Bank of Marin Bancorp BMRC

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Price alert · BMRC

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28.37 USD -0.43 -1.49%

At close · Oct 30

28.37 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
28.37 × 2
Ask
28.41 × 2
28.24 Day range 28.87
23.58 52-week range 30.30
YTD
+9.07%
1 year
+7.95%
Open
28.87
Prev close
28.80
Mkt cap
460.53M
Vol
127.32K
Avg vol
144.82K
EPS
-0.75
P/E
0.00
Div yield
4.15%
More statistics
Low
28.24
High
28.87
Forward P/E
16.02
Beta
0.88
Short ratio
9.37
Inst. own
56.52%
Dividend
1.00
Ex-div date
Nov 6, 2024
Earnings
Feb 3, 2025
50-d avg
24.21
200-d avg
19.25
1y target
28.60

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Financial health

Altman Z-Score

0.73 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A+4 / 5 overall

  • DCF 4
  • Return on Equity 5
  • Return on Assets 4
  • Debt / Equity 4
  • P/E 4
  • P/B 3

Valuation

P/E 9.5×
FY 2016: 18.3×FY 2017: 26.4×FY 2018: 17.5×FY 2019: 17.9×FY 2020: 15.3×FY 2021: 16.0×FY 2022: 11.2×FY 2023: 17.8×FY 2024: -45.7×FY 2025: 9.5×
FY 2016 5y median 11.2× FY 2025
P/S 2.3×
FY 2016: 5.0×FY 2017: 5.0×FY 2018: 5.4×FY 2019: 5.6×FY 2020: 4.3×FY 2021: 4.5×FY 2022: 3.7×FY 2023: 2.5×FY 2024: 3.3×FY 2025: 2.3×
FY 2016 5y median 3.3× FY 2025
P/B 1.0×
FY 2016: 1.8×FY 2017: 1.4×FY 2018: 1.8×FY 2019: 1.8×FY 2020: 1.3×FY 2021: 1.2×FY 2022: 1.3×FY 2023: 0.8×FY 2024: 0.9×FY 2025: 1.0×
FY 2016 5y median 1.0× FY 2025
P/FCF 11.1×
FY 2016: 17.4×FY 2017: 16.5×FY 2018: 13.9×FY 2019: 15.2×FY 2020: 11.7×FY 2021: 12.1×FY 2022: 9.9×FY 2023: 10.4×FY 2024: 13.7×FY 2025: 11.1×
FY 2016 5y median 11.1× FY 2025
EV/EBITDA 4.8×
FY 2016: 9.8×FY 2017: 7.1×FY 2018: 11.8×FY 2019: 9.1×FY 2020: 6.7×FY 2021: 4.4×FY 2022: 10.9×FY 2023: 13.5×FY 2024: -23.3×FY 2025: 4.8×
FY 2016 5y median 4.8× FY 2025
EV/Sales 1.5×
FY 2016: 4.5×FY 2017: 2.6×FY 2018: 5.2×FY 2019: 4.1×FY 2020: 2.7×FY 2021: 1.8×FY 2022: 5.2×FY 2023: 2.8×FY 2024: 2.3×FY 2025: 1.5×
FY 2016 5y median 2.3× FY 2025
FCF Yield 9.0%
FY 2016: 5.8%FY 2017: 6.1%FY 2018: 7.2%FY 2019: 6.6%FY 2020: 8.6%FY 2021: 8.3%FY 2022: 10.1%FY 2023: 9.6%FY 2024: 7.3%FY 2025: 9.0%
FY 2016 5y median 9.0% FY 2025

