Menu

Markets

Research

News

Learn
Paper trading
AI Chat
Get the app WatchlistsPortfoliosAlerts
Sign in

Affirm Holdings, Inc. AFRM

Set alert

Price alert · AFRM

All alert types
72.46 USD -1.12 -1.52%

As of Nov 3, 2:44 PM ET

Bid
72.42 × 1
Ask
72.47 × 1
71.83 Day range 73.89
42.10 52-week range 90.44
YTD
-2.65%
1 year
+0.53%
Open
73.18
Prev close
73.58
Mkt cap
24.45B
Vol
1.79M
Avg vol
4.25M
EPS
5.53
P/E
13.10
Div yield
0.00%
More statistics
Low
71.83
High
73.89
Forward P/E
14.67
Beta
3.71
Short ratio
4.14
Inst. own
87.99%
Dividend
0.00
Ex-div date
Earnings
Nov 5, 2026
50-d avg
73.08
200-d avg
66.52
1y target
97.84

1D chart

Chart tools
Interval
1m5m15m30m

Signals (55)
NameTimeAgo
MACD: Buy Signal2:39 PM5 minutes ago
MACD: Sell Signal2:31 PM13 minutes ago
MACD: Buy Signal2:21 PM23 minutes ago
RSI: Oversold2:17 PM27 minutes ago
RSI: Oversold2:15 PM29 minutes ago
RSI: Oversold2:12 PM32 minutes ago
SMA: Bearish2:06 PM38 minutes ago
SMA: Bearish2:06 PM38 minutes ago
SMA: Bearish1:59 PM45 minutes ago
SMA: Bullish1:58 PM46 minutes ago
SMA: Bearish1:54 PM50 minutes ago
SMA: Bullish1:52 PM52 minutes ago
SMA: Bearish1:48 PM56 minutes ago
MACD: Sell Signal1:39 PM1 hour ago
MACD: Buy Signal1:31 PM1 hour ago
RSI: Overbought1:31 PM1 hour ago
MACD: Sell Signal1:26 PM1 hour ago
MACD: Buy Signal1:24 PM1 hour ago
MACD: Sell Signal1:22 PM1 hour ago
RSI: Overbought1:09 PM1 hour ago

Newest 20 of 55.

Financial health

Altman Z-Score

1.84 Grey zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 1
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 2
  • P/E 2
  • P/B 1

Valuation

P/E 14.2×
FY 2019: -207×FY 2020: -221×FY 2021: -41.1×FY 2022: -7.2×FY 2023: -4.6×FY 2024: -17.9×FY 2025: 432×FY 2026: 14.2×
FY 2019 5y median -4.6× FY 2026
P/S 6.9×
FY 2019: 94.7×FY 2020: 49.1×FY 2021: 20.9×FY 2022: 3.8×FY 2023: 2.9×FY 2024: 4.0×FY 2025: 6.9×FY 2026: 6.9×
FY 2019 5y median 4.0× FY 2026
P/B 5.0×
FY 2019: -95.0×FY 2020: -68.2×FY 2021: 7.0×FY 2022: 1.9×FY 2023: 1.8×FY 2024: 3.4×FY 2025: 7.3×FY 2026: 5.0×
FY 2019 5y median 3.4× FY 2026
P/FCF 27.5×
FY 2019: -220×FY 2020: -250×FY 2021: -85.1×FY 2022: -18.6×FY 2023: -41.7×FY 2024: 31.8×FY 2025: 37.1×FY 2026: 27.5×
FY 2019 5y median 27.5× FY 2026
EV/EBITDA 27.8×
FY 2019: -283×FY 2020: -364×FY 2021: -50.4×FY 2022: -13.2×FY 2023: -13.5×FY 2024: -6657×FY 2025: 40.5×FY 2026: 27.8×
FY 2019 5y median -13.2× FY 2026
EV/Sales 8.8×
FY 2019: 95.7×FY 2020: 50.4×FY 2021: 21.4×FY 2022: 5.9×FY 2023: 5.7×FY 2024: 6.4×FY 2025: 8.9×FY 2026: 8.8×
FY 2019 5y median 6.4× FY 2026
FCF Yield 3.6%
FY 2019: -0.5%FY 2020: -0.4%FY 2021: -1.2%FY 2022: -5.4%FY 2023: -2.4%FY 2024: 3.1%FY 2025: 2.7%FY 2026: 3.6%
FY 2019 5y median 2.7% FY 2026

