Citizens Financial Group, Inc. CFG

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Price alert · CFG

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63.81 USD -1.43 -2.19%

At close · Oct 30

63.81 0.00 0.00%

After hours · Oct 30, 5:26 PM ET

Bid
63.78 × 400
Ask
63.82 × 800
63.25 Day range 65.34
49.71 52-week range 74.73
YTD
+9.24%
1 year
+26.18%
Open
65.39
Prev close
65.24
Mkt cap
26.75B
Vol
3.51M
Avg vol
3.88M
EPS
4.95
P/E
12.89
Div yield
3.16%
More statistics
Low
63.25
High
65.34
Forward P/E
9.84
Beta
1.06
Short ratio
0.01
Inst. own
100.84%
Dividend
2.08
Ex-div date
Oct 29, 2026
Earnings
Jan 21, 2027
50-d avg
66.56
200-d avg
65.57
1y target
76.39

5D chart

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Interval

Events in this range
  • Oct 30, 2026Dividend: 0.52
Signals (102)
NameTimeAgo
RSI: OversoldOct 30, 2:15 PM1 day ago
MACD: Sell SignalOct 30, 1:50 PM1 day ago
RSI: OversoldOct 30, 1:50 PM1 day ago
SMA: BearishOct 30, 12:45 PM1 day ago
SMA: BearishOct 30, 12:35 PM1 day ago
SMA: BullishOct 30, 12:30 PM1 day ago
SMA: BullishOct 30, 12:15 PM1 day ago
SMA: BullishOct 30, 11:50 AM1 day ago
SMA: BearishOct 30, 11:40 AM1 day ago
SMA: BullishOct 30, 11:35 AM1 day ago
RSI: OversoldOct 30, 10:55 AM1 day ago
MACD: Buy SignalOct 30, 10:40 AM1 day ago
SMA: BullishOct 30, 10:30 AM1 day ago
SMA: BearishOct 30, 9:30 AM1 day ago
SMA: BearishOct 30, 9:30 AM1 day ago
MACD: Sell SignalOct 30, 9:30 AM1 day ago
RSI: OversoldOct 30, 9:30 AM1 day ago
SMA: BullishOct 29, 3:55 PM2 days ago
SMA: BearishOct 29, 3:45 PM2 days ago
SMA: BullishOct 29, 3:35 PM2 days ago
SMA: BearishOct 29, 3:10 PM2 days ago
MACD: Buy SignalOct 29, 2:55 PM2 days ago
SMA: BullishOct 29, 2:45 PM2 days ago
SMA: BearishOct 29, 1:00 PM2 days ago
SMA: BullishOct 29, 12:55 PM2 days ago
SMA: BearishOct 29, 12:50 PM2 days ago
SMA: BullishOct 29, 12:45 PM2 days ago
SMA: BearishOct 29, 12:25 PM2 days ago
SMA: BearishOct 29, 12:25 PM2 days ago
SMA: BullishOct 29, 12:10 PM2 days ago
SMA: BullishOct 29, 12:10 PM2 days ago
SMA: BearishOct 29, 11:50 AM2 days ago
SMA: BearishOct 29, 11:15 AM2 days ago
MACD: Sell SignalOct 29, 11:05 AM2 days ago
SMA: BullishOct 29, 10:15 AM2 days ago
SMA: BearishOct 29, 10:10 AM2 days ago
SMA: BullishOct 29, 9:30 AM2 days ago
SMA: BullishOct 29, 9:30 AM2 days ago
RSI: OverboughtOct 29, 9:30 AM2 days ago
MACD: Buy SignalOct 28, 3:50 PM3 days ago
SMA: BullishOct 28, 3:45 PM3 days ago
SMA: BearishOct 28, 3:10 PM3 days ago
MACD: Sell SignalOct 28, 3:10 PM3 days ago
