BSAC

Banco Santander-Chile

Financial Services · USD

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Price alert · BSAC

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30.53 USD -0.96 -3.05%
As of Oct 30, 2026 Extended hours 30.64 +0.35%
Bid
30.40 × 300
Ask
30.66 × 500
30.32 Day range 31.10
28.38 52-week range 37.46
YTD
-1.86%
1 year
+5.93%
Open
29.55
Prev close
31.49
Mkt cap
14.38B
Vol
673.88K
Avg vol
346.98K
EPS
2.59
P/E
11.79
Div yield
4.71%
More statistics
Low
30.32
High
31.10
Forward P/E
10.23
Beta
0.23
Short ratio
2.43
Inst. own
5.44%
Dividend
1.48
Ex-div date
Apr 29, 2026
Earnings
Jan 29, 2027
50-d avg
33.73
200-d avg
33.43
1y target
34.95

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BSAC five-day price chart29.630.230.931.632.3Oct 26Oct 28Oct 30

Financial health

Altman Z-Score

0.22 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B-2 / 5 overall

  • DCF 1
  • Return on Equity 5
  • Return on Assets 4
  • Debt / Equity 1
  • P/E 2
  • P/B 1

Valuation

P/E 12.6×
FY 2016: 14.6×FY 2017: 16.5×FY 2018: 16.5×FY 2019: 13.2×FY 2020: 11.6×FY 2021: 7.8×FY 2022: 8.0×FY 2023: 16.3×FY 2024: 10.4×FY 2025: 12.6×
FY 2016 5y median 10.4× FY 2025
P/S 2.8×
FY 2016: 2.7×FY 2017: 3.8×FY 2018: 3.7×FY 2019: 2.9×FY 2020: 2.4×FY 2021: 1.9×FY 2022: 1.3×FY 2023: 1.6×FY 2024: 1.8×FY 2025: 2.8×
FY 2016 5y median 1.8× FY 2025
P/B 2.4×
FY 2016: 2.4×FY 2017: 3.1×FY 2018: 3.1×FY 2019: 2.4×FY 2020: 1.8×FY 2021: 1.5×FY 2022: 1.3×FY 2023: 1.6×FY 2024: 1.7×FY 2025: 2.4×
FY 2016 5y median 1.6× FY 2025
P/FCF 21.2×
FY 2016: 10.7×FY 2017: -18.4×FY 2018: 10.6×FY 2019: 4.6×FY 2020: -7.0×FY 2021: -2.0×FY 2022: -13.5×FY 2023: -3.6×FY 2024: 23.7×FY 2025: 21.2×
FY 2016 5y median -2.0× FY 2025
EV/EBITDA 17.3×
FY 2016: 19.9×FY 2017: 19.8×FY 2018: 20.6×FY 2019: 19.5×FY 2020: 21.3×FY 2021: 9.7×FY 2022: 11.6×FY 2023: 18.0×FY 2024: 15.1×FY 2025: 17.3×
FY 2016 5y median 15.1× FY 2025
EV/Sales 5.1×
FY 2016: 5.1×FY 2017: 6.4×FY 2018: 6.6×FY 2019: 6.2×FY 2020: 6.4×FY 2021: 3.5×FY 2022: 2.5×FY 2023: 2.9×FY 2024: 3.8×FY 2025: 5.1×
FY 2016 5y median 3.5× FY 2025
FCF Yield 4.7%
FY 2016: 9.4%FY 2017: -5.4%FY 2018: 9.5%FY 2019: 21.6%FY 2020: -14.3%FY 2021: -49.7%FY 2022: -7.4%FY 2023: -27.4%FY 2024: 4.2%FY 2025: 4.7%
FY 2016 5y median -7.4% FY 2025

Profitability

Gross Margin 48.8%
FY 2016: 52.6%FY 2017: 58.2%FY 2018: 56.6%FY 2019: 56.3%FY 2020: 58.3%FY 2021: 58.5%FY 2022: 39.1%FY 2023: 30.4%FY 2024: 42.6%FY 2025: 48.8%
FY 2016 5y median 42.6% FY 2025
Operating Margin 26.7%
FY 2016: 23.2%FY 2017: 29.0%FY 2018: 28.9%FY 2019: 28.3%FY 2020: 26.0%FY 2021: 31.8%FY 2022: 19.1%FY 2023: 13.2%FY 2024: 22.0%FY 2025: 26.7%
FY 2016 5y median 22.0% FY 2025
Net Margin 21.9%
FY 2016: 18.8%FY 2017: 22.8%FY 2018: 22.5%FY 2019: 22.0%FY 2020: 20.5%FY 2021: 25.0%FY 2022: 16.8%FY 2023: 11.1%FY 2024: 17.4%FY 2025: 21.9%
FY 2016 5y median 17.4% FY 2025
ROE 18.2%
FY 2016: 16.6%FY 2017: 18.4%FY 2018: 18.6%FY 2019: 18.2%FY 2020: 15.1%FY 2021: 19.4%FY 2022: 16.3%FY 2023: 11.2%FY 2024: 16.2%FY 2025: 18.2%
FY 2016 5y median 16.3% FY 2025
ROIC 2.7%
FY 2016: 3.9%FY 2017: 5.8%FY 2018: 3.5%FY 2019: 4.6%FY 2020: 2.9%FY 2021: 2.3%FY 2022: 3.5%FY 2023: 2.5%FY 2024: 2.3%FY 2025: 2.7%
FY 2016 5y median 2.5% FY 2025
ROA 1.5%
FY 2016: 1.3%FY 2017: 1.6%FY 2018: 1.5%FY 2019: 1.2%FY 2020: 1.0%FY 2021: 1.3%FY 2022: 1.2%FY 2023: 0.8%FY 2024: 1.2%FY 2025: 1.5%
FY 2016 5y median 1.2% FY 2025

