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Consumer Portfolio Services, Inc. CPSS

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Price alert · CPSS

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10.01 USD -0.12 -1.18%

At close · Nov 2

10.01 0.00 0.00%

After hours · Nov 2, 4:00 PM ET

Bid
10.01 × 2
Ask
10.04 × 2
9.79 Day range 10.24
7.46 52-week range 10.49
YTD
+7.29%
1 year
+19.17%
Open
10.24
Prev close
10.13
Mkt cap
218.72M
Vol
18.35K
Avg vol
25.19K
EPS
1.01
P/E
9.91
Div yield
0.00%
More statistics
Low
9.79
High
10.24
Forward P/E
3.95
Beta
2.01
Short ratio
16.83
Inst. own
49.87%
Dividend
0.00
Ex-div date
50-d avg
10.35
200-d avg
9.22
1y target
18.00

1M chart

Chart tools
Interval

Signals (9)
NameDateAgo
SMA: BullishOct 23, 20261 week ago
MACD: Buy SignalOct 23, 20261 week ago
SMA: BullishOct 22, 20261 week ago
MACD: Sell SignalOct 13, 20262 weeks ago
SMA: BearishOct 12, 20263 weeks ago
SMA: BearishOct 12, 20263 weeks ago
MACD: Buy SignalOct 8, 20263 weeks ago
SMA: BullishOct 7, 20263 weeks ago
SMA: BullishOct 7, 20263 weeks ago

Key statistics

Market cap
224.97M
Enterprise value
3.34B
Trailing P/E
12.08
Forward P/E
3.95
PEG ratio
0.00
Price / sales
1.22
Price / book
0.79
EPS (TTM)
0.87
Beta
2.01
Dividend yield
0.00%
Payout ratio
0.00%
Profit margin
11.53%
Revenue (TTM)
184.25M
Revenue growth
-8.40%
Free cash flow
0
Total cash
8.07M
Total debt
3.13B
Return on equity
7.71%
Shares outstanding
21.41M
Short % of float
8.12%
50-day average
10.35
200-day average
9.22

Analyst view

Consensus: none

Price target (mean) 18.00

Next earnings

Consensus EPS estimate 0.27.

Earnings history

Financials — quick view

All financials
CPSS Revenue — quarterly 131.91M
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026
CPSS Net income — quarterly 6.95M
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026
CPSS EPS — quarterly 0.32
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026

Earnings

CPSS recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Oct 31, 2024Sep 1, 20240.210.20-0.01-4.76%
Jul 30, 2024Jun 1, 20240.000.19——
May 10, 2024Mar 1, 20240.000.19——
Mar 15, 2024Dec 1, 20230.000.29——
Nov 9, 2023Sep 1, 20230.000.41——
Aug 2, 2023Jun 1, 20230.000.55——

Upgrades / downgrades

CPSS analyst upgrades and downgrades
DateFirmActionFromTo
Apr 3, 2020JMP Securitiesmain—Market Outperform
Jun 8, 2018JMP SecuritiesupMarket PerformMarket Outperform
Mar 16, 2016JMP SecuritiesdownMarket OutperformMarket Perform
Feb 25, 2016Jefferiesmain—Buy
Jan 2, 2015Jefferiesmain—Buy
Sep 4, 2014Jefferiesinit—Buy

About Consumer Portfolio Services, Inc.

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.

Sector
Financial Services
Industry
Credit Services
Country
United States

News

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Insider holders

CPSS insider holders
InsiderRelationLatest transactionDateShares held
BHARWANI DENESHOfficerSaleNov 5, 2024292,638
BRADLEY CHARLES E JRChief Executive OfficerSaleSep 9, 20243,720,090
CRISP APRILOfficerConversion of Exercise of derivative securityDec 11, 202417,212
HARTON JOHN PATRICKOfficerSaleSep 15, 2024255,604
RALSTON CATRINA MARIEOfficerConversion of Exercise of derivative securityMay 16, 202442,157
ROBERTS WILLIAM B.DirectorSaleDec 3, 2024700,078

Institution ownership

CPSS institution ownership
Holder% heldSharesValueReported
Black Diamond Capital Management, L.l.c.23.95%5,127,16553.89MSep 29, 2024
Dimensional Fund Advisors LP7.45%1,593,93816.75MSep 29, 2024
Blackrock Inc.2.95%631,9516.64MSep 29, 2024
Vanguard Group Inc2.47%528,2445.55MSep 29, 2024
Renaissance Technologies, LLC1.98%423,7584.45MSep 29, 2024
Bridgeway Capital Management, Inc.1.83%392,1294.12MSep 29, 2024

Fund ownership

CPSS fund ownership
Holder% heldSharesValueReported
DFA U.S. Small Cap Value Series1.76%376,7693.96MJul 30, 2024
Vanguard Total Stock Market Index Fund1.48%316,8323.33MSep 29, 2024
DFA U.S. Targeted Value Portfolio1.01%216,7172.28MJul 30, 2024
iShares Russell 2000 ETF0.98%210,8192.22MOct 30, 2024
DFA U.S. Core Equity 2 Portfolio0.82%175,1971.84MJul 30, 2024
DFA U.S. Small Cap Series0.70%149,8531.57MJul 30, 2024
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