Profitability

Gross Margin 76.1%
FY 2016: 99.5%FY 2017: 97.4%FY 2018: 96.6%FY 2019: 94.8%FY 2020: 91.5%FY 2021: 99.2%FY 2022: 98.5%FY 2023: 72.5%FY 2024: 55.4%FY 2025: 76.1%
FY 2016 5y median 76.1% FY 2025
Operating Margin 29.2%
FY 2016: 43.1%FY 2017: 34.0%FY 2018: 41.3%FY 2019: 41.9%FY 2020: 37.5%FY 2021: 37.9%FY 2022: 45.1%FY 2023: 18.4%FY 2024: -11.9%FY 2025: 29.2%
FY 2016 5y median 29.2% FY 2025
Net Margin 24.6%
FY 2016: 27.3%FY 2017: 18.8%FY 2018: 31.0%FY 2019: 31.3%FY 2020: 28.0%FY 2021: 28.1%FY 2022: 33.1%FY 2023: 14.0%FY 2024: -7.2%FY 2025: 24.6%
FY 2016 5y median 24.6% FY 2025
ROE 11.0%
FY 2016: 10.0%FY 2017: 5.4%FY 2018: 10.3%FY 2019: 10.2%FY 2020: 8.4%FY 2021: 7.4%FY 2022: 11.3%FY 2023: 4.5%FY 2024: -1.9%FY 2025: 11.0%
FY 2016 5y median 7.4% FY 2025
ROIC 0.9%
FY 2016: 9.8%FY 2017: 5.3%FY 2018: 10.0%FY 2019: 9.8%FY 2020: 7.8%FY 2021: 7.0%FY 2022: 8.5%FY 2023: 3.9%FY 2024: -1.7%FY 2025: 0.9%
FY 2016 5y median 3.9% FY 2025
ROA 1.1%
FY 2016: 1.1%FY 2017: 0.6%FY 2018: 1.3%FY 2019: 1.3%FY 2020: 1.0%FY 2021: 0.8%FY 2022: 1.1%FY 2023: 0.5%FY 2024: -0.2%FY 2025: 1.1%
FY 2016 5y median 0.8% FY 2025

Growth (YoY)

Revenue 51.8%
FY 2016: 7.6%FY 2017: 0.3%FY 2018: 24.0%FY 2019: 4.1%FY 2020: -1.2%FY 2021: 9.5%FY 2022: 18.8%FY 2023: 0.7%FY 2024: -17.9%FY 2025: 51.8%
FY 2016 FY 2025
Operating Income 473.1%
FY 2016: 26.1%FY 2017: -20.9%FY 2018: 50.6%FY 2019: 5.7%FY 2020: -11.6%FY 2021: 10.6%FY 2022: 41.5%FY 2023: -59.0%FY 2024: -153.1%FY 2025: 473.1%
FY 2016 FY 2025
EPS (diluted) 625.0%
FY 2016: 24.3%FY 2017: -32.8%FY 2018: 83.5%FY 2019: 6.4%FY 2020: -10.5%FY 2021: 3.6%FY 2022: 27.0%FY 2023: -57.5%FY 2024: -141.9%FY 2025: 625.0%
FY 2016 FY 2025
Free Cash Flow 33.8%
FY 2016: 9.6%FY 2017: 4.5%FY 2018: 61.5%FY 2019: -2.0%FY 2020: -1.3%FY 2021: 10.9%FY 2022: 19.9%FY 2023: -36.0%FY 2024: -17.9%FY 2025: 33.8%
FY 2016 FY 2025

Financial Health

Current Ratio 473×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.2×FY 2021: 0.4×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.1×FY 2025: 473×
FY 2016 5y median 0.1× FY 2025
Quick Ratio 473×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.2×FY 2021: 0.4×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.1×FY 2025: 473×
FY 2016 5y median 0.1× FY 2025
Debt / Equity 0.2×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.6×FY 2023: 0.2×FY 2024: 0.0×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025
Net Debt / EBITDA -2.9×
FY 2016: -1.1×FY 2017: -6.3×FY 2018: -0.5×FY 2019: -3.4×FY 2020: -3.9×FY 2021: -6.7×FY 2022: 3.1×FY 2023: 1.5×FY 2024: 10.1×FY 2025: -2.9×
FY 2016 5y median 1.5× FY 2025
Interest Coverage 1.2×
FY 2016: 16.1×FY 2017: 16.5×FY 2018: 12.3×FY 2019: 9.6×FY 2020: 13.6×FY 2021: 13.2×FY 2022: 24.9×FY 2023: 0.7×FY 2024: -0.3×FY 2025: 1.2×
FY 2016 5y median 1.2× FY 2025

Dividends

Dividend Yield 3.9%
FY 2016: 1.5%FY 2017: 1.6%FY 2018: 1.5%FY 2019: 1.8%FY 2020: 2.7%FY 2021: 2.5%FY 2022: 3.0%FY 2023: 4.6%FY 2024: 4.2%FY 2025: 3.9%
FY 2016 5y median 3.9% FY 2025
Payout Ratio 37.2%
FY 2016: 26.9%FY 2017: 43.2%FY 2018: 27.2%FY 2019: 32.0%FY 2020: 41.4%FY 2021: 39.4%FY 2022: 33.6%FY 2023: 81.0%FY 2024: -192.6%FY 2025: 37.2%
FY 2016 5y median 37.2% FY 2025

Annual · latest fiscal year ends 2025-12-31