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Enact Holdings, Inc. ACT

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Price alert · ACT

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48.15 USD +0.97 +2.06%

As of Nov 2, 3:59 PM ET

Bid
48.16 × 2
Ask
48.17 × 2
47.23 Day range 48.34
35.44 52-week range 50.56
YTD
+21.47%
1 year
+34.80%
Open
47.39
Prev close
47.18
Mkt cap
6.62B
Vol
268.12K
Avg vol
405.12K
EPS
4.74
P/E
10.16
Div yield
2.00%
More statistics
Low
47.23
High
48.34
Forward P/E
9.39
Beta
0.47
Short ratio
6.85
Inst. own
22.59%
Dividend
0.96
Ex-div date
Aug 19, 2026
Earnings
Nov 4, 2026
50-d avg
47.58
200-d avg
44.29
1y target
49.40

1D chart

Chart tools
Interval
1m5m15m30m

Financial health

Altman Z-Score

5.04 Safe zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A4 / 5 overall

  • DCF 4
  • Return on Equity 4
  • Return on Assets 5
  • Debt / Equity 4
  • P/E 3
  • P/B 3

Valuation

P/E 8.7×
FY 2018: 6.9×FY 2019: 5.9×FY 2020: 9.0×FY 2021: 6.2×FY 2022: 5.6×FY 2023: 7.0×FY 2024: 7.4×FY 2025: 8.7×
FY 2018 5y median 7.0× FY 2025
P/S 4.8×
FY 2018: 4.0×FY 2019: 3.4×FY 2020: 3.0×FY 2021: 3.0×FY 2022: 3.6×FY 2023: 4.0×FY 2024: 4.2×FY 2025: 4.8×
FY 2018 5y median 4.0× FY 2025
P/B 1.1×
FY 2018: 1.0×FY 2019: 0.9×FY 2020: 0.9×FY 2021: 0.8×FY 2022: 1.0×FY 2023: 1.0×FY 2024: 1.0×FY 2025: 1.1×
FY 2018 5y median 1.0× FY 2025
P/FCF 8.1×
FY 2018: 6.5×FY 2019: 10.3×FY 2020: 4.7×FY 2021: -29.6×FY 2022: 6.9×FY 2023: 7.4×FY 2024: 7.4×FY 2025: 8.1×
FY 2018 5y median 7.4× FY 2025
EV/EBITDA 6.7×
FY 2018: 5.2×FY 2019: 3.8×FY 2020: 7.5×FY 2021: 5.0×FY 2022: 4.4×FY 2023: 5.3×FY 2024: 5.6×FY 2025: 6.7×
FY 2018 5y median 5.3× FY 2025
EV/Sales 4.9×
FY 2018: 3.8×FY 2019: 2.9×FY 2020: 3.3×FY 2021: 3.3×FY 2022: 3.8×FY 2023: 4.2×FY 2024: 4.3×FY 2025: 4.9×
FY 2018 5y median 4.2× FY 2025
FCF Yield 12.3%
FY 2018: 15.3%FY 2019: 9.7%FY 2020: 21.1%FY 2021: -3.4%FY 2022: 14.4%FY 2023: 13.6%FY 2024: 13.6%FY 2025: 12.3%
FY 2018 5y median 13.6% FY 2025