SMA: BearishOct 28, 3:05 PM3 days ago
SMA: BullishOct 28, 3:00 PM3 days ago
SMA: BearishOct 28, 2:55 PM3 days ago
MACD: Buy SignalOct 28, 2:45 PM3 days ago
SMA: BullishOct 28, 2:40 PM3 days ago
SMA: BullishOct 28, 2:35 PM3 days ago
SMA: BearishOct 28, 1:55 PM3 days ago
MACD: Sell SignalOct 28, 1:50 PM3 days ago
SMA: BullishOct 28, 1:45 PM3 days ago
SMA: BearishOct 28, 1:40 PM3 days ago
SMA: BearishOct 28, 1:15 PM3 days ago
RSI: OverboughtOct 28, 12:50 PM3 days ago
SMA: BullishOct 28, 12:05 PM3 days ago
MACD: Buy SignalOct 28, 11:30 AM3 days ago
SMA: BearishOct 28, 11:20 AM3 days ago
SMA: BullishOct 28, 11:15 AM3 days ago
MACD: Sell SignalOct 28, 10:30 AM3 days ago
SMA: BearishOct 28, 10:25 AM3 days ago
SMA: BearishOct 28, 10:25 AM3 days ago
SMA: BullishOct 28, 10:05 AM3 days ago
SMA: BullishOct 28, 10:05 AM3 days ago
SMA: BearishOct 28, 9:50 AM3 days ago
SMA: BearishOct 28, 9:50 AM3 days ago
SMA: BullishOct 28, 9:45 AM3 days ago
SMA: BullishOct 28, 9:45 AM3 days ago
MACD: Buy SignalOct 28, 9:45 AM3 days ago
SMA: BearishOct 28, 9:40 AM3 days ago
SMA: BearishOct 28, 9:40 AM3 days ago
MACD: Sell SignalOct 28, 9:40 AM3 days ago
SMA: BullishOct 28, 9:35 AM3 days ago
SMA: BullishOct 28, 9:35 AM3 days ago
MACD: Buy SignalOct 28, 9:35 AM3 days ago
MACD: Sell SignalOct 27, 3:50 PM4 days ago
SMA: BearishOct 27, 3:45 PM4 days ago
MACD: Buy SignalOct 27, 3:35 PM4 days ago
SMA: BullishOct 27, 3:25 PM4 days ago
SMA: BearishOct 27, 1:55 PM4 days ago
SMA: BearishOct 27, 1:45 PM4 days ago
MACD: Sell SignalOct 27, 1:05 PM4 days ago
SMA: BullishOct 27, 11:15 AM4 days ago
SMA: BullishOct 27, 10:30 AM4 days ago
MACD: Buy SignalOct 27, 10:30 AM4 days ago
SMA: BearishOct 27, 10:20 AM4 days ago
SMA: BullishOct 27, 10:05 AM4 days ago
RSI: OversoldOct 27, 9:50 AM4 days ago
RSI: OversoldOct 27, 9:30 AM4 days ago
RSI: OversoldOct 26, 3:50 PM5 days ago
MACD: Sell SignalOct 26, 3:35 PM5 days ago
MACD: Buy SignalOct 26, 3:25 PM5 days ago
SMA: BullishOct 26, 3:20 PM5 days ago
MACD: Sell SignalOct 26, 2:55 PM5 days ago
SMA: BearishOct 26, 2:50 PM5 days ago
SMA: BearishOct 26, 2:10 PM5 days ago
SMA: BearishOct 26, 1:40 PM5 days ago
SMA: BullishOct 26, 1:25 PM5 days ago
SMA: BullishOct 26, 1:05 PM5 days ago
SMA: BearishOct 26, 11:20 AM5 days ago
SMA: BullishOct 26, 11:10 AM5 days ago
SMA: BearishOct 26, 10:20 AM5 days ago

Financial health

Altman Z-Score

-0.41 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 3
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 2
  • P/E 2
  • P/B 3

