USB-PH

U.S. Bancorp

Financial Services · USD

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Price alert · USB-PH

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17.00 USD +0.01 +0.06%
As of Oct 30, 2026 Extended hours 17.00 0.00%
16.97 Day range 17.08
16.99 52-week range 19.54
YTD
-4.76%
1 year
-10.43%
Open
16.99
Prev close
16.99
Mkt cap
60.86B
Vol
133.30K
Avg vol
83.99K
EPS
4.64
P/E
3.67
Div yield
6.88%
More statistics
Low
16.97
High
17.08
Forward P/E
0.00
Beta
1.02
Short ratio
0.40
Inst. own
3.80%
Dividend
1.17
Ex-div date
Sep 29, 2026
Earnings
Jan 19, 2027
50-d avg
18.17
200-d avg
18.65
1y target
0.00

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Financial health

Altman Z-Score

0.37 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A4 / 5 overall

  • DCF 5
  • Return on Equity 4
  • Return on Assets 3
  • Debt / Equity 2
  • P/E 4
  • P/B 5

Valuation

P/E 11.5×
FY 2016: 15.8×FY 2017: 15.2×FY 2018: 11.0×FY 2019: 14.3×FY 2020: 15.2×FY 2021: 11.0×FY 2022: 11.8×FY 2023: 13.2×FY 2024: 12.6×FY 2025: 11.5×
FY 2016 5y median 11.8× FY 2025
P/S 1.9×
FY 2016: 3.9×FY 2017: 3.8×FY 2018: 2.9×FY 2019: 3.4×FY 2020: 2.8×FY 2021: 3.5×FY 2022: 2.4×FY 2023: 1.6×FY 2024: 1.7×FY 2025: 1.9×
FY 2016 5y median 1.9× FY 2025
P/B 1.3×
FY 2016: 1.9×FY 2017: 1.8×FY 2018: 1.5×FY 2019: 1.8×FY 2020: 1.3×FY 2021: 1.5×FY 2022: 1.3×FY 2023: 1.2×FY 2024: 1.3×FY 2025: 1.3×
FY 2016 5y median 1.3× FY 2025
P/FCF 10.4×
FY 2016: 16.5×FY 2017: 13.9×FY 2018: 7.1×FY 2019: 19.2×FY 2020: 18.9×FY 2021: 8.5×FY 2022: 3.1×FY 2023: 7.9×FY 2024: 6.6×FY 2025: 10.4×
FY 2016 5y median 7.9× FY 2025
EV/EBITDA 11.0×
FY 2016: 14.0×FY 2017: 14.9×FY 2018: 11.9×FY 2019: 14.9×FY 2020: 9.2×FY 2021: 9.3×FY 2022: 10.5×FY 2023: 9.2×FY 2024: 10.4×FY 2025: 11.0×
FY 2016 5y median 10.4× FY 2025
EV/Sales 2.7×
FY 2016: 5.3×FY 2017: 5.0×FY 2018: 4.2×FY 2019: 4.9×FY 2020: 2.4×FY 2021: 4.2×FY 2022: 3.0×FY 2023: 1.8×FY 2024: 2.1×FY 2025: 2.7×
FY 2016 5y median 2.7× FY 2025
FCF Yield 9.6%
FY 2016: 6.0%FY 2017: 7.2%FY 2018: 14.1%FY 2019: 5.2%FY 2020: 5.3%FY 2021: 11.8%FY 2022: 32.5%FY 2023: 12.6%FY 2024: 15.1%FY 2025: 9.6%
FY 2016 5y median 12.6% FY 2025

Profitability

Gross Margin 62.8%
FY 2016: 87.5%FY 2017: 85.8%FY 2018: 82.0%FY 2019: 78.2%FY 2020: 76.9%FY 2021: 100.8%FY 2022: 81.0%FY 2023: 63.4%FY 2024: 58.8%FY 2025: 62.8%
FY 2016 5y median 63.4% FY 2025
Operating Margin 22.2%
FY 2016: 36.1%FY 2017: 31.8%FY 2018: 33.7%FY 2019: 31.5%FY 2020: 24.0%FY 2021: 42.9%FY 2022: 26.6%FY 2023: 16.9%FY 2024: 18.5%FY 2025: 22.2%
FY 2016 5y median 22.2% FY 2025
Net Margin 17.7%
FY 2016: 26.3%FY 2017: 26.3%FY 2018: 27.5%FY 2019: 25.3%FY 2020: 19.6%FY 2021: 33.6%FY 2022: 21.3%FY 2023: 13.4%FY 2024: 14.7%FY 2025: 17.7%
FY 2016 5y median 17.7% FY 2025
ROE 11.6%
FY 2016: 12.4%FY 2017: 12.7%FY 2018: 13.9%FY 2019: 13.3%FY 2020: 9.3%FY 2021: 14.5%FY 2022: 11.5%FY 2023: 9.8%FY 2024: 10.8%FY 2025: 11.6%
FY 2016 5y median 11.5% FY 2025
ROIC 4.5%
FY 2016: 5.3%FY 2017: 5.4%FY 2018: 5.8%FY 2019: 5.2%FY 2020: 4.0%FY 2021: 6.8%FY 2022: 3.9%FY 2023: 3.6%FY 2024: 4.0%FY 2025: 4.5%
FY 2016 5y median 4.0% FY 2025
ROA 1.1%
FY 2016: 1.3%FY 2017: 1.3%FY 2018: 1.5%FY 2019: 1.4%FY 2020: 0.9%FY 2021: 1.4%FY 2022: 0.9%FY 2023: 0.8%FY 2024: 0.9%FY 2025: 1.1%
FY 2016 5y median 0.9% FY 2025

