Customers Bancorp, Inc. CUBI

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Price alert · CUBI

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86.26 USD +2.10 +2.50%

At close · Nov 2

86.10 -0.16 -0.19%

After hours · Nov 2, 4:37 PM ET

Bid
86.25 × 400
Ask
86.93 × 100
84.96 Day range 87.47
63.44 52-week range 88.05
YTD
+17.97%
1 year
+28.52%
Open
85.16
Prev close
84.16
Mkt cap
2.91B
Vol
354.89K
Avg vol
287.79K
EPS
8.30
P/E
10.39
Div yield
0.00%
More statistics
Low
84.96
High
87.47
Forward P/E
8.78
Beta
1.46
Short ratio
8.84
Inst. own
101.99%
Dividend
0.00
Ex-div date
Earnings
Jan 28, 2027
50-d avg
77.99
200-d avg
75.90
1y target
98.20

5D chart

Chart tools
Interval

Signals (88)
NameTimeAgo
RSI: OverboughtNov 2, 9:30 AM9 hours ago
SMA: BullishOct 30, 3:20 PM3 days ago
SMA: BearishOct 30, 3:15 PM3 days ago
SMA: BullishOct 30, 2:55 PM3 days ago
SMA: BullishOct 30, 2:30 PM3 days ago
SMA: BearishOct 30, 2:25 PM3 days ago
SMA: BullishOct 30, 2:00 PM3 days ago
RSI: OversoldOct 30, 1:50 PM3 days ago
MACD: Buy SignalOct 30, 1:45 PM3 days ago
MACD: Sell SignalOct 30, 12:50 PM3 days ago
RSI: OversoldOct 30, 12:40 PM3 days ago
SMA: BearishOct 30, 12:35 PM3 days ago
SMA: BullishOct 30, 12:20 PM3 days ago
RSI: OversoldOct 30, 12:00 PM3 days ago
MACD: Buy SignalOct 30, 11:35 AM3 days ago
RSI: OversoldOct 30, 11:30 AM3 days ago
MACD: Sell SignalOct 30, 11:00 AM3 days ago
SMA: BearishOct 30, 10:50 AM3 days ago
RSI: OversoldOct 30, 10:50 AM3 days ago
MACD: Buy SignalOct 30, 10:45 AM3 days ago
SMA: BullishOct 30, 10:30 AM3 days ago
RSI: OversoldOct 30, 9:40 AM3 days ago
SMA: BearishOct 30, 9:30 AM3 days ago
SMA: BullishOct 29, 3:55 PM4 days ago
SMA: BearishOct 29, 3:40 PM4 days ago
MACD: Sell SignalOct 29, 3:40 PM4 days ago
SMA: BearishOct 29, 3:30 PM4 days ago
SMA: BullishOct 29, 2:35 PM4 days ago
SMA: BullishOct 29, 2:35 PM4 days ago
SMA: BearishOct 29, 2:30 PM4 days ago
SMA: BullishOct 29, 2:10 PM4 days ago
MACD: Buy SignalOct 29, 2:05 PM4 days ago
SMA: BullishOct 29, 1:55 PM4 days ago
SMA: BearishOct 29, 1:45 PM4 days ago
SMA: BullishOct 29, 1:35 PM4 days ago
SMA: BearishOct 29, 1:20 PM4 days ago
SMA: BullishOct 29, 1:15 PM4 days ago
SMA: BearishOct 29, 12:30 PM4 days ago
SMA: BullishOct 29, 12:20 PM4 days ago
SMA: BearishOct 29, 11:35 AM4 days ago
SMA: BearishOct 29, 11:35 AM4 days ago
SMA: BullishOct 29, 11:30 AM4 days ago
SMA: BearishOct 29, 11:15 AM4 days ago
SMA: BullishOct 29, 11:10 AM4 days ago
SMA: BearishOct 29, 10:45 AM4 days ago
SMA: BullishOct 29, 10:40 AM4 days ago
SMA: BearishOct 29, 10:35 AM4 days ago
MACD: Sell SignalOct 29, 10:25 AM4 days ago
SMA: BullishOct 29, 10:20 AM4 days ago
SMA: BearishOct 29, 10:10 AM4 days ago
SMA: BullishOct 29, 10:00 AM4 days ago
SMA: BearishOct 29, 9:55 AM4 days ago
RSI: OverboughtOct 29, 9:45 AM4 days ago
RSI: OverboughtOct 28, 3:45 PM5 days ago
SMA: BullishOct 28, 2:35 PM5 days ago
MACD: Buy SignalOct 28, 2:35 PM5 days ago
MACD: Sell SignalOct 28, 2:30 PM5 days ago
SMA: BearishOct 28, 2:15 PM5 days ago
SMA: BullishOct 28, 2:10 PM5 days ago
SMA: BearishOct 28, 2:05 PM5 days ago
SMA: BullishOct 28, 2:00 PM5 days ago
SMA: BearishOct 28, 1:55 PM5 days ago
SMA: BullishOct 28, 1:10 PM5 days ago
SMA: BullishOct 28, 12:50 PM5 days ago
MACD: Buy SignalOct 28, 12:00 PM5 days ago
RSI: OversoldOct 28, 11:45 AM5 days ago
RSI: OversoldOct 28, 11:20 AM5 days ago
RSI: OversoldOct 28, 10:45 AM5 days ago
MACD: Sell SignalOct 28, 9:55 AM5 days ago
SMA: BearishOct 28, 9:50 AM5 days ago
SMA: BearishOct 28, 9:50 AM5 days ago
SMA: BullishOct 27, 3:55 PM6 days ago
MACD: Buy SignalOct 27, 3:55 PM6 days ago
MACD: Sell SignalOct 27, 3:35 PM6 days ago
SMA: BearishOct 27, 3:30 PM6 days ago
SMA: BearishOct 27, 3:30 PM6 days ago
SMA: BullishOct 27, 3:25 PM6 days ago
SMA: BullishOct 27, 3:25 PM6 days ago
SMA: BearishOct 27, 3:20 PM6 days ago
SMA: BearishOct 27, 3:20 PM6 days ago
MACD: Buy SignalOct 27, 3:10 PM6 days ago
SMA: BearishOct 27, 2:40 PM6 days ago
SMA: BearishOct 27, 1:50 PM6 days ago
SMA: BearishOct 27, 1:35 PM6 days ago
SMA: BullishOct 27, 1:10 PM6 days ago
MACD: Sell SignalOct 27, 12:55 PM6 days ago
SMA: BearishOct 27, 12:50 PM6 days ago
SMA: BullishOct 27, 10:45 AM6 days ago

