Tennessee Valley Financial Holdings, Inc. TVLF

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12.00 USD -0.05 -0.41%

At close · Oct 30

12.05 Day range 12.05
8.16 52-week range 12.65
YTD
+41.18%
1 year
+42.86%
Open
12.05
Prev close
12.05
Mkt cap
21.97M
Vol
100
Avg vol
283
EPS
1.51
P/E
7.95
More statistics
Low
12.05
High
12.05

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Valuation

P/E 5.6×
FY 2019: 10.4×FY 2020: 5.1×FY 2021: 4.1×FY 2022: 5.7×FY 2023: 4.8×FY 2024: 5.6×FY 2025: 5.6×
FY 2019 5y median 5.6× FY 2025
P/S 0.9×
FY 2019: 1.1×FY 2020: 0.8×FY 2021: 1.0×FY 2022: 1.3×FY 2023: 1.0×FY 2024: 0.8×FY 2025: 0.9×
FY 2019 5y median 1.0× FY 2025
P/B 0.7×
FY 2019: 0.0×FY 2020: 0.5×FY 2021: 0.6×FY 2022: 1.0×FY 2023: 0.7×FY 2024: 0.7×FY 2025: 0.7×
FY 2019 5y median 0.7× FY 2025
P/FCF 5.4×
FY 2019: 4.9×FY 2020: 4.8×FY 2021: 5.6×FY 2022: 5.1×FY 2023: 3.3×FY 2024: 6.5×FY 2025: 5.4×
FY 2019 5y median 5.4× FY 2025
EV/EBITDA 4.3×
FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 4.2×FY 2025: 4.3×
FY 2019 5y median 0.0× FY 2025
EV/Sales 1.0×
FY 2019: 1.0×FY 2020: -0.2×FY 2021: -0.1×FY 2022: 1.6×FY 2023: 1.3×FY 2024: 0.9×FY 2025: 1.0×
FY 2019 5y median 1.0× FY 2025
FCF Yield 18.6%
FY 2019: 20.5%FY 2020: 21.0%FY 2021: 17.7%FY 2022: 19.4%FY 2023: 30.6%FY 2024: 15.5%FY 2025: 18.6%
FY 2019 5y median 18.6% FY 2025

Profitability

Gross Margin 69.5%
FY 2019: 100.0%FY 2020: 100.0%FY 2021: 100.0%FY 2022: 100.0%FY 2023: 100.0%FY 2024: 65.6%FY 2025: 69.5%
FY 2019 5y median 100.0% FY 2025
Operating Margin 21.0%
FY 2019: 0.0%FY 2020: 22.4%FY 2021: 34.6%FY 2022: 30.6%FY 2023: 29.6%FY 2024: 19.4%FY 2025: 21.0%
FY 2019 5y median 29.6% FY 2025
Net Margin 15.9%
FY 2019: 10.4%FY 2020: 16.3%FY 2021: 25.4%FY 2022: 22.0%FY 2023: 21.4%FY 2024: 14.1%FY 2025: 15.9%
FY 2019 5y median 21.4% FY 2025
ROE 12.4%
FY 2019: 0.0%FY 2020: 9.4%FY 2021: 15.7%FY 2022: 17.1%FY 2023: 13.8%FY 2024: 12.7%FY 2025: 12.4%
FY 2019 5y median 13.8% FY 2025
ROIC 0.9%
FY 2019: 0.0%FY 2020: 3.1%FY 2021: 4.5%FY 2022: 3.9%FY 2023: 1.3%FY 2024: 6.5%FY 2025: 0.9%
FY 2019 5y median 3.9% FY 2025
ROA 0.9%
FY 2019: 0.0%FY 2020: 0.6%FY 2021: 1.1%FY 2022: 0.9%FY 2023: 0.8%FY 2024: 0.8%FY 2025: 0.9%
FY 2019 5y median 0.9% FY 2025

Growth (YoY)

Revenue 2.4%
FY 2019: 0.0%FY 2020: 15.3%FY 2021: 23.3%FY 2022: -12.4%FY 2023: 2.2%FY 2024: 48.3%FY 2025: 2.4%
FY 2019 FY 2025
Operating Income 11.1%
FY 2019: 0.0%FY 2020: 0.0%FY 2021: 90.4%FY 2022: -22.5%FY 2023: -1.1%FY 2024: -2.9%FY 2025: 11.1%
FY 2019 FY 2025
EPS (diluted) 16.2%
FY 2019: 0.0%FY 2020: 79.2%FY 2021: 92.6%FY 2022: -24.0%FY 2023: -5.0%FY 2024: -1.5%FY 2025: 16.2%
FY 2019 FY 2025
Free Cash Flow 39.5%
FY 2019: 0.0%FY 2020: -10.5%FY 2021: 30.8%FY 2022: 16.3%FY 2023: 33.8%FY 2024: -43.0%FY 2025: 39.5%
FY 2019 FY 2025

Financial Health

Current Ratio 6.6×
FY 2019: 0.0×FY 2020: 97.1×FY 2021: 414×FY 2022: 73.4×FY 2023: 0.1×FY 2024: 0.0×FY 2025: 6.6×
FY 2019 5y median 6.6× FY 2025
Quick Ratio 6.6×
FY 2019: 0.0×FY 2020: 97.1×FY 2021: 414×FY 2022: 73.4×FY 2023: 0.1×FY 2024: 0.0×FY 2025: 6.6×
FY 2019 5y median 6.6× FY 2025
Debt / Equity 0.8×
FY 2019: 0.0×FY 2020: 0.8×FY 2021: 0.7×FY 2022: 0.8×FY 2023: 0.6×FY 2024: 0.6×FY 2025: 0.8×
FY 2019 5y median 0.7× FY 2025
Net Debt / EBITDA 0.4×
FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.6×FY 2025: 0.4×
FY 2019 5y median 0.0× FY 2025
Interest Coverage 0.7×
FY 2019: 0.0×FY 2020: 1.1×FY 2021: 4.3×FY 2022: 3.7×FY 2023: 0.8×FY 2024: 0.6×FY 2025: 0.7×
FY 2019 5y median 0.8× FY 2025

Dividends

Dividend Yield 2.7%
FY 2019: 3.4%FY 2020: 0.0%FY 2021: 1.6%FY 2022: 2.0%FY 2023: 2.8%FY 2024: 2.7%FY 2025: 2.7%
FY 2019 5y median 2.7% FY 2025
Payout Ratio 15.2%
FY 2019: 35.6%FY 2020: 0.0%FY 2021: 6.3%FY 2022: 11.3%FY 2023: 13.6%FY 2024: 15.4%FY 2025: 15.2%
FY 2019 5y median 13.6% FY 2025

Annual · latest fiscal year ends 2025-12-31