Growth (YoY)

Revenue -5.0%
FY 2016: 2.5%FY 2017: -2.3%FY 2018: 7.0%FY 2019: 6.3%FY 2020: -4.8%FY 2021: 26.1%FY 2022: 39.9%FY 2023: 10.6%FY 2024: -6.1%FY 2025: -5.0%
FY 2016 FY 2025
Operating Income 15.4%
FY 2016: 11.2%FY 2017: 22.1%FY 2018: 6.4%FY 2019: 4.1%FY 2020: -12.5%FY 2021: 54.5%FY 2022: -16.1%FY 2023: -23.3%FY 2024: 56.1%FY 2025: 15.4%
FY 2016 FY 2025
EPS (diluted) 23.4%
FY 2016: 5.5%FY 2017: 19.5%FY 2018: 4.7%FY 2019: 4.8%FY 2020: -11.6%FY 2021: 53.6%FY 2022: -6.0%FY 2023: -37.4%FY 2024: 72.2%FY 2025: 23.4%
FY 2016 FY 2025
Free Cash Flow 66.7%
FY 2016: 8.6%FY 2017: -178.5%FY 2018: 282.1%FY 2019: 90.9%FY 2020: -151.3%FY 2021: -258.2%FY 2022: 85.4%FY 2023: -370.5%FY 2024: 116.9%FY 2025: 66.7%
FY 2016 FY 2025

Financial Health

Current Ratio 0.2×
FY 2016: 46.7×FY 2017: 31.7×FY 2018: 0.3×FY 2019: 39.2×FY 2020: 47.1×FY 2021: 0.4×FY 2022: 26.7×FY 2023: 21.2×FY 2024: 0.3×FY 2025: 0.2×
FY 2016 5y median 0.4× FY 2025
Quick Ratio 0.2×
FY 2016: 46.7×FY 2017: 31.7×FY 2018: 0.3×FY 2019: 39.2×FY 2020: 47.1×FY 2021: 0.4×FY 2022: 26.7×FY 2023: 21.2×FY 2024: 0.3×FY 2025: 0.2×
FY 2016 5y median 0.4× FY 2025
Debt / Equity 2.8×
FY 2016: 3.2×FY 2017: 2.9×FY 2018: 3.2×FY 2019: 4.0×FY 2020: 4.1×FY 2021: 2.4×FY 2022: 2.2×FY 2023: 2.4×FY 2024: 2.8×FY 2025: 2.8×
FY 2016 5y median 2.4× FY 2025
Net Debt / EBITDA 7.7×
FY 2016: 9.3×FY 2017: 8.0×FY 2018: 9.0×FY 2019: 10.4×FY 2020: 13.5×FY 2021: 4.3×FY 2022: 5.5×FY 2023: 8.3×FY 2024: 7.9×FY 2025: 7.7×
FY 2016 5y median 7.7× FY 2025
Interest Coverage 0.7×
FY 2016: 0.7×FY 2017: 1.0×FY 2018: 0.9×FY 2019: 0.9×FY 2020: 1.1×FY 2021: 1.0×FY 2022: 0.4×FY 2023: 0.2×FY 2024: 0.5×FY 2025: 0.7×
FY 2016 5y median 0.5× FY 2025

Dividends

Dividend Yield 4.3%
FY 2016: 4.9%FY 2017: 3.5%FY 2018: 4.3%FY 2019: 4.3%FY 2020: 5.2%FY 2021: 4.8%FY 2022: 7.3%FY 2023: 6.0%FY 2024: 3.9%FY 2025: 4.3%
FY 2016 5y median 4.8% FY 2025
Payout Ratio 55.9%
FY 2016: 70.7%FY 2017: 58.7%FY 2018: 71.2%FY 2019: 57.4%FY 2020: 60.5%FY 2021: 36.9%FY 2022: 58.7%FY 2023: 83.7%FY 2024: 40.7%FY 2025: 55.9%
FY 2016 5y median 55.9% FY 2025

Annual · latest fiscal year ends 2025-12-31