Financial health

Altman Z-Score

-0.41 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 1
  • Return on Equity 4
  • Return on Assets 3
  • Debt / Equity 2
  • P/E 4
  • P/B 3

Valuation

P/E 11.4×
FY 2016: 14.3×FY 2017: 12.4×FY 2018: 10.1×FY 2019: 11.4×FY 2020: 4.4×FY 2021: 6.2×FY 2022: 4.2×FY 2023: 7.7×FY 2024: 9.2×FY 2025: 11.4×
FY 2016 5y median 7.7× FY 2025
P/S 1.8×
FY 2016: 2.6×FY 2017: 1.8×FY 2018: 1.2×FY 2019: 1.5×FY 2020: 1.0×FY 2021: 2.5×FY 2022: 1.0×FY 2023: 1.3×FY 2024: 1.1×FY 2025: 1.8×
FY 2016 5y median 1.3× FY 2025
P/B 1.2×
FY 2016: 1.2×FY 2017: 0.9×FY 2018: 0.6×FY 2019: 0.7×FY 2020: 0.5×FY 2021: 1.5×FY 2022: 0.7×FY 2023: 1.1×FY 2024: 0.8×FY 2025: 1.2×
FY 2016 5y median 1.1× FY 2025
P/FCF 7.5×
FY 2016: 11.5×FY 2017: 21.1×FY 2018: 10.1×FY 2019: 26.3×FY 2020: 4.6×FY 2021: 8.9×FY 2022: -6.9×FY 2023: 21.7×FY 2024: 19.2×FY 2025: 7.5×
FY 2016 5y median 8.9× FY 2025
EV/EBITDA 11.8×
FY 2016: 19.6×FY 2017: 20.1×FY 2018: 20.7×FY 2019: 18.3×FY 2020: 6.2×FY 2021: 6.0×FY 2022: 4.9×FY 2023: -1.5×FY 2024: -3.3×FY 2025: 11.8×
FY 2016 5y median 4.9× FY 2025
EV/Sales 2.9×
FY 2016: 6.8×FY 2017: 6.0×FY 2018: 4.6×FY 2019: 4.5×FY 2020: 2.1×FY 2021: 3.3×FY 2022: 1.8×FY 2023: -0.4×FY 2024: -0.6×FY 2025: 2.9×
FY 2016 5y median 1.8× FY 2025
FCF Yield 13.3%
FY 2016: 8.7%FY 2017: 4.7%FY 2018: 9.9%FY 2019: 3.8%FY 2020: 21.5%FY 2021: 11.3%FY 2022: -14.5%FY 2023: 4.6%FY 2024: 5.2%FY 2025: 13.3%
FY 2016 5y median 5.2% FY 2025

