Advertisement

Synchrony Financial SYF

Set alert

Price alert · SYF

All alert types
75.35 USD -1.62 -2.10%

At close · Oct 30

75.35 0.00 0.00%

After hours · Oct 30, 6:20 PM ET

Bid
75.32 × 200
Ask
75.39 × 300
74.87 Day range 76.67
63.78 52-week range 88.47
YTD
-9.68%
1 year
+2.39%
Open
76.81
Prev close
76.97
Mkt cap
24.52B
Vol
2.92M
Avg vol
3.14M
EPS
9.58
P/E
7.87
Div yield
1.77%
More statistics
Low
74.87
High
76.67
Forward P/E
7.15
Beta
1.34
Short ratio
5.38
Inst. own
113.87%
Dividend
1.36
Ex-div date
Nov 4, 2026
Earnings
Jan 26, 2027
50-d avg
75.05
200-d avg
73.62
1y target
86.83

2Y chart

Chart tools
Interval

Events in this range
  • Nov 4, 2024Dividend: 0.25
  • Feb 3, 2025Dividend: 0.25
  • May 5, 2025Dividend: 0.3
  • Aug 5, 2025Dividend: 0.3
  • Oct 15, 2025Earnings: 2.86; estimate 2.26; surprise 26.55%
  • Nov 5, 2025Dividend: 0.3
  • Jan 27, 2026Earnings: 2.07; estimate 2.05; surprise 0.98%
  • Feb 6, 2026Dividend: 0.3
  • Apr 21, 2026Earnings: 2.27; estimate 2.2; surprise 3.18%
  • May 5, 2026Dividend: 0.3
  • Jul 21, 2026Earnings: 2.59; estimate 2.14; surprise 21.03%
  • Aug 5, 2026Dividend: 0.34
  • Oct 9, 2026Rating: BMO Capital · — → Market Perform
  • Oct 12, 2026Rating: JP Morgan · Neutral → Neutral
  • Oct 12, 2026Rating: Morgan Stanley · Equal-Weight → Equal-Weight
  • Oct 20, 2026Earnings: 2.68; estimate 2.42; surprise 10.74%
  • Oct 21, 2026Rating: Barclays · Overweight → Overweight
  • Oct 21, 2026Downgrade: Evercore ISI Group · Outperform → In-Line
  • Oct 21, 2026Rating: JP Morgan · Neutral → Neutral
Signals (109)
NameDateAgo
SMA: BullishOct 28, 20263 days ago
SMA: BullishOct 26, 20265 days ago
SMA: BearishOct 23, 20261 week ago
SMA: BullishOct 21, 20261 week ago
SMA: BearishOct 20, 20261 week ago
SMA: BullishOct 19, 20261 week ago
MACD: Buy SignalOct 7, 20263 weeks ago
RSI: OversoldSep 23, 20261 month ago
SMA: BearishSep 16, 20261 month ago
SMA: BearishSep 10, 20261 month ago
SMA: BullishSep 2, 20261 month ago
SMA: BearishSep 1, 20262 months ago
MACD: Sell SignalAug 20, 20262 months ago
MACD: Buy SignalJul 28, 20263 months ago
SMA: BullishJul 27, 20263 months ago
SMA: BullishJul 27, 20263 months ago
SMA: BearishJul 21, 20263 months ago
SMA: BearishJul 17, 20263 months ago
SMA: BullishJul 16, 20263 months ago
SMA: BullishJul 13, 20263 months ago
SMA: BearishJul 8, 20263 months ago
SMA: BearishJul 8, 20263 months ago
MACD: Sell SignalJul 7, 20263 months ago
SMA: BullishJun 18, 20264 months ago
SMA: BearishJun 17, 20264 months ago
SMA: BullishJun 15, 20264 months ago
SMA: BullishJun 12, 20264 months ago
MACD: Buy SignalJun 11, 20264 months ago
MACD: Sell SignalJun 10, 20264 months ago
MACD: Buy SignalJun 9, 20264 months ago
SMA: BearishMay 28, 20265 months ago
SMA: BullishMay 20, 20265 months ago
SMA: BullishMay 14, 20265 months ago
SMA: BearishMay 11, 20265 months ago
