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Upstart Holdings, Inc. UPST

Set alert

Price alert · UPST

All alert types
21.68 USD +0.37 +1.74%

As of Nov 3, 12:51 PM ET

Bid
21.66 × 7
Ask
21.69 × 1
20.60 Day range 21.86
21.31 52-week range 50.70
YTD
-50.42%
1 year
-54.40%
Open
21.50
Prev close
21.31
Mkt cap
2.11B
Vol
5.75M
Avg vol
4.44M
EPS
0.50
P/E
43.36
Div yield
0.00%
More statistics
Low
20.60
High
21.86
Forward P/E
6.06
Beta
2.43
Short ratio
6.12
Inst. own
62.33%
Dividend
0.00
Ex-div date
Earnings
Nov 3, 2026
50-d avg
25.33
200-d avg
29.88
1y target
37.94

3M chart

Chart tools
Interval
1m5m15m30m

Events in this range
  • Aug 4, 2026Earnings: 0.16; estimate 0.1782; surprise -10.21%
  • Aug 5, 2026Rating: Piper Sandler · Overweight → Overweight
  • Aug 5, 2026Rating: Needham · Buy → Buy
  • Sep 9, 2026Rating: Loop Capital · — → Hold
  • Sep 22, 2026Rating: BTIG · Buy → Buy
  • Oct 13, 2026Rating: Goldman Sachs · Neutral → Neutral
  • Oct 15, 2026Rating: Citizens · Market Underperform → Market Underperform
  • Nov 3, 2026Earnings: —; estimate 0.2015; surprise —%
Signals (18)
NameDateAgo
MACD: Sell SignalNov 2, 20261 day ago
SMA: BearishOct 30, 20264 days ago
SMA: BullishOct 28, 20266 days ago
SMA: BearishOct 16, 20262 weeks ago
SMA: BullishOct 15, 20262 weeks ago
MACD: Buy SignalOct 5, 20264 weeks ago
MACD: Sell SignalAug 31, 20262 months ago
SMA: BearishAug 28, 20262 months ago
SMA: BullishAug 21, 20262 months ago
SMA: BearishAug 20, 20262 months ago
SMA: BullishAug 19, 20262 months ago
SMA: BearishAug 17, 20262 months ago
SMA: BearishAug 14, 20262 months ago
SMA: BullishAug 13, 20262 months ago
SMA: BullishAug 13, 20262 months ago
SMA: BearishAug 10, 20262 months ago
SMA: BullishAug 7, 20262 months ago
MACD: Buy SignalAug 4, 20263 months ago

Analyst view

Consensus: buy

Buy
Price target (mean) 37.94 +75.0% upside
Target (low)
18.00
Target (mean)
37.94
Target (high)
61.00
Ratings (0m) 16 8 buy · 7 hold · 1 sell
  • Strong buy2
  • Buy6
  • Hold7
  • Sell0
  • Strong sell1

Recommendation trend

  • This month 16
  • 1 month ago 16
  • 2 months ago 16
  • 3 months ago 15

Earnings and revenue estimates

Consensus for the coming quarters and fiscal years

UPST analyst estimates
PeriodEPS estimateLow – highYear agoEPS growthRevenue estimateRevenue growthAnalysts
Current quarter0.635350.45 – 0.864920.52+22.2%363.70M+31.3%7
Next quarter0.725690.63175 – 0.850.496+46.3%383.12M+29.4%7
Current year2.261.97 – 2.461.89+19.6%1.42B+35.9%9
Next year3.523.03 – 4.512.26+55.7%1.86B+31.2%9

Upgrades and downgrades

The latest rating changes

UPST analyst upgrades and downgrades
DateFirmActionFromTo
Oct 15, 2026CitizensMaintainedMarket UnderperformMarket Underperform
Oct 13, 2026Goldman SachsMaintainedNeutralNeutral
Sep 22, 2026BTIGReiteratedBuyBuy
Sep 9, 2026Loop CapitalInitiated—Hold
Aug 5, 2026NeedhamMaintainedBuyBuy
Aug 5, 2026Piper SandlerMaintainedOverweightOverweight
Aug 5, 2026BTIGReiteratedBuyBuy
Jul 22, 2026CitigroupMaintainedBuyBuy
Jul 9, 2026Goldman SachsMaintainedNeutralNeutral
Jul 7, 2026NeedhamMaintainedBuyBuy
Jul 7, 2026BTIGReiteratedBuyBuy
Jun 15, 2026NeedhamReiteratedBuyBuy
May 6, 2026Piper SandlerMaintainedOverweightOverweight
May 6, 2026NeedhamMaintainedBuyBuy
May 6, 2026BTIGReiteratedBuyBuy
Apr 9, 2026BTIGReiteratedBuyBuy
Mar 26, 2026MizuhoMaintainedOutperformOutperform
Mar 16, 2026BTIGUpgradeNeutralBuy
Mar 11, 2026NeedhamReiteratedBuyBuy
Mar 4, 2026NeedhamMaintainedBuyBuy
Feb 18, 2026CitizensReiteratedMarket UnderperformMarket Underperform
Feb 17, 2026Compass PointUpgradeSellNeutral
Feb 13, 2026Goldman SachsUpgradeSellNeutral
Feb 13, 2026CitizensDowngradeMarket PerformMarket Underperform
Feb 11, 2026NeedhamReiteratedBuyBuy
Feb 11, 2026Truist SecuritiesMaintainedBuyBuy
Jan 6, 2026Truist SecuritiesInitiated—Buy
Nov 5, 2025CitigroupMaintainedBuyBuy
Nov 5, 2025JP MorganMaintainedOverweightOverweight
Nov 5, 2025Piper SandlerMaintainedOverweightOverweight