Advertisement

Enova International, Inc. ENVA

Set alert

Price alert · ENVA

All alert types
176.59 USD +2.50 +1.44%

As of Nov 2, 10:33 AM ET

Bid
176.63 × 100
Ask
177.05 × 100
175.85 Day range 179.29
118.31 52-week range 267.45
YTD
+12.33%
1 year
+47.69%
Open
176.10
Prev close
174.09
Mkt cap
4.32B
Vol
29.09K
Avg vol
342.78K
EPS
14.48
P/E
12.20
Div yield
0.00%
More statistics
Low
175.85
High
179.29
Forward P/E
8.31
Beta
1.28
Short ratio
4.04
Inst. own
99.49%
Dividend
0.00
Ex-div date
Earnings
Jan 26, 2027
50-d avg
194.19
200-d avg
183.70
1y target
230.83

3M chart

Chart tools
Interval

Events in this range
  • Sep 17, 2026Rating: Stephens & Co. · Overweight → Overweight
  • Oct 7, 2026Rating: Jefferies · Buy → Buy
  • Oct 22, 2026Earnings: 4.48; estimate 4.42; surprise 1.36%
  • Oct 23, 2026Rating: Stephens & Co. · Overweight → Overweight
  • Oct 23, 2026Rating: Citizens · Market Outperform → Market Outperform
  • Oct 23, 2026Rating: TD Cowen · Buy → Buy
  • Oct 26, 2026Rating: Maxim Group · Buy → Buy
Signals (13)
NameDateAgo
SMA: BullishNov 2, 20261 hour ago
SMA: BearishOct 30, 20263 days ago
SMA: BullishOct 28, 20265 days ago
SMA: BearishOct 22, 20261 week ago
SMA: BullishOct 21, 20261 week ago
MACD: Buy SignalOct 2, 20261 month ago
RSI: OversoldSep 15, 20261 month ago
SMA: BearishAug 26, 20262 months ago
SMA: BearishAug 25, 20262 months ago
SMA: BullishAug 24, 20262 months ago
SMA: BearishAug 20, 20262 months ago
MACD: Sell SignalAug 10, 20262 months ago
RSI: OverboughtAug 5, 20262 months ago

Key statistics

Market cap
4.26B
Enterprise value
9.72B
Trailing P/E
12.93
Forward P/E
8.31
PEG ratio
0.00
Price / sales
2.33
Price / book
2.89
EPS (TTM)
13.47
Beta
1.28
Dividend yield
0.00%
Payout ratio
0.00%
Profit margin
20.91%
Revenue (TTM)
1.83B
Revenue growth
36.70%
Free cash flow
0
Total cash
117.40M
Total debt
5.41B
Return on equity
26.82%
Shares outstanding
24.46M
Short % of float
9.14%
50-day average
194.19
200-day average
183.70

Analyst view

Consensus: strong buy

Strong buy
Price target (mean) 230.83 +30.7% upside
Target (low)
220.00
Target (mean)
230.83
Target (high)
275.00
Ratings (0m) 6 6 buy · 0 hold · 0 sell
  • Strong buy2
  • Buy4
  • Hold0
  • Sell0
  • Strong sell0

Next earnings

Jan 26, 2027

Expected Jan 26, 2027. Consensus EPS estimate 4.62.

Earnings history

Financials — quick view

All financials
ENVA Revenue — quarterly 1.01B
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026
ENVA Net income — quarterly 107.30M
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026
ENVA EPS — quarterly 4.31
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026

Earnings

ENVA recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 26, 2027Dec 30, 20264.62———
Oct 22, 2026Sep 30, 20264.424.48+0.06+1.36%
Jul 23, 2026Jun 30, 20263.994.31+0.32+8.02%
Apr 23, 2026Mar 31, 20263.963.87-0.09-2.27%
Jan 27, 2026Dec 31, 20253.173.46+0.29+9.15%
Oct 23, 2025Sep 30, 20253.033.36+0.33+10.89%

Upgrades / downgrades

ENVA analyst upgrades and downgrades
DateFirmActionFromTo
Oct 26, 2026Maxim GroupmainBuyBuy
Oct 23, 2026TD CowenmainBuyBuy
Oct 23, 2026CitizensmainMarket OutperformMarket Outperform
Oct 23, 2026Stephens & Co.mainOverweightOverweight
Oct 7, 2026JefferiesmainBuyBuy
Sep 17, 2026Stephens & Co.mainOverweightOverweight

About Enova International, Inc.

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.

Sector
Financial Services
Industry
Credit Services
Country
United States
Website
enova.com

News

Your note

Sign in to keep a note on ENVA — it syncs with the Stock Master app.

Insider holders

ENVA insider holders
InsiderRelationLatest transactionDateShares held
CARNAHAN ELLENDirectorStock Award(Grant)May 12, 202664,294
CHARTIER KIRK LFOfficerStock Award(Grant)Feb 10, 2026104,972
CUNNINGHAM STEVEN E.Chief Executive OfficerConversion of Exercise of derivative securityApr 27, 2026122,945
FEEHAN DANIEL RDirectorStock Award(Grant)May 12, 2026287,675
FISHER DAVID J.D.Officer and DirectorConversion of Exercise of derivative securitySep 16, 2026306,444
GOODYEAR WILLIAM MDirectorSaleJun 15, 202650,820

Institution ownership

ENVA institution ownership
Holder% heldSharesValueReported
Blackrock Inc.17.03%4,164,846725.18MJun 29, 2026
Vanguard Capital Management LLC4.35%1,063,968185.26MJun 29, 2026
State Street Corporation4.15%1,014,929176.72MJun 29, 2026
Invesco Ltd.3.85%941,183163.88MJun 29, 2026
Dimensional Fund Advisors LP3.60%880,279153.27MJun 29, 2026
FMR, LLC3.55%868,413151.21MJun 29, 2026

Fund ownership

ENVA fund ownership
Holder% heldSharesValueReported
iShares Trust-iShares Core S&P Small-Cap ETF6.06%1,482,860258.20MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund3.08%753,993131.29MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.61%637,905111.07MSep 29, 2026
AIM Counselor Series TRT -Invesco Discovery Fd.2.16%528,04891.94MMay 30, 2026
Fidelity Securities Fund-Fidelity Small Cap Growth Fund1.63%399,56069.57MJul 30, 2026
Putnam Funds Trust-Putnam Small Cap Growth Fund1.19%290,73350.62MJun 29, 2026
Advertisement