SMA: BearishMay 7, 20265 months ago
SMA: BullishMay 6, 20265 months ago
SMA: BearishMay 5, 20265 months ago
MACD: Sell SignalApr 29, 20266 months ago
RSI: OverboughtApr 17, 20266 months ago
RSI: OverboughtApr 14, 20266 months ago
SMA: BullishApr 13, 20266 months ago
SMA: BullishApr 8, 20266 months ago
MACD: Buy SignalMar 19, 20267 months ago
RSI: OversoldMar 13, 20267 months ago
MACD: Sell SignalMar 2, 20268 months ago
SMA: BearishFeb 27, 20268 months ago
SMA: BullishFeb 25, 20268 months ago
MACD: Buy SignalFeb 25, 20268 months ago
SMA: BearishFeb 23, 20268 months ago
MACD: Sell SignalFeb 23, 20268 months ago
MACD: Buy SignalFeb 18, 20268 months ago
SMA: BullishFeb 17, 20268 months ago
SMA: BearishFeb 12, 20268 months ago
MACD: Sell SignalFeb 12, 20268 months ago
MACD: Buy SignalFeb 10, 20268 months ago
SMA: BearishJan 20, 20269 months ago
SMA: BullishJan 16, 20269 months ago
SMA: BearishJan 12, 20269 months ago
RSI: OverboughtJan 6, 20269 months ago
MACD: Sell SignalDec 29, 202510 months ago
RSI: OverboughtDec 19, 202510 months ago
RSI: OverboughtDec 9, 202510 months ago
RSI: OverboughtDec 4, 202511 months ago
MACD: Buy SignalNov 24, 202511 months ago
SMA: BullishNov 21, 202511 months ago
SMA: BearishNov 14, 202511 months ago
MACD: Sell SignalNov 14, 202511 months ago
SMA: BullishNov 10, 202511 months ago
SMA: BearishNov 6, 202511 months ago
SMA: BullishNov 5, 202512 months ago
SMA: BearishNov 4, 202512 months ago
SMA: BullishOct 31, 20251 year ago
SMA: BearishOct 29, 20251 year ago
SMA: BullishOct 24, 20251 year ago
SMA: BearishOct 22, 20251 year ago
SMA: BullishOct 21, 20251 year ago
MACD: Buy SignalOct 17, 20251 year ago
SMA: BearishSep 30, 20251 year ago
MACD: Sell SignalSep 10, 20251 year ago
RSI: OverboughtAug 28, 20251 year ago
MACD: Buy SignalAug 25, 20251 year ago
MACD: Sell SignalAug 15, 20251 year ago
MACD: Buy SignalAug 14, 20251 year ago
RSI: OverboughtJul 25, 20251 year ago
MACD: Sell SignalJul 15, 20251 year ago
RSI: OverboughtJun 26, 20251 year ago
MACD: Buy SignalJun 20, 20251 year ago
MACD: Sell SignalJun 17, 20251 year ago
MACD: Buy SignalJun 11, 20251 year ago
MACD: Sell SignalMay 23, 20251 year ago
RSI: OverboughtMay 16, 20251 year ago
RSI: OverboughtMay 12, 20251 year ago
SMA: BullishMay 2, 20251 year ago
MACD: Buy SignalApr 16, 20251 year ago
MACD: Sell SignalApr 3, 20251 year ago
RSI: OversoldApr 3, 20251 year ago
MACD: Buy SignalMar 19, 20251 year ago
RSI: OversoldMar 4, 20251 year ago
RSI: OversoldFeb 27, 20251 year ago
RSI: OversoldFeb 25, 20251 year ago
SMA: BearishFeb 10, 20251 year ago
SMA: BullishFeb 5, 20251 year ago
SMA: BearishFeb 4, 20251 year ago
MACD: Sell SignalFeb 3, 20251 year ago
SMA: BullishJan 29, 20251 year ago
SMA: BearishJan 28, 20251 year ago
MACD: Buy SignalJan 16, 20251 year ago
RSI: OverboughtDec 16, 20241 year ago
RSI: OverboughtDec 11, 20241 year ago