Valuation

P/E 15.0×
FY 2016: 18.1×FY 2017: 12.9×FY 2018: 8.4×FY 2019: 10.6×FY 2020: 16.1×FY 2021: 9.1×FY 2022: 9.6×FY 2023: 10.6×FY 2024: 14.4×FY 2025: 15.0×
FY 2016 5y median 10.6× FY 2025
P/S 2.3×
FY 2016: 3.2×FY 2017: 3.3×FY 2018: 1.9×FY 2019: 2.3×FY 2020: 2.0×FY 2021: 2.9×FY 2022: 2.1×FY 2023: 1.3×FY 2024: 1.6×FY 2025: 2.3×
FY 2016 5y median 2.1× FY 2025
P/B 1.0×
FY 2016: 0.9×FY 2017: 1.0×FY 2018: 0.7×FY 2019: 0.8×FY 2020: 0.7×FY 2021: 0.9×FY 2022: 0.8×FY 2023: 0.6×FY 2024: 0.8×FY 2025: 1.0×
FY 2016 5y median 0.8× FY 2025
P/FCF 12.4×
FY 2016: 15.7×FY 2017: 14.6×FY 2018: 9.3×FY 2019: 11.4×FY 2020: -2182×FY 2021: 9.4×FY 2022: 4.7×FY 2023: 5.6×FY 2024: 10.5×FY 2025: 12.4×
FY 2016 5y median 9.4× FY 2025
EV/EBITDA 8.5×
FY 2016: 15.4×FY 2017: 13.5×FY 2018: 10.2×FY 2019: 10.0×FY 2020: 5.8×FY 2021: 4.9×FY 2022: 7.4×FY 2023: 7.1×FY 2024: 8.8×FY 2025: 8.5×
FY 2016 5y median 7.4× FY 2025
EV/Sales 2.1×
FY 2016: 5.5×FY 2017: 5.0×FY 2018: 3.7×FY 2019: 3.6×FY 2020: 1.4×FY 2021: 2.5×FY 2022: 2.6×FY 2023: 1.5×FY 2024: 1.7×FY 2025: 2.1×
FY 2016 5y median 2.1× FY 2025
FCF Yield 8.1%
FY 2016: 6.4%FY 2017: 6.8%FY 2018: 10.8%FY 2019: 8.8%FY 2020: -0.0%FY 2021: 10.7%FY 2022: 21.3%FY 2023: 17.7%FY 2024: 9.5%FY 2025: 8.1%
FY 2016 5y median 10.7% FY 2025

Profitability

Gross Margin 69.8%
FY 2016: 84.8%FY 2017: 83.5%FY 2018: 78.9%FY 2019: 75.6%FY 2020: 68.9%FY 2021: 101.0%FY 2022: 83.2%FY 2023: 61.8%FY 2024: 57.6%FY 2025: 69.8%
FY 2016 5y median 69.8% FY 2025
Operating Margin 20.9%
FY 2016: 26.6%FY 2017: 29.6%FY 2018: 29.7%FY 2019: 27.9%FY 2020: 16.9%FY 2021: 42.6%FY 2022: 29.3%FY 2023: 16.7%FY 2024: 15.3%FY 2025: 20.9%
FY 2016 5y median 20.9% FY 2025
Net Margin 16.4%
FY 2016: 18.1%FY 2017: 25.6%FY 2018: 23.4%FY 2019: 22.2%FY 2020: 13.8%FY 2021: 33.2%FY 2022: 22.9%FY 2023: 13.2%FY 2024: 12.2%FY 2025: 16.4%
FY 2016 5y median 16.4% FY 2025
ROE 7.0%
FY 2016: 5.3%FY 2017: 8.1%FY 2018: 8.3%FY 2019: 8.1%FY 2020: 4.7%FY 2021: 9.9%FY 2022: 8.8%FY 2023: 6.6%FY 2024: 6.2%FY 2025: 7.0%
FY 2016 5y median 7.0% FY 2025
ROIC 4.3%
FY 2016: 2.6%FY 2017: 4.4%FY 2018: 4.2%FY 2019: 4.4%FY 2020: 2.9%FY 2021: 6.8%FY 2022: 4.5%FY 2023: 3.6%FY 2024: 3.5%FY 2025: 4.3%
FY 2016 5y median 4.3% FY 2025
ROA 0.8%
FY 2016: 0.7%FY 2017: 1.1%FY 2018: 1.1%FY 2019: 1.1%FY 2020: 0.6%FY 2021: 1.2%FY 2022: 0.9%FY 2023: 0.7%FY 2024: 0.7%FY 2025: 0.8%
FY 2016 5y median 0.8% FY 2025

