Codorus Valley Bancorp, Inc. CVLY

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Price alert · CVLY

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24.04 0.00 0.00%

At close · Jun 28

23.18 Day range 24.15

52-week range unavailable

Open
23.48
Prev close
24.04
Mkt cap
232.28M
Vol
565.90K
Avg vol
0
EPS
0.00
P/E
0.00
Div yield
2.83%
More statistics
Low
23.18
High
24.15
Forward P/E
12.02
Beta
0.55
Short ratio
0.93
Inst. own
54.54%
Dividend
0.68
Ex-div date
May 5, 2024
Earnings
Jul 25, 2024
50-d avg
22.22
200-d avg
22.07
1y target
0.00

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Financial health

Altman Z-Score

-0.48 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E 9.9×
FY 2014: 9.5×FY 2015: 11.5×FY 2016: 18.3×FY 2017: 20.5×FY 2018: 10.2×FY 2019: 12.2×FY 2020: 19.7×FY 2021: 14.3×FY 2022: 11.3×FY 2023: 9.9×
FY 2014 5y median 12.2× FY 2023
P/S 1.9×
FY 2014: 2.2×FY 2015: 2.2×FY 2016: 3.8×FY 2017: 3.4×FY 2018: 2.6×FY 2019: 2.9×FY 2020: 2.2×FY 2021: 2.7×FY 2022: 138×FY 2023: 1.9×
FY 2014 5y median 2.7× FY 2023
P/B 1.2×
FY 2014: 0.9×FY 2015: 0.8×FY 2016: 1.5×FY 2017: 1.5×FY 2018: 1.1×FY 2019: 1.2×FY 2020: 0.8×FY 2021: 1.1×FY 2022: 1.3×FY 2023: 1.2×
FY 2014 5y median 1.2× FY 2023
P/FCF 15.9×
FY 2014: 11.4×FY 2015: 15.8×FY 2016: 14.8×FY 2017: 16.8×FY 2018: 11.0×FY 2019: 16.8×FY 2020: 17.2×FY 2021: 8.1×FY 2022: 7.1×FY 2023: 15.9×
FY 2014 5y median 15.9× FY 2023
EV/EBITDA 4.4×
FY 2014: 8.1×FY 2015: 10.0×FY 2016: 11.6×FY 2017: 9.0×FY 2018: 5.2×FY 2019: 6.9×FY 2020: -5.9×FY 2021: -12.5×FY 2022: 4.3×FY 2023: 4.4×
FY 2014 5y median 4.3× FY 2023
EV/Sales 2.4×
FY 2014: 4.2×FY 2015: 4.6×FY 2016: 5.5×FY 2017: 4.4×FY 2018: 2.9×FY 2019: 2.4×FY 2020: -1.1×FY 2021: -3.5×FY 2022: 99.7×FY 2023: 2.4×
FY 2014 5y median 2.4× FY 2023
FCF Yield 6.3%
FY 2014: 8.8%FY 2015: 6.3%FY 2016: 6.7%FY 2017: 6.0%FY 2018: 9.1%FY 2019: 6.0%FY 2020: 5.8%FY 2021: 12.3%FY 2022: 14.2%FY 2023: 6.3%
FY 2014 5y median 6.3% FY 2023

Profitability

Gross Margin 100.0%
FY 2014: 98.4%FY 2015: 98.4%FY 2016: 98.2%FY 2017: 98.5%FY 2018: 98.3%FY 2019: 100.0%FY 2020: 100.0%FY 2021: 100.0%FY 2022: 100.0%FY 2023: 100.0%
FY 2014 5y median 100.0% FY 2023
Operating Margin 27.3%
FY 2014: 48.5%FY 2015: 42.4%FY 2016: 43.4%FY 2017: 46.1%FY 2018: 53.2%FY 2019: 30.4%FY 2020: 13.7%FY 2021: 23.7%FY 2022: 2135.8%FY 2023: 27.3%
FY 2014 5y median 27.3% FY 2023
Net Margin 19.3%
FY 2014: 23.3%FY 2015: 19.6%FY 2016: 20.6%FY 2017: 16.9%FY 2018: 25.3%FY 2019: 24.0%FY 2020: 11.1%FY 2021: 18.7%FY 2022: 1224.4%FY 2023: 19.3%
FY 2014 5y median 19.3% FY 2023
ROE 12.5%
FY 2014: 9.9%FY 2015: 7.0%FY 2016: 8.5%FY 2017: 7.3%FY 2018: 10.9%FY 2019: 9.8%FY 2020: 4.3%FY 2021: 7.5%FY 2022: 11.3%FY 2023: 12.5%
FY 2014 5y median 9.8% FY 2023
ROIC 3.1%
FY 2014: 8.5%FY 2015: 1.2%FY 2016: 1.2%FY 2017: 1.1%FY 2018: 1.8%FY 2019: 3.8%FY 2020: 1.1%FY 2021: 1.4%FY 2022: 3.3%FY 2023: 3.1%
FY 2014 5y median 3.1% FY 2023
ROA 1.1%
FY 2014: 1.0%FY 2015: 0.8%FY 2016: 0.8%FY 2017: 0.7%FY 2018: 1.1%FY 2019: 1.0%FY 2020: 0.4%FY 2021: 0.6%FY 2022: 0.9%FY 2023: 1.1%
FY 2014 5y median 0.9% FY 2023