Profitability

Gross Margin 69.1%
FY 2019: 58.9%FY 2020: 66.2%FY 2021: 62.9%FY 2022: 57.3%FY 2023: 45.0%FY 2024: 63.6%FY 2025: 67.5%FY 2026: 69.1%
FY 2019 5y median 63.6% FY 2026
Operating Margin 22.1%
FY 2019: -38.4%FY 2020: -21.2%FY 2021: -44.1%FY 2022: -64.2%FY 2023: -75.6%FY 2024: -26.5%FY 2025: -2.7%FY 2026: 22.1%
FY 2019 5y median -26.5% FY 2026
Net Margin 48.9%
FY 2019: -45.6%FY 2020: -22.1%FY 2021: -50.7%FY 2022: -52.4%FY 2023: -62.1%FY 2024: -22.3%FY 2025: 1.6%FY 2026: 48.9%
FY 2019 5y median -22.3% FY 2026
ROE 35.2%
FY 2019: 45.7%FY 2020: 30.7%FY 2021: -17.1%FY 2022: -27.0%FY 2023: -38.9%FY 2024: -19.0%FY 2025: 1.7%FY 2026: 35.2%
FY 2019 5y median -19.0% FY 2026
ROIC 15.6%
FY 2019: -9.0%FY 2020: -7.9%FY 2021: -8.0%FY 2022: -12.3%FY 2023: -14.8%FY 2024: -6.6%FY 2025: -0.7%FY 2026: 15.6%
FY 2019 5y median -6.6% FY 2026
ROA 12.2%
FY 2019: -10.5%FY 2020: -8.0%FY 2021: -9.1%FY 2022: -10.1%FY 2023: -12.1%FY 2024: -5.4%FY 2025: 0.5%FY 2026: 12.2%
FY 2019 5y median -5.4% FY 2026

Growth (YoY)

Revenue 22.5%
FY 2019: 0.0%FY 2020: 92.7%FY 2021: 70.8%FY 2022: 55.0%FY 2023: 17.7%FY 2024: 46.3%FY 2025: 38.8%FY 2026: 22.5%
FY 2019 FY 2026
Operating Income 1097.9%
FY 2019: 0.0%FY 2020: -6.1%FY 2021: -255.9%FY 2022: -125.7%FY 2023: -38.7%FY 2024: 48.7%FY 2025: 85.8%FY 2026: 1097.9%
FY 2019 FY 2026
EPS (diluted) 3586.7%
FY 2019: 0.0%FY 2020: 6.4%FY 2021: -272.7%FY 2022: -53.0%FY 2023: -33.1%FY 2024: 50.0%FY 2025: 109.0%FY 2026: 3586.7%
FY 2019 FY 2026
Free Cash Flow 65.0%
FY 2019: 0.0%FY 2020: 12.1%FY 2021: -113.4%FY 2022: -28.4%FY 2023: 60.4%FY 2024: 367.8%FY 2025: 106.9%FY 2026: 65.0%
FY 2019 FY 2026

Financial Health

Current Ratio 12.7×
FY 2019: 54.7×FY 2020: 36.9×FY 2021: 35.8×FY 2022: 53.0×FY 2023: 74.3×FY 2024: 65.7×FY 2025: 54.2×FY 2026: 12.7×
FY 2019 5y median 54.2× FY 2026
Quick Ratio 12.7×
FY 2019: 54.7×FY 2020: 36.9×FY 2021: 35.8×FY 2022: 53.0×FY 2023: 74.3×FY 2024: 65.7×FY 2025: 54.2×FY 2026: 12.7×
FY 2019 5y median 54.2× FY 2026
Debt / Equity 1.8×
FY 2019: -2.2×FY 2020: -2.5×FY 2021: 0.8×FY 2022: 1.6×FY 2023: 2.2×FY 2024: 2.4×FY 2025: 2.6×FY 2026: 1.8×
FY 2019 5y median 2.2× FY 2026
Net Debt / EBITDA 5.9×
FY 2019: -3.0×FY 2020: -9.2×FY 2021: -1.4×FY 2022: -4.8×FY 2023: -6.8×FY 2024: -2512×FY 2025: 9.1×FY 2026: 5.9×
FY 2019 5y median -4.8× FY 2026
Interest Coverage 1.9×
FY 2019: -3.9×FY 2020: -3.3×FY 2021: -7.3×FY 2022: -12.4×FY 2023: -6.6×FY 2024: -1.8×FY 2025: -0.2×FY 2026: 1.9×
FY 2019 5y median -1.8× FY 2026

Dividends

Dividend Yield 0.0%
FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%FY 2026: 0.0%
FY 2019 5y median 0.0% FY 2026
Payout Ratio 0.0%
FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%FY 2026: 0.0%
FY 2019 5y median 0.0% FY 2026

Annual · latest fiscal year ends 2026-06-30