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Stellar Bancorp, Inc. STEL

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Price alert · STEL

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39.32 USD 0.00 0.00%

At close · Jun 30

39.69 +0.37 +0.94%

After hours · Jun 30, 4:05 PM ET

Bid
39.61 × 100
Ask
39.64 × 200
38.79 Day range 39.32
28.95 52-week range 40.21
YTD
+27.08%
1 year
+40.03%
Open
39.25
Prev close
39.32
Mkt cap
2.00B
Vol
1.89M
Avg vol
796.50K
EPS
2.05
P/E
19.18
Div yield
0.00%
More statistics
Low
38.79
High
39.32
Beta
0.71
Inst. own
67.03%
Dividend
0.59
Earnings
Jul 24, 2026

2Y chart

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Key statistics

Market cap
2.00B
Enterprise value
1.63B
Trailing P/E
19.18
PEG ratio
-3.47
Price / sales
3.38
Price / book
1.20
Beta
0.71
Dividend yield
0.00%
Payout ratio
26.71%
Profit margin
17.76%
Total cash
0
Total debt
3
Return on equity
6.38%

Analyst view

Price target (mean) —
Ratings (0m) 2 1 buy · 1 hold · 0 sell
  • Strong buy1
  • Buy0
  • Hold1
  • Sell0
  • Strong sell0

Next earnings

Jul 24, 2026

Expected Jul 24, 2026. Consensus EPS estimate 0.56.

Earnings history

Financials — quick view

All financials
STEL Revenue — quarterly 108.54M
2022-Q2 20222022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 2026
STEL Net income — quarterly 26.97M
2022-Q2 20222022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 2026
STEL EPS — quarterly 0.53
2022-Q2 20222022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 2026

Earnings

STEL recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jul 24, 2026Jun 30, 20260.52———
Apr 28, 2026Mar 31, 20260.500.58+0.08+16.00%
Jan 28, 2026Dec 31, 20250.5140.510.00-0.78%
Oct 24, 2025Sep 30, 20250.4940.50+0.01+1.21%
Jul 25, 2025Jun 30, 20250.450.51+0.06+13.33%
Apr 25, 2025Mar 31, 20250.440.46+0.02+4.55%

Upgrades / downgrades

STEL analyst upgrades and downgrades
DateFirmActionFromTo
Feb 3, 2026Keefe, Bruyette & WoodsupMarket PerformOutperform
Oct 27, 2025Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Jul 29, 2025Piper SandlermainNeutralNeutral
Jul 28, 2025Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Apr 28, 2025Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Feb 3, 2025Keefe, Bruyette & WoodsmainMarket PerformMarket Perform

About Stellar Bancorp, Inc.

Stellar Bancorp, Inc. serves as a bank holding company, offering a comprehensive array of commercial banking services. Its core clientele consists of small to medium-sized businesses, various professionals, and individual consumers. The institution provides diverse deposit options, including checking, commercial, money market, and savings accounts, along with other time deposits and certificates of deposit. Its robust loan portfolio spans commercial and industrial financing, commercial real estate loans (which cover multi-family residential properties, construction, and land development), residential real estate lending (such as 1-4 family residential mortgages and new home construction loans), plus consumer and other miscellaneous loan products. For customer convenience, Stellar Bancorp offers access via automated teller machines, drive-through services, and traditional depository facilities. It also embraces digital banking with mobile, telephone, mail, and internet-based services. Additionally, the company furnishes safe deposit boxes, debit cards, cash management and wire transfer solutions, night depository services, direct deposit functionalities, cashier's checks, and letters of credit. Established in 2007 and based in Houston, Texas, Stellar Bancorp, Inc. maintains a physical presence across the Southeast region, with locations in key Texan cities like Houston, The Woodlands, Sugar Land, Beaumont, and Port Arthur, as well as Dallas.

Sector
Financial Services
Industry
Banks - Regional
Country
US
Employees
1,053
Website
stellar.bank

News

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Insider holders

STEL insider holders
InsiderRelationLatest transactionDateShares held
AKIN OKAN IOfficerStock Award(Grant)Feb 26, 202686,569
BECKWORTH JOHN BDirectorStock Award(Grant)Jun 5, 2025200,781
FRANKLIN ROBERT R JRChief Executive OfficerStock Award(Grant)Feb 26, 2026422,680
PENLAND JOE E SRDirectorStock Award(Grant)Jun 5, 20251,541,130
RETZLOFF STEVEN FLOYDOfficer and DirectorStock Award(Grant)Feb 26, 2026553,996
ROBERTSON FRED S.DirectorStock GiftMay 5, 2026100,461

Institution ownership

STEL institution ownership
Holder% heldSharesValueReported
Blackrock Inc.13.25%6,747,686265.32MMar 30, 2026
Dimensional Fund Advisors LP4.91%2,499,21898.27MMar 30, 2026
State Street Corporation4.18%2,128,16983.68MMar 30, 2026
Vanguard Capital Management LLC4.00%2,034,50380.00MMar 30, 2026
Balyasny Asset Management LP2.54%1,294,17250.89MMar 30, 2026
King Luther Capital Management2.52%1,283,08650.45MMar 30, 2026

Fund ownership

STEL fund ownership
Holder% heldSharesValueReported
iShares Trust-iShares Core S&P Small-Cap ETF5.45%2,772,672109.02MMay 30, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund2.90%1,477,34958.09MMar 30, 2026
iShares Trust-iShares Russell 2000 ETF2.10%1,067,19741.96MMay 30, 2026
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio1.06%538,73021.18MApr 29, 2026
VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund1.00%507,67319.96MMar 30, 2026
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund0.90%456,25217.94MApr 29, 2026
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