Growth (YoY)

Revenue 7803.6%
FY 2014: 9.6%FY 2015: 12.6%FY 2016: 11.8%FY 2017: 11.7%FY 2018: 8.7%FY 2019: 0.8%FY 2020: -1.9%FY 2021: 2.8%FY 2022: -97.9%FY 2023: 7803.6%
FY 2014 FY 2023
Operating Income 1.1%
FY 2014: 6.0%FY 2015: -1.5%FY 2016: 14.6%FY 2017: 18.6%FY 2018: 25.5%FY 2019: -42.4%FY 2020: -55.8%FY 2021: 77.5%FY 2022: 88.6%FY 2023: 1.1%
FY 2014 FY 2023
EPS (diluted) 23.3%
FY 2014: 0.0%FY 2015: -9.4%FY 2016: -6.9%FY 2017: -9.7%FY 2018: 62.0%FY 2019: -4.1%FY 2020: -54.3%FY 2021: 74.4%FY 2022: 40.0%FY 2023: 23.3%
FY 2014 FY 2023
Free Cash Flow -51.5%
FY 2014: -25.4%FY 2015: -17.0%FY 2016: 100.9%FY 2017: -10.1%FY 2018: 25.2%FY 2019: -25.6%FY 2020: -28.6%FY 2021: 167.2%FY 2022: 24.4%FY 2023: -51.5%
FY 2014 FY 2023

Financial Health

Current Ratio 0.0×
FY 2014: 5.5×FY 2015: 16.3×FY 2016: 42.1×FY 2017: 74.4×FY 2018: 232×FY 2019: 36.8×FY 2020: 47.1×FY 2021: 63.7×FY 2022: 40.1×FY 2023: 0.0×
FY 2014 5y median 40.1× FY 2023
Quick Ratio 0.0×
FY 2014: 5.5×FY 2015: 16.3×FY 2016: 42.1×FY 2017: 74.4×FY 2018: 232×FY 2019: 36.8×FY 2020: 47.1×FY 2021: 63.7×FY 2022: 40.1×FY 2023: 0.0×
FY 2014 5y median 40.1× FY 2023
Debt / Equity 0.5×
FY 2014: 1.1×FY 2015: 1.2×FY 2016: 1.2×FY 2017: 0.9×FY 2018: 0.7×FY 2019: 0.5×FY 2020: 0.4×FY 2021: 0.3×FY 2022: 0.3×FY 2023: 0.5×
FY 2014 5y median 0.4× FY 2023
Net Debt / EBITDA 0.9×
FY 2014: 3.9×FY 2015: 5.2×FY 2016: 3.6×FY 2017: 2.0×FY 2018: 0.6×FY 2019: -1.4×FY 2020: -17.8×FY 2021: -22.0×FY 2022: -1.7×FY 2023: 0.9×
FY 2014 5y median -1.7× FY 2023
Interest Coverage 15.3×
FY 2014: 3.0×FY 2015: 3.0×FY 2016: 3.2×FY 2017: 3.0×FY 2018: 2.5×FY 2019: 1.1×FY 2020: 0.7×FY 2021: 1.9×FY 2022: 3.7×FY 2023: 15.3×
FY 2014 5y median 1.9× FY 2023

Dividends

Dividend Yield 2.6%
FY 2014: 2.6%FY 2015: 2.5%FY 2016: 1.7%FY 2017: 1.9%FY 2018: 2.8%FY 2019: 2.6%FY 2020: 3.1%FY 2021: 2.5%FY 2022: 2.5%FY 2023: 2.6%
FY 2014 5y median 2.6% FY 2023
Payout Ratio 25.4%
FY 2014: 23.9%FY 2015: 27.9%FY 2016: 32.0%FY 2017: 38.0%FY 2018: 28.3%FY 2019: 32.3%FY 2020: 60.2%FY 2021: 36.0%FY 2022: 28.4%FY 2023: 25.4%
FY 2014 5y median 32.3% FY 2023

Annual · latest fiscal year ends 2023-12-31