CBAF

CITBA Financial Corporation

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Price alert · CBAF

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46.39 USD 0.00 0.00%
As of Oct 30, 2026
46.39 Day range 46.39
30.50 52-week range 48.25
YTD
+22.89%
1 year
+52.10%
Open
46.39
Prev close
46.39
Mkt cap
69.93M
Vol
952
Avg vol
478
EPS
4.38
P/E
10.59
More statistics
Low
46.39
High
46.39

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Financial health

Altman Z-Score

0.31 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 4
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 1
  • P/E 3
  • P/B 3

Valuation

P/E 9.0×
FY 2016: 12.8×FY 2017: 16.4×FY 2018: 12.6×FY 2019: 11.1×FY 2020: 9.8×FY 2021: 11.9×FY 2022: 8.8×FY 2023: 7.4×FY 2024: 12.8×FY 2025: 9.0×
FY 2016 5y median 9.0× FY 2025
P/S 1.6×
FY 2016: 2.3×FY 2017: 2.7×FY 2018: 2.6×FY 2019: 2.7×FY 2020: 2.3×FY 2021: 2.5×FY 2022: 1.9×FY 2023: 1.4×FY 2024: 1.5×FY 2025: 1.6×
FY 2016 5y median 1.6× FY 2025
P/B 0.9×
FY 2016: 1.0×FY 2017: 1.1×FY 2018: 1.1×FY 2019: 1.1×FY 2020: 0.8×FY 2021: 0.9×FY 2022: 0.9×FY 2023: 0.7×FY 2024: 0.8×FY 2025: 0.9×
FY 2016 5y median 0.9× FY 2025
P/FCF 9.2×
FY 2016: 10.4×FY 2017: 24.6×FY 2018: 10.3×FY 2019: 15.1×FY 2020: -19.4×FY 2021: 5.9×FY 2022: 8.7×FY 2023: 7.4×FY 2024: 17.4×FY 2025: 9.2×
FY 2016 5y median 8.7× FY 2025
EV/EBITDA 6.3×
FY 2016: 12.9×FY 2017: 9.0×FY 2018: 17.5×FY 2019: 4.9×FY 2020: -5.7×FY 2021: -18.3×FY 2022: -0.3×FY 2023: 1.7×FY 2024: 6.1×FY 2025: 6.3×
FY 2016 5y median 1.7× FY 2025
EV/Sales 1.5×
FY 2016: 3.9×FY 2017: 2.6×FY 2018: 4.9×FY 2019: 1.6×FY 2020: -1.8×FY 2021: -5.3×FY 2022: -0.1×FY 2023: 0.4×FY 2024: 0.7×FY 2025: 1.5×
FY 2016 5y median 0.4× FY 2025
FCF Yield 10.9%
FY 2016: 9.6%FY 2017: 4.1%FY 2018: 9.7%FY 2019: 6.6%FY 2020: -5.1%FY 2021: 17.1%FY 2022: 11.5%FY 2023: 13.4%FY 2024: 5.8%FY 2025: 10.9%
FY 2016 5y median 11.5% FY 2025

Profitability

Gross Margin 71.4%
FY 2016: 93.3%FY 2017: 92.5%FY 2018: 89.5%FY 2019: 90.7%FY 2020: 92.0%FY 2021: 97.2%FY 2022: 93.7%FY 2023: 77.6%FY 2024: 67.5%FY 2025: 71.4%
FY 2016 5y median 77.6% FY 2025
Operating Margin 21.0%
FY 2016: 28.6%FY 2017: 27.8%FY 2018: 26.8%FY 2019: 31.1%FY 2020: 29.7%FY 2021: 26.3%FY 2022: 25.6%FY 2023: 21.1%FY 2024: 12.0%FY 2025: 21.0%
FY 2016 5y median 21.1% FY 2025
Net Margin 18.2%
FY 2016: 18.3%FY 2017: 16.5%FY 2018: 20.9%FY 2019: 24.3%FY 2020: 23.4%FY 2021: 21.1%FY 2022: 21.3%FY 2023: 18.5%FY 2024: 11.5%FY 2025: 18.2%
FY 2016 5y median 18.5% FY 2025
ROE 10.1%
FY 2016: 7.5%FY 2017: 6.7%FY 2018: 8.9%FY 2019: 9.6%FY 2020: 8.5%FY 2021: 7.3%FY 2022: 9.9%FY 2023: 9.5%FY 2024: 6.6%FY 2025: 10.1%
FY 2016 5y median 9.5% FY 2025
ROIC 1.0%
FY 2016: 4.6%FY 2017: 4.7%FY 2018: 5.0%FY 2019: 9.3%FY 2020: 8.0%FY 2021: 7.0%FY 2022: 9.5%FY 2023: 9.2%FY 2024: 6.3%FY 2025: 1.0%
FY 2016 5y median 7.0% FY 2025
ROA 1.0%
FY 2016: 0.7%FY 2017: 0.6%FY 2018: 0.9%FY 2019: 1.1%FY 2020: 0.9%FY 2021: 0.7%FY 2022: 0.8%FY 2023: 0.8%FY 2024: 0.6%FY 2025: 1.0%
FY 2016 5y median 0.8% FY 2025

