Upstart Holdings, Inc. UPST
21.37 USD +0.06 (+0.28%)
At closeNov 3, 2026, 5:50 PM EST
21.48 +0.11 +0.51%
After hours · Nov 3, 5:50 PM ET
20.60 Day range 21.86
20.60 52-week range 52.10
- YTD
- -51.13%
- 1 year
- -55.05%
Analyst view
Consensus: buy
Buy
Price target (mean) 37.94 +77.5% upside
Now 21.37
- Target (low)
- 18.00
- Target (mean)
- 37.94
- Target (high)
- 61.00
Ratings (0m) 16 8 buy · 7 hold · 1 sell
- Strong buy2
- Buy6
- Hold7
- Sell0
- Strong sell1
Recommendation trend
- This month 16
- 1 month ago 16
- 2 months ago 16
- 3 months ago 15
Earnings and revenue estimates
Consensus for the coming quarters and fiscal years
| Period | EPS estimate | Low – high | Year ago | EPS growth | Revenue estimate | Revenue growth | Analysts |
|---|---|---|---|---|---|---|---|
| Current quarter | 0.73362 | 0.63175 – 0.85 | 0.496 | +47.9% | 383.12M | +29.4% | 6 |
| Next quarter | 0.65157 | 0.42787 – 0.80 | 0.30408 | +114.3% | 402.85M | +30.7% | 5 |
| Current year | 2.29 | 2.04 – 2.46 | 1.89 | +21.5% | 1.42B | +35.9% | 8 |
| Next year | 3.58 | 3.11 – 4.51 | 2.29 | +56.0% | 1.86B | +31.2% | 8 |
Upgrades and downgrades
The latest rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 3, 2026 | BTIG | Maintained | Buy | Buy |
| Nov 3, 2026 | Needham | Maintained | Buy | Buy |
| Oct 15, 2026 | Citizens | Maintained | Market Underperform | Market Underperform |
| Oct 13, 2026 | Goldman Sachs | Maintained | Neutral | Neutral |
| Sep 22, 2026 | BTIG | Reiterated | Buy | Buy |
| Sep 9, 2026 | Loop Capital | Initiated | — | Hold |
| Aug 5, 2026 | Needham | Maintained | Buy | Buy |
| Aug 5, 2026 | Piper Sandler | Maintained | Overweight | Overweight |
| Aug 5, 2026 | BTIG | Reiterated | Buy | Buy |
| Jul 22, 2026 | Citigroup | Maintained | Buy | Buy |
| Jul 9, 2026 | Goldman Sachs | Maintained | Neutral | Neutral |
| Jul 7, 2026 | Needham | Maintained | Buy | Buy |
| Jul 7, 2026 | BTIG | Reiterated | Buy | Buy |
| Jun 15, 2026 | Needham | Reiterated | Buy | Buy |
| May 6, 2026 | Piper Sandler | Maintained | Overweight | Overweight |
| May 6, 2026 | Needham | Maintained | Buy | Buy |
| May 6, 2026 | BTIG | Reiterated | Buy | Buy |
| Apr 9, 2026 | BTIG | Reiterated | Buy | Buy |
| Mar 26, 2026 | Mizuho | Maintained | Outperform | Outperform |
| Mar 16, 2026 | BTIG | Upgrade | Neutral | Buy |
| Mar 11, 2026 | Needham | Reiterated | Buy | Buy |
| Mar 4, 2026 | Needham | Maintained | Buy | Buy |
| Feb 18, 2026 | Citizens | Reiterated | Market Underperform | Market Underperform |
| Feb 17, 2026 | Compass Point | Upgrade | Sell | Neutral |
| Feb 13, 2026 | Goldman Sachs | Upgrade | Sell | Neutral |
| Feb 13, 2026 | Citizens | Downgrade | Market Perform | Market Underperform |
| Feb 11, 2026 | Needham | Reiterated | Buy | Buy |
| Feb 11, 2026 | Truist Securities | Maintained | Buy | Buy |
| Jan 6, 2026 | Truist Securities | Initiated | — | Buy |
| Nov 5, 2025 | Citigroup | Maintained | Buy | Buy |
