oversold | Sep 15, 2026 | 1 month ago |
| SMA: Bearish | Aug 26, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 10, 2026 | 2 months ago |
| RSI: Overbought | Aug 5, 2026 | 2 months ago |
| MACD: Buy Signal | Jul 30, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 10, 2026 | 3 months ago |
| RSI: Overbought | Jul 9, 2026 | 3 months ago |
| RSI: Overbought | Jun 11, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 5, 2026 | 4 months ago |
| MACD: Sell Signal | May 5, 2026 | 6 months ago |
| RSI: Overbought | Apr 15, 2026 | 6 months ago |
| SMA: Bullish | Apr 8, 2026 | 6 months ago |
| MACD: Buy Signal | Mar 31, 2026 | 7 months ago |
| MACD: Sell Signal | Mar 30, 2026 | 7 months ago |
| MACD: Buy Signal | Mar 18, 2026 | 7 months ago |
| RSI: Oversold | Feb 23, 2026 | 8 months ago |
| SMA: Bearish | Feb 11, 2026 | 8 months ago |
| MACD: Sell Signal | Feb 4, 2026 | 9 months ago |
| MACD: Buy Signal | Feb 2, 2026 | 9 months ago |
| MACD: Sell Signal | Dec 30, 2025 | 10 months ago |
| RSI: Overbought | Dec 10, 2025 | 10 months ago |
| MACD: Buy Signal | Nov 25, 2025 | 11 months ago |
| MACD: Sell Signal | Nov 17, 2025 | 11 months ago |
| SMA: Bullish | Oct 24, 2025 | 1 year ago |
| MACD: Buy Signal | Oct 22, 2025 | 1 year ago |
| SMA: Bullish | Oct 13, 2025 | 1 year ago |
| SMA: Bearish | Oct 10, 2025 | 1 year ago |
| RSI: Oversold | Oct 10, 2025 | 1 year ago |
| SMA: Bearish | Oct 3, 2025 | 1 year ago |
| SMA: Bullish | Oct 2, 2025 | 1 year ago |
| SMA: Bearish | Oct 1, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 26, 2025 | 1 year ago |
| MACD: Buy Signal | Sep 18, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 10, 2025 | 1 year ago |
| RSI: Overbought | Sep 4, 2025 | 1 year ago |
| RSI: Overbought | Aug 26, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 13, 2025 | 1 year ago |
| SMA: Bullish | Aug 12, 2025 | 1 year ago |
| SMA: Bearish | Aug 1, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 16, 2025 | 1 year ago |
| RSI: Overbought | Jun 26, 2025 | 1 year ago |
| SMA: Bullish | Jun 16, 2025 | 1 year ago |
| SMA: Bearish | Jun 13, 2025 | 1 year ago |
| SMA: Bullish | Jun 6, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 6, 2025 | 1 year ago |
| SMA: Bearish | May 21, 2025 | 1 year ago |
| MACD: Sell Signal | May 21, 2025 | 1 year ago |
| SMA: Bullish | May 8, 2025 | 1 year ago |
| MACD: Buy Signal | May 8, 2025 | 1 year ago |
| MACD: Sell Signal | May 7, 2025 | 1 year ago |
| SMA: Bearish | Apr 30, 2025 | 1 year ago |
| SMA: Bullish | Apr 24, 2025 | 1 year ago |
| MACD: Buy Signal | Apr 22, 2025 | 1 year ago |
| MACD: Sell Signal | Apr 21, 2025 | 1 year ago |
| MACD: Buy Signal | Apr 17, 2025 | 1 year ago |
| MACD: Sell Signal | Apr 4, 2025 | 1 year ago |
| SMA: Bearish | Apr 3, 2025 | 1 year ago |
| SMA: Bullish | Apr 2, 2025 | 1 year ago |
| MACD: Buy Signal | Mar 19, 2025 | 1 year ago |
| RSI: Oversold | Mar 6, 2025 | 1 year ago |
| RSI: Oversold | Mar 4, 2025 | 1 year ago |
| SMA: Bearish | Feb 21, 2025 | 1 year ago |
| MACD: Sell Signal | Feb 12, 2025 | 1 year ago |
| RSI: Overbought | Feb 6, 2025 | 1 year ago |
| RSI: Overbought | Jan 30, 2025 | 1 year ago |
| RSI: Overbought | Jan 28, 2025 | 1 year ago |
| RSI: Overbought | Jan 22, 2025 | 1 year ago |
| MACD: Buy Signal | Jan 14, 2025 | 1 year ago |
Key statistics
- Market cap
- 4.26B
- Enterprise value
- 9.72B
- Trailing P/E
- 12.93
- Forward P/E
- 8.31
- PEG ratio
- 0.00
- Price / sales
- 2.33
- Price / book
- 2.89
- EPS (TTM)
- 13.47
- Beta
- 1.28
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Profit margin
- 20.91%
- Revenue (TTM)
- 1.83B
- Revenue growth
- 36.70%
- Free cash flow
- 0
- Total cash
- 117.40M
- Total debt
- 5.41B
- Return on equity
- 26.82%
- Shares outstanding
- 24.46M
- Short % of float
- 9.14%
- 50-day average
- 194.19
- 200-day average
- 183.70
Analyst view
Consensus: strong buy
Strong buy
Price target (mean) 230.83 +32.6% upside
Now 174.09
- Target (low)
- 220.00
- Target (mean)
- 230.83
- Target (high)
- 275.00
Ratings (0m) 6 6 buy · 0 hold · 0 sell
- Strong buy2
- Buy4
- Hold0
- Sell0
- Strong sell0
Next earnings
Jan 26, 2027
Expected Jan 26, 2027. Consensus EPS estimate 4.62.