Growth (YoY)

Revenue 14.3%
FY 2016: -0.3%FY 2017: 4.4%FY 2018: 11.7%FY 2019: 7.1%FY 2020: 3.7%FY 2021: -5.5%FY 2022: 11.5%FY 2023: 24.4%FY 2024: 10.1%FY 2025: 14.3%
FY 2016 FY 2025
Operating Income 99.5%
FY 2016: 7.6%FY 2017: 1.7%FY 2018: 7.6%FY 2019: 24.3%FY 2020: -1.1%FY 2021: -16.4%FY 2022: 8.9%FY 2023: 2.6%FY 2024: -37.3%FY 2025: 99.5%
FY 2016 FY 2025
EPS (diluted) 87.9%
FY 2016: 4.9%FY 2017: -5.8%FY 2018: 42.0%FY 2019: 24.3%FY 2020: 0.0%FY 2021: -13.6%FY 2022: 17.0%FY 2023: 11.8%FY 2024: -31.0%FY 2025: 87.9%
FY 2016 FY 2025
Free Cash Flow 141.0%
FY 2016: -25.8%FY 2017: -49.0%FY 2018: 159.6%FY 2019: -25.2%FY 2020: -168.9%FY 2021: 444.0%FY 2022: -44.0%FY 2023: 6.2%FY 2024: -49.7%FY 2025: 141.0%
FY 2016 FY 2025

Financial Health

Current Ratio 0.0×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.2×FY 2019: 0.3×FY 2020: 0.4×FY 2021: 0.5×FY 2022: 0.4×FY 2023: 0.4×FY 2024: 0.3×FY 2025: 0.0×
FY 2016 5y median 0.4× FY 2025
Quick Ratio 0.0×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.2×FY 2019: 0.3×FY 2020: 0.4×FY 2021: 0.5×FY 2022: 0.4×FY 2023: 0.4×FY 2024: 0.3×FY 2025: 0.0×
FY 2016 5y median 0.4× FY 2025
Debt / Equity 0.0×
FY 2016: 1.2×FY 2017: 0.4×FY 2018: 1.1×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025
Net Debt / EBITDA -0.6×
FY 2016: 5.2×FY 2017: -0.2×FY 2018: 8.2×FY 2019: -3.4×FY 2020: -12.9×FY 2021: -26.9×FY 2022: -6.9×FY 2023: -4.2×FY 2024: -6.0×FY 2025: -0.6×
FY 2016 5y median -6.0× FY 2025
Interest Coverage 0.8×
FY 2016: 6.0×FY 2017: 5.3×FY 2018: 3.5×FY 2019: 3.0×FY 2020: 4.2×FY 2021: 5.6×FY 2022: 5.9×FY 2023: 1.0×FY 2024: 0.4×FY 2025: 0.8×
FY 2016 5y median 1.0× FY 2025

Dividends

Dividend Yield 2.3%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 1.4%FY 2020: 2.0%FY 2021: 2.0%FY 2022: 2.5%FY 2023: 3.3%FY 2024: 3.0%FY 2025: 2.3%
FY 2016 5y median 2.5% FY 2025
Payout Ratio 20.4%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 15.6%FY 2020: 19.6%FY 2021: 23.6%FY 2022: 22.3%FY 2023: 24.2%FY 2024: 37.8%FY 2025: 20.4%
FY 2016 5y median 23.6% FY 2025

Annual · latest fiscal year ends 2025-12-31