ENVA
Enova International, Inc.
Set alert
174.09 USD -6.95 -3.84%
172.56 Day range 178.40
119.22 52-week range 265.45
- YTD
- +10.74%
- 1 year
- +46.02%
- Open
- 177.59
- Prev close
- 181.04
- Mkt cap
- 4.26B
- Vol
- 233.61K
- Avg vol
- 343.72K
- EPS
- 14.48
- P/E
- 12.02
- Div yield
- 0.00%
More statistics
- Low
- 172.56
- High
- 178.40
- Forward P/E
- 8.31
- Beta
- 1.28
- Short ratio
- 4.04
- Inst. own
- 99.49%
- Dividend
- 0.00
- Ex-div date
- Earnings
- Jan 26, 2027
- 50-d avg
- 194.19
- 200-d avg
- 183.70
- 1y target
- 230.83
Key statistics
- Market cap
- 4.26B
- Enterprise value
- 9.72B
- Trailing P/E
- 12.93
- Forward P/E
- 8.31
- PEG ratio
- 0.00
- Price / sales
- 2.33
- Price / book
- 2.89
- EPS (TTM)
- 13.47
- Beta
- 1.28
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Profit margin
- 20.91%
- Revenue (TTM)
- 1.83B
- Revenue growth
- 36.70%
- Free cash flow
- 0
- Total cash
- 117.40M
- Total debt
- 5.41B
- Return on equity
- 26.82%
- Shares outstanding
- 24.46M
- Short % of float
- 9.14%
- 50-day average
- 194.19
- 200-day average
- 183.70
Analyst view
Consensus: strong buy
Strong buy
Price target (mean) 230.83 +32.6% upside
Now 174.09
- Target (low)
- 220.00
- Target (mean)
- 230.83
- Target (high)
- 275.00
Ratings (0m) 6 6 buy · 0 hold · 0 sell
- Strong buy2
- Buy4
- Hold0
- Sell0
- Strong sell0
Next earnings
Jan 26, 2027
Expected Jan 26, 2027. Consensus EPS estimate 4.62.
Financials — quick view
ENVA Revenue — quarterly 1.01B
ENVA Net income — quarterly 107.30M
ENVA EPS — quarterly 4.31
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 26, 2027 | Dec 30, 2026 | 4.62 | — | — | — |
| Oct 22, 2026 | Sep 30, 2026 | 4.42 | 4.48 | +0.06 | +1.36% |
| Jul 23, 2026 | Jun 30, 2026 | 3.99 | 4.31 | +0.32 | +8.02% |
| Apr 23, 2026 | Mar 31, 2026 | 3.96 | 3.87 | -0.09 | -2.27% |
| Jan 27, 2026 | Dec 31, 2025 | 3.17 | 3.46 | +0.29 | +9.15% |
| Oct 23, 2025 | Sep 30, 2025 | 3.03 | 3.36 | +0.33 | +10.89% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 26, 2026 | Maxim Group | main | Buy | Buy |
| Oct 23, 2026 | TD Cowen | main | Buy | Buy |
| Oct 23, 2026 | Citizens | main | Market Outperform | Market Outperform |
| Oct 23, 2026 | Stephens & Co. | main | Overweight | Overweight |
| Oct 7, 2026 | Jefferies | main | Buy | Buy |
| Sep 17, 2026 | Stephens & Co. | main | Overweight | Overweight |
About Enova International, Inc.
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- enova.com
News
- Lost Money on Enova International, Inc. Stock? Glancy Prongay Wolke & Rotter LLP Continues Investigating Possible Securities Fraud After 23.43% Share Price Drop
- INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Enova International, Inc. - ENVA
- INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Enova International, Inc. - ENVA
- Enova To Participate in Upcoming Investor Conferences
- Maxim Group Maintains Buy on Enova International, Lowers Price Target to $220
- Enova: Growing 33% Without A Bank, Still Trades At 10x Earnings (Buy)
- These Analysts Increase Their Forecasts On Enova After Upbeat Q3 Results
- These Analysts Increase Their Forecasts On Enova After Upbeat Q3 Results
- TD Cowen Maintains Buy on Enova International, Raises Price Target to $224
- Citizens Maintains Market Outperform on Enova International, Raises Price Target to $220
Your note
Sign in to keep a note on ENVA — it syncs with the Stock Master app.
Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| CARNAHAN ELLEN | Director | Stock Award(Grant) | May 12, 2026 | 64,294 |
| CHARTIER KIRK LF | Officer | Stock Award(Grant) | Feb 10, 2026 | 104,972 |
| CUNNINGHAM STEVEN E. | Chief Executive Officer | Conversion of Exercise of derivative security | Apr 27, 2026 | 122,945 |
| FEEHAN DANIEL R | Director | Stock Award(Grant) | May 12, 2026 | 287,675 |
| FISHER DAVID J.D. | Officer and Director | Conversion of Exercise of derivative security | Sep 16, 2026 | 306,444 |
| GOODYEAR WILLIAM M | Director | Sale | Jun 15, 2026 | 50,820 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 17.03% | 4,164,846 | 725.18M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.35% | 1,063,968 | 185.26M | Jun 29, 2026 |
| State Street Corporation | 4.15% | 1,014,929 | 176.72M | Jun 29, 2026 |
| Invesco Ltd. | 3.85% | 941,183 | 163.88M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 3.60% | 880,279 | 153.27M | Jun 29, 2026 |
| FMR, LLC | 3.55% | 868,413 | 151.21M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 6.06% | 1,482,860 | 258.20M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.08% | 753,993 | 131.29M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.61% | 637,905 | 111.07M | Sep 29, 2026 |
| AIM Counselor Series TRT -Invesco Discovery Fd. | 2.16% | 528,048 | 91.94M | May 30, 2026 |
| Fidelity Securities Fund-Fidelity Small Cap Growth Fund | 1.63% | 399,560 | 69.57M | Jul 30, 2026 |
| Putnam Funds Trust-Putnam Small Cap Growth Fund | 1.19% | 290,733 | 50.62M | Jun 29, 2026 |