Union Bankshares, Inc. UNB

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22.81 USD +0.24 (+1.06%)

At closeNov 3, 2026, 4:00 PM EST

22.81 0.00 0.00%

After hours · Nov 3, 4:00 PM ET

22.81 Day range 23.16
20.65 52-week range 26.41
YTD
-3.88%
1 year
+0.09%
Market cap
112.82M
Revenue (ttm)
46.38M
Profit margin
18.99%
EPS (ttm)
2.62
Shares out
4.52M
P/E ratio
8.71
Dividend
1.44 (4.57%)
Ex-dividend date
Oct 24, 2024
YTD return
-3.88%
1-year return
+0.09%
Volume
3.43K
Avg volume
5.02K
Open
23.16
Previous close
22.57
Day's range
22.81 – 23.16
52-week range
20.65 – 26.41
Beta
0.73

6M -0.83 (-3.49%)

2426May 21Jun 29Aug 5Sep 10Oct 1522.96

Key statistics

Enterprise value
340.07M
PEG ratio
0.00
Price / sales
2.91
Price / book
1.88
Dividend yield
4.57%
Payout ratio
74.23%
Revenue growth
-9.70%
Free cash flow
0
Total cash
60.71M
Total debt
256.96M
Return on equity
14.49%
Short % of float
0.16%
50-day average
31.14
200-day average
26.91

Next earnings

Consensus EPS estimate 0.00.

Earnings history

Financials — quick view

All financials
UNB Revenue — quarterly 14.69M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
UNB Net income — quarterly 2.92M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
UNB EPS — quarterly 0.61
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

UNB recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Oct 16, 2024Sep 1, 20240.000.29——
Aug 9, 2024Jun 1, 20240.000.45——
May 14, 2024Mar 1, 20240.000.53——
Jan 17, 2024Dec 1, 20230.000.68——
Oct 18, 2023Sep 1, 20230.000.56——
Jul 19, 2023Jun 1, 20230.000.60——

Upgrades / downgrades

UNB analyst upgrades and downgrades
DateFirmActionFromTo
Jan 24, 2014BMO Capitalmain—Outperform

About Union Bankshares, Inc.

Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in northern Vermont and New Hampshire. It offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. The company also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; residential construction and mortgage loans; municipal financing, including loans and excess deposits secured by FHLBB letters of credit; and home improvement loans and overdraft checking privileges against preauthorized lines of credit. In addition, it offers online cash management services, including account reconciliation, credit card depository, automated clearing house origination, wire transfers, positive pay and night depository services; merchant credit card services for the deposit and immediate credit of sales drafts; remote deposit capture services; and online mortgage application and consumer deposit account opening services. Further, the company provides business checking accounts; standby letters of credit, bank checks or money orders, and safe deposit boxes; ATM cards and services; debit cards; telephone, internet, and mobile banking services, including bill pay; and wealth management, fiduciary, and trust services. It offers retail banking services to individuals; and commercial banking services to small and medium sized business corporations, limited liability companies, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts. Union Bankshares, Inc. was founded in 1891 and is headquartered in Morrisville, Vermont.

Sector
Financial Services
Industry
Banks - Regional
Country
United States
Website
ublocal.com

News

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Insider holders

UNB insider holders
InsiderRelationLatest transactionDateShares held
BOURASSA JOEL SDirectorStock Award(Grant)May 14, 20241,850
BUGBEE DAWN DDirectorStock Award(Grant)May 14, 20244,941
HOGAN PATRICIA NOfficer of Subsidiary CompanyStock Award(Grant)Feb 28, 20247,985
JACQUES LURA LOfficer of Subsidiary CompanyStock Award(Grant)Feb 28, 20241,549
PARENT MARY KDirectorStock Award(Grant)May 14, 20241,051
PUTNAM NANCY CDirectorStock Award(Grant)May 14, 20244,207

Institution ownership

UNB institution ownership
Holder% heldSharesValueReported
FMR, LLC4.75%214,7256.41MSep 29, 2024
Vanguard Group Inc3.28%148,4794.43MSep 29, 2024
Cardinal Capital Management1.64%74,4132.22MSep 29, 2024
Cannell & Spears LLC0.95%42,9401.28MSep 29, 2024
Geode Capital Management, LLC0.90%40,5031.21MSep 29, 2024
LPL Financial LLC0.77%35,0091.05MSep 29, 2024

Fund ownership

UNB fund ownership
Holder% heldSharesValueReported
Fidelity Low-Priced Stock Fund2.75%124,5483.72MAug 30, 2024
Vanguard Total Stock Market Index Fund2.12%95,9502.86MSep 29, 2024
Fidelity Strategic Advisers Fidelity U.S. Total Stock Fund1.32%59,7801.78MOct 30, 2024
Vanguard Extended Market Index Fund1.04%47,1071.41MSep 29, 2024
Fidelity Extended Market Index Fund0.47%21,151631.36KOct 30, 2024
Fidelity Low Priced Stock K6 Fund0.38%17,019508.02KAug 30, 2024