CATY

Cathay General Bancorp

Financial Services · USD

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Price alert · CATY

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64.40 USD -0.95 -1.45%
As of Oct 30, 2026 Extended hours 64.40 0.00%
Bid
64.37 × 2
Ask
64.40 × 2
64.24 Day range 65.69
45.17 52-week range 65.35
YTD
+33.09%
1 year
+41.45%
Open
65.69
Prev close
65.35
Mkt cap
4.30B
Vol
421.89K
Avg vol
450.64K
EPS
5.42
P/E
11.88
Div yield
2.33%
More statistics
Low
64.24
High
65.69
Forward P/E
10.40
Beta
0.88
Short ratio
7.03
Inst. own
79.88%
Dividend
1.52
Ex-div date
Aug 27, 2026
Earnings
Jan 28, 2027
50-d avg
61.49
200-d avg
57.39
1y target
67.20

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Financial health

Altman Z-Score

-0.63 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 4
  • Return on Equity 3
  • Return on Assets 4
  • Debt / Equity 4
  • P/E 3
  • P/B 3

Valuation

P/E 10.6×
FY 2016: 17.2×FY 2017: 19.3×FY 2018: 10.0×FY 2019: 10.9×FY 2020: 11.2×FY 2021: 11.3×FY 2022: 8.4×FY 2023: 9.1×FY 2024: 12.0×FY 2025: 10.6×
FY 2016 5y median 10.6× FY 2025
P/S 2.4×
FY 2016: 5.7×FY 2017: 5.6×FY 2018: 3.8×FY 2019: 3.7×FY 2020: 3.4×FY 2021: 4.7×FY 2022: 3.3×FY 2023: 2.5×FY 2024: 2.5×FY 2025: 2.4×
FY 2016 5y median 2.5× FY 2025
P/B 1.1×
FY 2016: 1.6×FY 2017: 1.7×FY 2018: 1.3×FY 2019: 1.3×FY 2020: 1.1×FY 2021: 1.4×FY 2022: 1.2×FY 2023: 1.2×FY 2024: 1.2×FY 2025: 1.1×
FY 2016 5y median 1.2× FY 2025
P/FCF 9.0×
FY 2016: 13.0×FY 2017: 13.8×FY 2018: 8.2×FY 2019: 7.1×FY 2020: 8.2×FY 2021: 10.2×FY 2022: 6.5×FY 2023: 8.5×FY 2024: 10.5×FY 2025: 9.0×
FY 2016 5y median 9.0× FY 2025
EV/EBITDA 7.9×
FY 2016: 14.5×FY 2017: 12.7×FY 2018: 9.4×FY 2019: 10.3×FY 2020: 10.2×FY 2021: 8.6×FY 2022: 7.1×FY 2023: 8.9×FY 2024: 10.5×FY 2025: 7.9×
FY 2016 5y median 8.6× FY 2025
EV/Sales 2.4×
FY 2016: 6.8×FY 2017: 6.4×FY 2018: 4.5×FY 2019: 4.6×FY 2020: 3.7×FY 2021: 4.7×FY 2022: 3.8×FY 2023: 2.9×FY 2024: 2.5×FY 2025: 2.4×
FY 2016 5y median 2.9× FY 2025
FCF Yield 11.1%
FY 2016: 7.7%FY 2017: 7.3%FY 2018: 12.1%FY 2019: 14.1%FY 2020: 12.3%FY 2021: 9.8%FY 2022: 15.3%FY 2023: 11.8%FY 2024: 9.5%FY 2025: 11.1%
FY 2016 5y median 11.1% FY 2025