Profitability

Gross Margin 51.6%
FY 2016: 79.8%FY 2017: 75.0%FY 2018: 65.1%FY 2019: 57.5%FY 2020: 66.3%FY 2021: 85.4%FY 2022: 64.1%FY 2023: 46.9%FY 2024: 45.1%FY 2025: 51.6%
FY 2016 5y median 51.6% FY 2025
Operating Margin 22.0%
FY 2016: 33.1%FY 2017: 27.6%FY 2018: 19.2%FY 2019: 21.7%FY 2020: 31.6%FY 2021: 52.2%FY 2022: 32.5%FY 2023: 23.3%FY 2024: 16.5%FY 2025: 22.0%
FY 2016 5y median 23.3% FY 2025
Net Margin 15.8%
FY 2016: 20.9%FY 2017: 17.5%FY 2018: 15.1%FY 2019: 16.0%FY 2020: 22.1%FY 2021: 37.3%FY 2022: 25.5%FY 2023: 17.6%FY 2024: 13.3%FY 2025: 15.8%
FY 2016 5y median 17.6% FY 2025
ROE 10.6%
FY 2016: 9.2%FY 2017: 8.6%FY 2018: 7.5%FY 2019: 7.5%FY 2020: 11.9%FY 2021: 23.0%FY 2022: 16.3%FY 2023: 15.3%FY 2024: 9.9%FY 2025: 10.6%
FY 2016 5y median 15.3% FY 2025
ROIC 2.6%
FY 2016: 3.9%FY 2017: 2.6%FY 2018: 2.7%FY 2019: 3.0%FY 2020: 2.1%FY 2021: 13.9%FY 2022: 9.1%FY 2023: 7.4%FY 2024: 5.2%FY 2025: 2.6%
FY 2016 5y median 7.4% FY 2025
ROA 0.9%
FY 2016: 0.8%FY 2017: 0.8%FY 2018: 0.7%FY 2019: 0.7%FY 2020: 0.7%FY 2021: 1.6%FY 2022: 1.1%FY 2023: 1.2%FY 2024: 0.8%FY 2025: 0.9%
FY 2016 5y median 1.1% FY 2025

Growth (YoY)

Revenue 3.9%
FY 2016: 36.3%FY 2017: 19.3%FY 2018: 5.6%FY 2019: 4.5%FY 2020: 21.1%FY 2021: 40.6%FY 2022: 6.0%FY 2023: 58.7%FY 2024: -4.2%FY 2025: 3.9%
FY 2016 FY 2025
Operating Income 38.5%
FY 2016: 40.8%FY 2017: -0.6%FY 2018: -26.5%FY 2019: 18.4%FY 2020: 76.1%FY 2021: 132.5%FY 2022: -34.0%FY 2023: 13.5%FY 2024: -32.2%FY 2025: 38.5%
FY 2016 FY 2025
EPS (diluted) 21.8%
FY 2016: 17.9%FY 2017: -14.7%FY 2018: -9.6%FY 2019: 15.2%FY 2020: 98.5%FY 2021: 147.7%FY 2022: -35.4%FY 2023: 12.4%FY 2024: -30.5%FY 2025: 21.8%
FY 2016 FY 2025
Free Cash Flow 317.8%
FY 2016: 35.1%FY 2017: -56.0%FY 2018: 50.6%FY 2019: -50.5%FY 2020: 336.8%FY 2021: 93.3%FY 2022: -156.3%FY 2023: 162.1%FY 2024: -4.2%FY 2025: 317.8%
FY 2016 FY 2025

Financial Health

Current Ratio 0.0×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.4×FY 2024: 0.3×FY 2025: 0.0×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 0.0×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.4×FY 2024: 0.3×FY 2025: 0.0×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 0.8×
FY 2016: 2.1×FY 2017: 2.2×FY 2018: 1.7×FY 2019: 1.6×FY 2020: 1.3×FY 2021: 0.9×FY 2022: 0.8×FY 2023: 0.9×FY 2024: 0.8×FY 2025: 0.8×
FY 2016 5y median 0.8× FY 2025
Net Debt / EBITDA 4.7×
FY 2016: 12.0×FY 2017: 14.2×FY 2018: 15.3×FY 2019: 12.2×FY 2020: 3.4×FY 2021: 1.4×FY 2022: 2.0×FY 2023: -6.4×FY 2024: -9.2×FY 2025: 4.7×
FY 2016 5y median 1.4× FY 2025
Interest Coverage 0.5×
FY 2016: 1.7×FY 2017: 1.2×FY 2018: 0.6×FY 2019: 0.6×FY 2020: 1.4×FY 2021: 4.6×FY 2022: 1.1×FY 2023: 0.5×FY 2024: 0.3×FY 2025: 0.5×
FY 2016 5y median 0.5× FY 2025

Dividends

Dividend Yield 0.4%
FY 2016: 0.9%FY 2017: 1.8%FY 2018: 2.5%FY 2019: 1.9%FY 2020: 2.5%FY 2021: 0.5%FY 2022: 1.0%FY 2023: 0.8%FY 2024: 1.0%FY 2025: 0.4%
FY 2016 5y median 0.8% FY 2025
Payout Ratio 4.8%
FY 2016: 11.5%FY 2017: 18.3%FY 2018: 20.2%FY 2019: 18.2%FY 2020: 10.6%FY 2021: 3.4%FY 2022: 4.1%FY 2023: 5.9%FY 2024: 8.3%FY 2025: 4.8%
FY 2016 5y median 4.8% FY 2025

Annual · latest fiscal year ends 2025-12-31