Growth (YoY)

Revenue -9.7%
FY 2016: 9.2%FY 2017: 12.0%FY 2018: 13.9%FY 2019: 9.7%FY 2020: -4.8%FY 2021: -9.0%FY 2022: 29.8%FY 2023: 34.4%FY 2024: 1.3%FY 2025: -9.7%
FY 2016 FY 2025
Operating Income 23.3%
FY 2016: 21.5%FY 2017: 24.6%FY 2018: 14.2%FY 2019: 3.1%FY 2020: -42.3%FY 2021: 129.4%FY 2022: -10.8%FY 2023: -23.5%FY 2024: -7.0%FY 2025: 23.3%
FY 2016 FY 2025
EPS (diluted) 27.4%
FY 2016: 27.1%FY 2017: 65.0%FY 2018: 8.3%FY 2019: 8.2%FY 2020: -41.7%FY 2021: 132.4%FY 2022: -20.5%FY 2023: -23.7%FY 2024: -3.2%FY 2025: 27.4%
FY 2016 FY 2025
Free Cash Flow 8.4%
FY 2016: 27.6%FY 2017: 21.6%FY 2018: 6.4%FY 2019: 4.4%FY 2020: -100.4%FY 2021: 30828.6%FY 2022: 85.6%FY 2023: -30.2%FY 2024: -32.6%FY 2025: 8.4%
FY 2016 FY 2025

Financial Health

Current Ratio 1.0×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.3×FY 2025: 1.0×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 1.0×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.3×FY 2025: 1.0×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 0.4×
FY 2016: 0.9×FY 2017: 0.7×FY 2018: 0.8×FY 2019: 0.6×FY 2020: 0.4×FY 2021: 0.3×FY 2022: 0.7×FY 2023: 0.6×FY 2024: 0.5×FY 2025: 0.4×
FY 2016 5y median 0.5× FY 2025
Net Debt / EBITDA -0.5×
FY 2016: 6.3×FY 2017: 4.7×FY 2018: 4.9×FY 2019: 3.7×FY 2020: -2.4×FY 2021: -0.7×FY 2022: 1.6×FY 2023: 0.8×FY 2024: 0.5×FY 2025: -0.5×
FY 2016 5y median 0.5× FY 2025
Interest Coverage 0.6×
FY 2016: 3.0×FY 2017: 2.6×FY 2018: 1.8×FY 2019: 1.4×FY 2020: 1.7×FY 2021: 8.8×FY 2022: 2.5×FY 2023: 0.5×FY 2024: 0.4×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025

Dividends

Dividend Yield 3.5%
FY 2016: 1.4%FY 2017: 1.6%FY 2018: 3.4%FY 2019: 3.7%FY 2020: 5.0%FY 2021: 3.9%FY 2022: 4.8%FY 2023: 5.9%FY 2024: 4.6%FY 2025: 3.5%
FY 2016 5y median 4.6% FY 2025
Payout Ratio 48.5%
FY 2016: 24.4%FY 2017: 20.3%FY 2018: 28.2%FY 2019: 38.1%FY 2020: 72.8%FY 2021: 33.8%FY 2022: 43.0%FY 2023: 57.7%FY 2024: 59.8%FY 2025: 48.5%
FY 2016 5y median 48.5% FY 2025

Annual · latest fiscal year ends 2025-12-31