Profitability

Gross Margin 55.1%
FY 2016: 87.7%FY 2017: 87.2%FY 2018: 83.7%FY 2019: 77.0%FY 2020: 72.3%FY 2021: 92.7%FY 2022: 85.5%FY 2023: 59.8%FY 2024: 49.8%FY 2025: 55.1%
FY 2016 5y median 59.8% FY 2025
Operating Margin 29.4%
FY 2016: 45.5%FY 2017: 49.2%FY 2018: 46.9%FY 2019: 42.9%FY 2020: 34.2%FY 2021: 53.0%FY 2022: 52.0%FY 2023: 30.8%FY 2024: 22.8%FY 2025: 29.4%
FY 2016 5y median 30.8% FY 2025
Net Margin 22.8%
FY 2016: 32.9%FY 2017: 29.0%FY 2018: 37.8%FY 2019: 34.3%FY 2020: 30.8%FY 2021: 41.4%FY 2022: 39.7%FY 2023: 27.0%FY 2024: 20.6%FY 2025: 22.8%
FY 2016 5y median 27.0% FY 2025
ROE 10.8%
FY 2016: 9.6%FY 2017: 8.9%FY 2018: 12.8%FY 2019: 12.2%FY 2020: 9.5%FY 2021: 12.2%FY 2022: 14.6%FY 2023: 12.9%FY 2024: 10.0%FY 2025: 10.8%
FY 2016 5y median 12.2% FY 2025
ROIC -4.6%
FY 2016: 6.2%FY 2017: 6.0%FY 2018: 8.8%FY 2019: 8.2%FY 2020: 7.8%FY 2021: 10.5%FY 2022: 10.5%FY 2023: 9.4%FY 2024: 8.5%FY 2025: -4.6%
FY 2016 5y median 9.4% FY 2025
ROA 1.3%
FY 2016: 1.2%FY 2017: 1.1%FY 2018: 1.6%FY 2019: 1.5%FY 2020: 1.2%FY 2021: 1.4%FY 2022: 1.6%FY 2023: 1.5%FY 2024: 1.2%FY 2025: 1.3%
FY 2016 5y median 1.4% FY 2025

Growth (YoY)

Revenue -0.4%
FY 2016: 9.5%FY 2017: 14.0%FY 2018: 18.5%FY 2019: 13.2%FY 2020: -8.7%FY 2021: -3.0%FY 2022: 25.9%FY 2023: 44.3%FY 2024: 6.1%FY 2025: -0.4%
FY 2016 FY 2025
Operating Income 28.3%
FY 2016: 9.5%FY 2017: 23.2%FY 2018: 13.2%FY 2019: 3.5%FY 2020: -27.3%FY 2021: 50.4%FY 2022: 23.8%FY 2023: -14.6%FY 2024: -21.3%FY 2025: 28.3%
FY 2016 FY 2025
EPS (diluted) 14.9%
FY 2016: 10.6%FY 2017: -0.9%FY 2018: 53.9%FY 2019: 4.2%FY 2020: -17.5%FY 2021: 32.4%FY 2022: 27.1%FY 2023: 0.6%FY 2024: -18.7%FY 2025: 14.9%
FY 2016 FY 2025
Free Cash Flow 11.7%
FY 2016: 33.3%FY 2017: 6.4%FY 2018: 34.3%FY 2019: 29.7%FY 2020: -26.6%FY 2021: 5.2%FY 2022: 40.4%FY 2023: -17.8%FY 2024: -14.6%FY 2025: 11.7%
FY 2016 FY 2025

Financial Health

Current Ratio 0.2×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.2×
FY 2016 5y median 0.1× FY 2025
Quick Ratio 0.2×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.2×
FY 2016 5y median 0.1× FY 2025
Debt / Equity 0.1×
FY 2016: 0.5×FY 2017: 0.4×FY 2018: 0.3×FY 2019: 0.4×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.3×FY 2023: 0.3×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.1× FY 2025
Net Debt / EBITDA 0.1×
FY 2016: 2.5×FY 2017: 1.6×FY 2018: 1.5×FY 2019: 1.9×FY 2020: 0.7×FY 2021: 0.1×FY 2022: 0.9×FY 2023: 1.3×FY 2024: 0.2×FY 2025: 0.1×
FY 2016 5y median 0.2× FY 2025
Interest Coverage 0.7×
FY 2016: 3.0×FY 2017: 3.7×FY 2018: 2.8×FY 2019: 1.8×FY 2020: 1.7×FY 2021: 5.6×FY 2022: 4.0×FY 2023: 0.8×FY 2024: 0.5×FY 2025: 0.7×
FY 2016 5y median 0.8× FY 2025

Dividends

Dividend Yield 2.9%
FY 2016: 2.0%FY 2017: 2.1%FY 2018: 3.1%FY 2019: 3.3%FY 2020: 3.9%FY 2021: 3.0%FY 2022: 3.3%FY 2023: 3.0%FY 2024: 2.9%FY 2025: 2.9%
FY 2016 5y median 3.0% FY 2025
Payout Ratio 29.8%
FY 2016: 33.9%FY 2017: 39.7%FY 2018: 30.7%FY 2019: 35.5%FY 2020: 43.1%FY 2021: 33.3%FY 2022: 28.0%FY 2023: 27.9%FY 2024: 34.3%FY 2025: 29.8%
FY 2016 5y median 29.8% FY 2025

Annual · latest fiscal year ends 2025-12-31