Financials — quick view
ENVA Revenue — quarterly 1.01B
ENVA Net income — quarterly 107.30M
ENVA EPS — quarterly 4.31
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 26, 2027 | Dec 30, 2026 | 4.62 | — | — | — |
| Oct 22, 2026 | Sep 30, 2026 | 4.42 | 4.48 | +0.06 | +1.36% |
| Jul 23, 2026 | Jun 30, 2026 | 3.99 | 4.31 | +0.32 | +8.02% |
| Apr 23, 2026 | Mar 31, 2026 | 3.96 | 3.87 | -0.09 | -2.27% |
| Jan 27, 2026 | Dec 31, 2025 | 3.17 | 3.46 | +0.29 | +9.15% |
| Oct 23, 2025 | Sep 30, 2025 | 3.03 | 3.36 | +0.33 | +10.89% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 26, 2026 | Maxim Group | main | Buy | Buy |
| Oct 23, 2026 | TD Cowen | main | Buy | Buy |
| Oct 23, 2026 | Citizens | main | Market Outperform | Market Outperform |
| Oct 23, 2026 | Stephens & Co. | main | Overweight | Overweight |
| Oct 7, 2026 | Jefferies | main | Buy | Buy |
| Sep 17, 2026 | Stephens & Co. | main | Overweight | Overweight |
About Enova International, Inc.
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- enova.com
News
- Lost Money on Enova International, Inc. Stock? Glancy Prongay Wolke & Rotter LLP Continues Investigating Possible Securities Fraud After 23.43% Share Price Drop
- INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Enova International, Inc. - ENVA
- INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Enova International, Inc. - ENVA
- Enova To Participate in Upcoming Investor Conferences
- Maxim Group Maintains Buy on Enova International, Lowers Price Target to $220
- Enova: Growing 33% Without A Bank, Still Trades At 10x Earnings (Buy)
- These Analysts Increase Their Forecasts On Enova After Upbeat Q3 Results
- These Analysts Increase Their Forecasts On Enova After Upbeat Q3 Results
- TD Cowen Maintains Buy on Enova International, Raises Price Target to $224
- Citizens Maintains Market Outperform on Enova International, Raises Price Target to $220
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| CARNAHAN ELLEN | Director | Stock Award(Grant) | May 12, 2026 | 64,294 |
| CHARTIER KIRK LF | Officer | Stock Award(Grant) | Feb 10, 2026 | 104,972 |
| CUNNINGHAM STEVEN E. | Chief Executive Officer | Conversion of Exercise of derivative security | Apr 27, 2026 | 122,945 |
| FEEHAN DANIEL R | Director | Stock Award(Grant) | May 12, 2026 | 287,675 |
| FISHER DAVID J.D. | Officer and Director | Conversion of Exercise of derivative security | Sep 16, 2026 | 306,444 |
| GOODYEAR WILLIAM M | Director | Sale | Jun 15, 2026 | 50,820 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 17.03% | 4,164,846 | 725.18M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.35% | 1,063,968 | 185.26M | Jun 29, 2026 |
| State Street Corporation | 4.15% | 1,014,929 | 176.72M | Jun 29, 2026 |
| Invesco Ltd. | 3.85% | 941,183 | 163.88M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 3.60% | 880,279 | 153.27M | Jun 29, 2026 |
| FMR, LLC | 3.55% | 868,413 | 151.21M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 6.06% | 1,482,860 | 258.20M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.08% | 753,993 | 131.29M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.61% | 637,905 | 111.07M | Sep 29, 2026 |
| AIM Counselor Series TRT -Invesco Discovery Fd. | 2.16% | 528,048 | 91.94M | May 30, 2026 |
| Fidelity Securities Fund-Fidelity Small Cap Growth Fund | 1.63% | 399,560 | 69.57M | Jul 30, 2026 |
| Putnam Funds Trust-Putnam Small Cap Growth Fund | 1.19% | 290,733 | 50.62M | Jun 29, 2026 |