Key statistics

Market cap
24.41B
Enterprise value
26.81B
Trailing P/E
7.83
Forward P/E
7.15
PEG ratio
0.95
Price / sales
2.50
Price / book
1.57
EPS (TTM)
9.58
Beta
1.34
Dividend yield
1.77%
Payout ratio
12.94%
Profit margin
34.07%
Revenue (TTM)
9.78B
Revenue growth
-4.70%
Free cash flow
0
Total cash
15.90B
Total debt
17.03B
Return on equity
19.83%
Shares outstanding
325.37M
Short % of float
6.72%
50-day average
75.05
200-day average
73.62

Analyst view

Consensus: buy

Buy
Price target (mean) 86.83 +15.2% upside
Target (low)
73.00
Target (mean)
86.83
Target (high)
103.00
Ratings (0m) 23 14 buy · 9 hold · 0 sell
  • Strong buy4
  • Buy10
  • Hold9
  • Sell0
  • Strong sell0

Next earnings

Jan 26, 2027

Expected Jan 26, 2027. Consensus EPS estimate 1.98.

Earnings history

Financials — quick view

All financials
SYF Revenue — quarterly 2.55B
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026
SYF Net income — quarterly 864.00M
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026
SYF EPS — quarterly 2.71
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026

Earnings

SYF recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 26, 2027Dec 30, 20262.00———
Oct 20, 2026Sep 30, 20262.422.68+0.26+10.74%
Jul 21, 2026Jun 30, 20262.142.59+0.45+21.03%
Apr 21, 2026Mar 31, 20262.202.27+0.07+3.18%
Jan 27, 2026Dec 31, 20252.052.07+0.02+0.98%
Oct 15, 2025Sep 30, 20252.262.86+0.60+26.55%

Upgrades / downgrades

SYF analyst upgrades and downgrades
DateFirmActionFromTo
Oct 21, 2026JP MorganmainNeutralNeutral
Oct 21, 2026Evercore ISI GroupdownOutperformIn-Line
Oct 21, 2026BarclaysmainOverweightOverweight
Oct 12, 2026Morgan StanleymainEqual-WeightEqual-Weight
Oct 12, 2026JP MorganmainNeutralNeutral
Oct 9, 2026BMO Capitalinit—Market Perform

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

Sector
Financial Services
Industry
Credit Services
Country
United States

News

Your note

Sign in to keep a note on SYF — it syncs with the Stock Master app.

Insider holders

SYF insider holders
InsiderRelationLatest transactionDateShares held
ALVES PAGET LEONARDDirectorStock Award(Grant)Sep 29, 202653,380
CASELLAS ALBERTO BOfficerConversion of Exercise of derivative securityAug 12, 202650,512
DOUBLES BRIAN DChief Executive OfficerConversion of Exercise of derivative securityMar 1, 2026829,222
GUTHRIE ROY ADirectorStock Award(Grant)Sep 29, 202675,807
HOWSE CURTISOfficerSaleApr 30, 202686,437
JUEL CAROL DChief Technology OfficerSaleMar 1, 202651,446

Institution ownership

SYF institution ownership
Holder% heldSharesValueReported
Blackrock Inc.9.92%30,893,5172.32BJun 29, 2026
Vanguard Capital Management LLC7.07%22,013,9251.65BJun 29, 2026
Capital World Investors6.08%18,918,8541.42BJun 29, 2026
Vanguard Portfolio Management LLC5.81%18,090,0181.36BJun 29, 2026
State Street Corporation5.69%17,733,1981.33BJun 29, 2026
Bank of America Corporation4.74%14,766,0881.11BJun 29, 2026

Fund ownership

SYF fund ownership
Holder% heldSharesValueReported
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund3.43%10,694,984802.34MJun 29, 2026
AMERICAN BALANCED FUND3.01%9,376,510703.43MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard 500 Index Fund2.80%8,712,200653.59MJun 29, 2026
VANGUARD INDEX FUNDS-Vanguard Mid-Cap Index Fund2.34%7,301,529547.76MJun 29, 2026
First TRT Exch-Trd Fd. VI-First TRT Rising Dividend Achievers ETF2.10%6,550,938491.45MSep 29, 2026
Income Fund of America1.95%6,080,879456.19MSep 29, 2026
Advertisement