CHCO

City Holding Company

Financial Services · USD

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Price alert · CHCO

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142.69 USD -1.11 -0.77%
As of Oct 30, 2026 Extended hours 142.69 0.00%
Bid
142.44 × 2
Ask
142.67 × 2
142.13 Day range 145.15
116.62 52-week range 147.98
YTD
+19.71%
1 year
+20.07%
Open
145.15
Prev close
143.80
Mkt cap
2.00B
Vol
164.98K
Avg vol
112.84K
EPS
9.16
P/E
15.58
Div yield
2.78%
More statistics
Low
142.13
High
145.15
Forward P/E
14.70
Beta
0.48
Short ratio
7.50
Inst. own
74.10%
Dividend
4.00
Ex-div date
Oct 14, 2026
Earnings
Jan 20, 2027
50-d avg
142.31
200-d avg
131.42
1y target
142.60

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CHCO five-day price chart140.3141.8143.3144.8146.3Oct 23Oct 26Oct 27Oct 28

Financial health

Altman Z-Score

-0.17 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 3
  • Return on Equity 5
  • Return on Assets 4
  • Debt / Equity 3
  • P/E 2
  • P/B 1

Valuation

P/E 13.3×
FY 2016: 19.5×FY 2017: 19.3×FY 2018: 14.9×FY 2019: 15.1×FY 2020: 12.5×FY 2021: 14.4×FY 2022: 13.7×FY 2023: 14.5×FY 2024: 15.0×FY 2025: 13.3×
FY 2016 5y median 14.4× FY 2025
P/S 4.4×
FY 2016: 5.4×FY 2017: 5.1×FY 2018: 4.7×FY 2019: 5.1×FY 2020: 4.4×FY 2021: 5.5×FY 2022: 5.4×FY 2023: 4.9×FY 2024: 4.7×FY 2025: 4.4×
FY 2016 5y median 4.9× FY 2025
P/B 2.1×
FY 2016: 2.3×FY 2017: 2.1×FY 2018: 1.7×FY 2019: 2.0×FY 2020: 1.6×FY 2021: 1.8×FY 2022: 2.4×FY 2023: 2.4×FY 2024: 2.4×FY 2025: 2.1×
FY 2016 5y median 2.4× FY 2025
P/FCF 13.3×
FY 2016: 16.8×FY 2017: 15.0×FY 2018: 15.5×FY 2019: 13.3×FY 2020: 13.2×FY 2021: 12.7×FY 2022: 12.2×FY 2023: 12.2×FY 2024: 13.5×FY 2025: 13.3×
FY 2016 5y median 12.7× FY 2025
EV/EBITDA 11.7×
FY 2016: 14.0×FY 2017: 12.6×FY 2018: 12.6×FY 2019: 11.8×FY 2020: 7.2×FY 2021: 7.4×FY 2022: 10.3×FY 2023: 12.5×FY 2024: 12.6×FY 2025: 11.7×
FY 2016 5y median 11.7× FY 2025
EV/Sales 5.2×
FY 2016: 6.3×FY 2017: 6.1×FY 2018: 5.4×FY 2019: 5.4×FY 2020: 3.4×FY 2021: 4.1×FY 2022: 5.8×FY 2023: 5.7×FY 2024: 5.4×FY 2025: 5.2×
FY 2016 5y median 5.4× FY 2025
FCF Yield 7.5%
FY 2016: 5.9%FY 2017: 6.7%FY 2018: 6.5%FY 2019: 7.5%FY 2020: 7.6%FY 2021: 7.9%FY 2022: 8.2%FY 2023: 8.2%FY 2024: 7.4%FY 2025: 7.5%
FY 2016 5y median 7.9% FY 2025