Growth (YoY)

Revenue 0.3%
FY 2016: 5.8%FY 2017: 5.5%FY 2018: 8.9%FY 2019: 6.0%FY 2020: -7.6%FY 2021: -6.0%FY 2022: 15.5%FY 2023: 48.3%FY 2024: 5.1%FY 2025: 0.3%
FY 2016 FY 2025
Operating Income 20.3%
FY 2016: 0.9%FY 2017: -7.3%FY 2018: 15.4%FY 2019: -1.0%FY 2020: -29.6%FY 2021: 68.0%FY 2022: -28.2%FY 2023: -6.0%FY 2024: 15.2%FY 2025: 20.3%
FY 2016 FY 2025
EPS (diluted) 21.6%
FY 2016: 2.5%FY 2017: 8.3%FY 2018: 17.9%FY 2019: 0.5%FY 2020: -26.4%FY 2021: 66.7%FY 2022: -27.6%FY 2023: -11.4%FY 2024: 15.9%FY 2025: 21.6%
FY 2016 FY 2025
Free Cash Flow -29.3%
FY 2016: -39.2%FY 2017: 21.3%FY 2018: 63.2%FY 2019: -53.7%FY 2020: -24.0%FY 2021: 165.6%FY 2022: 114.0%FY 2023: -60.0%FY 2024: 33.5%FY 2025: -29.3%
FY 2016 FY 2025

Financial Health

Current Ratio 0.3×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.4×FY 2020: 0.5×FY 2021: 0.4×FY 2022: 0.2×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 0.3×
FY 2016 5y median 0.3× FY 2025
Quick Ratio 0.3×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.4×FY 2020: 0.5×FY 2021: 0.4×FY 2022: 0.2×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 0.3×
FY 2016 5y median 0.3× FY 2025
Debt / Equity 1.2×
FY 2016: 1.0×FY 2017: 1.0×FY 2018: 1.1×FY 2019: 1.2×FY 2020: 1.0×FY 2021: 0.8×FY 2022: 1.4×FY 2023: 1.2×FY 2024: 1.3×FY 2025: 1.2×
FY 2016 5y median 1.2× FY 2025
Net Debt / EBITDA 3.0×
FY 2016: 3.7×FY 2017: 3.7×FY 2018: 3.7×FY 2019: 4.6×FY 2020: -1.4×FY 2021: 1.4×FY 2022: 2.2×FY 2023: 0.7×FY 2024: 1.9×FY 2025: 3.0×
FY 2016 5y median 1.9× FY 2025
Interest Coverage 0.7×
FY 2016: 5.5×FY 2017: 3.8×FY 2018: 2.7×FY 2019: 1.9×FY 2020: 3.0×FY 2021: 10.2×FY 2022: 2.3×FY 2023: 0.5×FY 2024: 0.5×FY 2025: 0.7×
FY 2016 5y median 0.7× FY 2025

Dividends

Dividend Yield 4.2%
FY 2016: 2.4%FY 2017: 2.5%FY 2018: 3.2%FY 2019: 2.9%FY 2020: 4.1%FY 2021: 3.5%FY 2022: 4.7%FY 2023: 5.0%FY 2024: 4.6%FY 2025: 4.2%
FY 2016 5y median 4.6% FY 2025
Payout Ratio 46.2%
FY 2016: 35.3%FY 2017: 35.6%FY 2018: 33.3%FY 2019: 39.7%FY 2020: 57.5%FY 2021: 36.3%FY 2022: 52.8%FY 2023: 61.0%FY 2024: 54.7%FY 2025: 46.2%
FY 2016 5y median 52.8% FY 2025

Annual · latest fiscal year ends 2025-12-31