Enova International, Inc. ENVA
172.48 USD -1.80 (-1.03%)
At closeNov 6, 2026, 4:08 PM EST
172.48 0.00 0.00%
After hours · Nov 6, 4:08 PM ET
171.07 Day range 175.46
119.49 52-week range 265.45
- YTD
- +9.72%
- 1 year
- +40.39%
- Market cap
- 4.22B
- Revenue (ttm)
- 1.83B
- Profit margin
- 20.91%
- EPS (ttm)
- 14.48
- Shares out
- 24.46M
- P/E ratio
- 11.91
- Forward P/E
- 8.08
- YTD return
- +9.72%
- 1-year return
- +40.39%
- Volume
- 251.92K
- Avg volume
- 344.34K
- Open
- 172.98
- Previous close
- 174.28
- Day's range
- 171.07 – 175.46
- 52-week range
- 119.49 – 265.45
- Beta
- 1.39
- Analysts
- Strong Buy
- Price target
- 230.83 (+33.8%)
- Earnings date
- Jan 26, 2027
5D -5.27 (-2.96%)
Key statistics
- Enterprise value
- 9.55B
- PEG ratio
- 0.00
- Price / sales
- 2.31
- Price / book
- 2.72
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 36.70%
- Free cash flow
- 0
- Total cash
- 117.40M
- Total debt
- 5.41B
- Return on equity
- 26.82%
- Short % of float
- 9.14%
- 50-day average
- 187.60
- 200-day average
- 184.17
Analyst view
Consensus: strong buy
Strong buy
Price target (mean) 230.83 +33.8% upside
Now 172.48
- Target (low)
- 220.00
- Target (mean)
- 230.83
- Target (high)
- 275.00
Ratings (0m) 6 6 buy · 0 hold · 0 sell
- Strong buy2
- Buy4
- Hold0
- Sell0
- Strong sell0
Next earnings
Jan 26, 2027
Expected Jan 26, 2027. Consensus EPS estimate 4.62.
Financials — quick view
ENVA Revenue — quarterly 1.01B
ENVA Net income — quarterly 107.30M
ENVA EPS — quarterly 4.31
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 26, 2027 | Dec 30, 2026 | 4.62 | — | — | — |
| Oct 22, 2026 | Sep 30, 2026 | 4.42 | 4.48 | +0.06 | +1.36% |
| Jul 23, 2026 | Jun 30, 2026 | 3.99 | 4.31 | +0.32 | +8.02% |
| Apr 23, 2026 | Mar 31, 2026 | 3.96 | 3.87 | -0.09 | -2.27% |
| Jan 27, 2026 | Dec 31, 2025 | 3.17 | 3.46 | +0.29 | +9.15% |
| Oct 23, 2025 | Sep 30, 2025 | 3.03 | 3.36 | +0.33 | +10.89% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 26, 2026 | Maxim Group | main | Buy | Buy |
| Oct 23, 2026 | TD Cowen | main | Buy | Buy |
| Oct 23, 2026 | Citizens | main | Market Outperform | Market Outperform |
| Oct 23, 2026 | Stephens & Co. | main | Overweight | Overweight |
| Oct 7, 2026 | Jefferies | main | Buy | Buy |
| Sep 17, 2026 | Stephens & Co. | main | Overweight | Overweight |
About Enova International, Inc.
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- enova.com
News
ENOVA ANNOUNCES PRIVATE OFFERING OF $600 MILLION OF SENIOR NOTES DUE 2031 
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Enova International, Inc. - ENVA 
New Report: 93% of Small Businesses Expect Growth as AI Delivers Measurable Results 
Enova: 3 Key Takeaways for Long-Term Investors 
Maxim Group Maintains Buy on Enova International, Lowers Price Target to $220 
These Analysts Increase Their Forecasts On Enova After Upbeat Q3 Results 
TD Cowen Maintains Buy on Enova International, Raises Price Target to $224 - Citizens Maintains Market Outperform on Enova International, Raises Price Target to $220
- Stephens & Co. Maintains Overweight on Enova International, Raises Price Target to $225
Enova International Q3 Adj. EPS $4.48 Beats $4.42 Estimate, Sales $1.010B Beat $1.002B Estimate
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| CARNAHAN ELLEN | Director | Stock Award(Grant) | May 12, 2026 | 64,294 |
| CHARTIER KIRK LF | Officer | Stock Award(Grant) | Feb 10, 2026 | 104,972 |
| CUNNINGHAM STEVEN E. | Chief Executive Officer | Sale | Apr 27, 2026 | 122,945 |
| FEEHAN DANIEL R | Director | Stock Award(Grant) | May 12, 2026 | 287,675 |
| FISHER DAVID J.D. | Officer and Director | Sale | Sep 16, 2026 | 306,444 |
| GOODYEAR WILLIAM M | Director | Sale | Jun 15, 2026 | 50,820 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 17.03% | 4,164,846 | 717.94M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.35% | 1,063,968 | 183.41M | Jun 29, 2026 |
| State Street Corporation | 4.15% | 1,014,929 | 174.95M | Jun 29, 2026 |
| Invesco Ltd. | 3.85% | 941,183 | 162.24M | Jun 29, 2026 |
| FMR, LLC | 3.55% | 868,413 | 149.70M | Jun 29, 2026 |
| Price (T.Rowe) Associates Inc | 3.47% | 849,347 | 146.41M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 6.06% | 1,482,860 | 255.62M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.08% | 753,993 | 129.97M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.61% | 637,905 | 109.96M | Sep 29, 2026 |
| AIM Counselor Series TRT -Invesco Discovery Fd. | 2.47% | 603,259 | 103.99M | Aug 30, 2026 |
| Fidelity Securities Fund-Fidelity Small Cap Growth Fund | 1.63% | 399,560 | 68.88M | Aug 30, 2026 |
| Putnam Funds Trust-Putnam Small Cap Growth Fund | 1.19% | 290,733 | 50.12M | Jun 29, 2026 |