Profitability

Gross Margin 79.0%
FY 2016: 90.6%FY 2017: 90.2%FY 2018: 89.4%FY 2019: 86.5%FY 2020: 86.5%FY 2021: 97.1%FY 2022: 96.0%FY 2023: 83.5%FY 2024: 76.3%FY 2025: 79.0%
FY 2016 5y median 83.5% FY 2025
Operating Margin 41.5%
FY 2016: 41.4%FY 2017: 44.8%FY 2018: 40.0%FY 2019: 43.5%FY 2020: 43.6%FY 2021: 48.6%FY 2022: 49.8%FY 2023: 42.8%FY 2024: 38.9%FY 2025: 41.5%
FY 2016 5y median 42.8% FY 2025
Net Margin 33.3%
FY 2016: 27.9%FY 2017: 26.8%FY 2018: 31.8%FY 2019: 34.3%FY 2020: 35.1%FY 2021: 38.5%FY 2022: 39.9%FY 2023: 34.2%FY 2024: 31.5%FY 2025: 33.3%
FY 2016 5y median 34.2% FY 2025
ROE 16.1%
FY 2016: 11.8%FY 2017: 10.8%FY 2018: 11.6%FY 2019: 13.6%FY 2020: 12.8%FY 2021: 12.9%FY 2022: 17.7%FY 2023: 16.9%FY 2024: 16.0%FY 2025: 16.1%
FY 2016 5y median 16.1% FY 2025
ROIC 9.2%
FY 2016: 6.9%FY 2017: 6.7%FY 2018: 7.6%FY 2019: 9.5%FY 2020: 8.1%FY 2021: 8.2%FY 2022: 10.1%FY 2023: 9.3%FY 2024: 8.9%FY 2025: 9.2%
FY 2016 5y median 9.2% FY 2025
ROA 1.9%
FY 2016: 1.3%FY 2017: 1.3%FY 2018: 1.4%FY 2019: 1.8%FY 2020: 1.6%FY 2021: 1.5%FY 2022: 1.7%FY 2023: 1.9%FY 2024: 1.8%FY 2025: 1.9%
FY 2016 5y median 1.8% FY 2025

Growth (YoY)

Revenue 5.6%
FY 2016: 4.2%FY 2017: 8.6%FY 2018: 8.6%FY 2019: 18.5%FY 2020: -2.1%FY 2021: -10.3%FY 2022: 11.8%FY 2023: 30.8%FY 2024: 11.0%FY 2025: 5.6%
FY 2016 FY 2025
Operating Income 12.5%
FY 2016: -6.4%FY 2017: 17.5%FY 2018: -3.0%FY 2019: 28.9%FY 2020: -1.9%FY 2021: -0.1%FY 2022: 14.5%FY 2023: 12.4%FY 2024: 1.0%FY 2025: 12.5%
FY 2016 FY 2025
EPS (diluted) 13.3%
FY 2016: -2.3%FY 2017: 0.9%FY 2018: 30.2%FY 2019: 19.6%FY 2020: 2.4%FY 2021: 2.0%FY 2022: 20.1%FY 2023: 11.9%FY 2024: 3.7%FY 2025: 13.3%
FY 2016 FY 2025
Free Cash Flow -0.6%
FY 2016: 33.3%FY 2017: 16.3%FY 2018: -3.1%FY 2019: 48.9%FY 2020: -16.0%FY 2021: 17.4%FY 2022: 14.9%FY 2023: 18.4%FY 2024: -4.0%FY 2025: -0.6%
FY 2016 FY 2025

Financial Health

Current Ratio 0.2×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.4×FY 2022: 0.3×FY 2023: 0.3×FY 2024: 0.0×FY 2025: 0.2×
FY 2016 5y median 0.3× FY 2025
Quick Ratio 0.2×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.4×FY 2022: 0.3×FY 2023: 0.3×FY 2024: 0.0×FY 2025: 0.2×
FY 2016 5y median 0.3× FY 2025
Debt / Equity 0.6×
FY 2016: 0.6×FY 2017: 0.5×FY 2018: 0.4×FY 2019: 0.3×FY 2020: 0.4×FY 2021: 0.5×FY 2022: 0.5×FY 2023: 0.6×FY 2024: 0.7×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025
Net Debt / EBITDA 1.9×
FY 2016: 2.1×FY 2017: 1.9×FY 2018: 1.5×FY 2019: 0.6×FY 2020: -1.9×FY 2021: -2.6×FY 2022: 0.6×FY 2023: 1.8×FY 2024: 1.6×FY 2025: 1.9×
FY 2016 5y median 1.6× FY 2025
Interest Coverage 1.9×
FY 2016: 5.8×FY 2017: 5.4×FY 2018: 3.4×FY 2019: 3.1×FY 2020: 4.7×FY 2021: 11.2×FY 2022: 13.2×FY 2023: 2.8×FY 2024: 1.7×FY 2025: 1.9×
FY 2016 5y median 2.8× FY 2025

Dividends

Dividend Yield 2.8%
FY 2016: 2.6%FY 2017: 2.6%FY 2018: 2.8%FY 2019: 2.7%FY 2020: 3.3%FY 2021: 2.9%FY 2022: 2.7%FY 2023: 2.4%FY 2024: 2.5%FY 2025: 2.8%
FY 2016 5y median 2.7% FY 2025
Payout Ratio 36.2%
FY 2016: 49.3%FY 2017: 49.9%FY 2018: 42.3%FY 2019: 39.8%FY 2020: 40.9%FY 2021: 41.0%FY 2022: 36.0%FY 2023: 35.0%FY 2024: 37.1%FY 2025: 36.2%
FY 2016 5y median 36.2% FY 2025

Annual · latest fiscal year ends 2025-12-31