Profitability

Gross Margin 91.1%
FY 2018: 100.0%FY 2019: 73.4%FY 2020: 44.3%FY 2021: 66.8%FY 2022: 86.7%FY 2023: 78.3%FY 2024: 78.2%FY 2025: 91.1%
FY 2018 5y median 78.3% FY 2025
Operating Margin 69.8%
FY 2018: 73.0%FY 2019: 73.4%FY 2020: 42.7%FY 2021: 62.1%FY 2022: 82.0%FY 2023: 73.8%FY 2024: 73.1%FY 2025: 69.8%
FY 2018 5y median 73.1% FY 2025
Net Margin 54.8%
FY 2018: 57.5%FY 2019: 69.2%FY 2020: 33.5%FY 2021: 48.8%FY 2022: 64.3%FY 2023: 57.7%FY 2024: 57.2%FY 2025: 54.8%
FY 2018 5y median 57.2% FY 2025
ROE 12.6%
FY 2018: 14.8%FY 2019: 17.7%FY 2020: 9.5%FY 2021: 13.3%FY 2022: 17.2%FY 2023: 14.4%FY 2024: 13.8%FY 2025: 12.6%
FY 2018 5y median 13.8% FY 2025
ROIC 9.9%
FY 2018: 13.2%FY 2019: 13.5%FY 2020: 6.9%FY 2021: 9.6%FY 2022: 12.7%FY 2023: 11.0%FY 2024: 10.7%FY 2025: 9.9%
FY 2018 5y median 10.7% FY 2025
ROA 9.8%
FY 2018: 11.8%FY 2019: 14.9%FY 2020: 6.5%FY 2021: 9.2%FY 2022: 12.3%FY 2023: 10.7%FY 2024: 10.5%FY 2025: 9.8%
FY 2018 5y median 10.5% FY 2025

Growth (YoY)

Revenue 2.4%
FY 2018: 0.0%FY 2019: 16.4%FY 2020: 13.0%FY 2021: 1.2%FY 2022: -2.3%FY 2023: 5.4%FY 2024: 4.2%FY 2025: 2.4%
FY 2018 FY 2025
Operating Income -2.2%
FY 2018: 0.0%FY 2019: 17.0%FY 2020: -34.2%FY 2021: 47.2%FY 2022: 29.2%FY 2023: -5.2%FY 2024: 3.1%FY 2025: -2.2%
FY 2018 FY 2025
EPS (diluted) 3.4%
FY 2018: 0.0%FY 2019: 16.2%FY 2020: -34.2%FY 2021: 48.0%FY 2022: 28.3%FY 2023: -4.6%FY 2024: 6.3%FY 2025: 3.4%
FY 2018 FY 2025
Free Cash Flow 5.6%
FY 2018: 0.0%FY 2019: -36.6%FY 2020: 117.4%FY 2021: -116.1%FY 2022: 599.5%FY 2023: 11.4%FY 2024: 8.6%FY 2025: 5.6%
FY 2018 FY 2025

Financial Health

Current Ratio 6.9×
FY 2018: 0.5×FY 2019: 1.6×FY 2020: 1.4×FY 2021: 1.9×FY 2022: 2.7×FY 2023: 4.3×FY 2024: 5.5×FY 2025: 6.9×
FY 2018 5y median 4.3× FY 2025
Quick Ratio 6.9×
FY 2018: 0.5×FY 2019: 1.6×FY 2020: 1.4×FY 2021: 1.9×FY 2022: 2.7×FY 2023: 4.3×FY 2024: 5.5×FY 2025: 6.9×
FY 2018 5y median 4.3× FY 2025
Debt / Equity 0.1×
FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.1×
FY 2018 5y median 0.2× FY 2025
Net Debt / EBITDA 0.2×
FY 2018: -0.3×FY 2019: -0.7×FY 2020: 0.7×FY 2021: 0.5×FY 2022: 0.3×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.2×
FY 2018 5y median 0.2× FY 2025
Interest Coverage 17.2×
FY 2018: 0.0×FY 2019: 0.0×FY 2020: 25.9×FY 2021: 13.6×FY 2022: 17.4×FY 2023: 16.4×FY 2024: 17.2×FY 2025: 17.2×
FY 2018 5y median 17.2× FY 2025

Dividends

Dividend Yield 2.1%
FY 2018: 1.5%FY 2019: 7.5%FY 2020: 13.1%FY 2021: 6.0%FY 2022: 6.4%FY 2023: 4.6%FY 2024: 2.2%FY 2025: 2.1%
FY 2018 5y median 4.6% FY 2025
Payout Ratio 17.9%
FY 2018: 10.3%FY 2019: 36.9%FY 2020: 118.1%FY 2021: 36.6%FY 2022: 35.6%FY 2023: 32.0%FY 2024: 16.2%FY 2025: 17.9%
FY 2018 5y median 32.0% FY 2025

Annual · latest fiscal year ends 2025-12-31