SGCFF

Sagicor Financial Company Ltd.

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Price alert · SGCFF

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5.88 USD 0.00 0.00%
As of Oct 30, 2026
5.91 Day range 5.91
5.80 52-week range 7.65
YTD
-16.00%
1 year
+1.38%
Open
5.91
Prev close
5.88
Mkt cap
798.90M
Vol
206
Avg vol
3.13K
EPS
0.85
P/E
6.92
More statistics
Low
5.91
High
5.91

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Financial health

Altman Z-Score

-0.62 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 1
  • Return on Equity 3
  • Return on Assets 2
  • Debt / Equity 2
  • P/E 4
  • P/B 4

Valuation

P/E 14.0×
FY 2016: 36.8×FY 2017: -5.6×FY 2018: -63.5×FY 2019: 5.5×FY 2020: -50.2×FY 2021: 2.3×FY 2022: 4.8×FY 2023: 1.2×FY 2024: 6.3×FY 2025: 14.0×
FY 2016 5y median 4.8× FY 2025
P/S 0.2×
FY 2016: 2.0×FY 2017: 42.5×FY 2018: 20.5×FY 2019: 0.3×FY 2020: 0.4×FY 2021: 0.2×FY 2022: 0.3×FY 2023: 0.4×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025
P/B 0.7×
FY 2016: 0.0×FY 2017: -5.6×FY 2018: -5.7×FY 2019: 0.5×FY 2020: 0.7×FY 2021: 0.4×FY 2022: 0.8×FY 2023: 0.7×FY 2024: 0.4×FY 2025: 0.7×
FY 2016 5y median 0.7× FY 2025
P/FCF 0.5×
FY 2016: 36.0×FY 2017: -4.3×FY 2018: -5.9×FY 2019: 19.4×FY 2020: -6.3×FY 2021: 4.1×FY 2022: -4.7×FY 2023: -9.7×FY 2024: 2.2×FY 2025: 0.5×
FY 2016 5y median 0.5× FY 2025
EV/EBITDA 4.6×
FY 2016: 1.7×FY 2017: -264×FY 2018: 60.8×FY 2019: 237×FY 2020: -72.8×FY 2021: 10.8×FY 2022: -76.8×FY 2023: 1.2×FY 2024: 5.8×FY 2025: 4.6×
FY 2016 5y median 4.6× FY 2025
EV/Sales 0.6×
FY 2016: 2.7×FY 2017: 395×FY 2018: 220×FY 2019: 0.5×FY 2020: 0.7×FY 2021: 0.5×FY 2022: 0.6×FY 2023: 0.6×FY 2024: 1.0×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025
FCF Yield 218.9%
FY 2016: 2.8%FY 2017: -23.5%FY 2018: -16.9%FY 2019: 5.1%FY 2020: -15.9%FY 2021: 24.2%FY 2022: -21.5%FY 2023: -10.3%FY 2024: 45.7%FY 2025: 218.9%
FY 2016 5y median 24.2% FY 2025

Profitability

Gross Margin 100.0%
FY 2016: 100.0%FY 2017: 100.0%FY 2018: 100.0%FY 2019: 100.0%FY 2020: 100.0%FY 2021: 100.0%FY 2022: 100.0%FY 2023: 98.7%FY 2024: 36.4%FY 2025: 100.0%
FY 2016 5y median 100.0% FY 2025
Operating Margin 6.0%
FY 2016: 21.5%FY 2017: -863.8%FY 2018: 4804.6%FY 2019: -1.7%FY 2020: -3.0%FY 2021: 3.6%FY 2022: 12.1%FY 2023: 85.9%FY 2024: 9.3%FY 2025: 6.0%
FY 2016 5y median 9.3% FY 2025
Net Margin 2.2%
FY 2016: 5.4%FY 2017: -758.6%FY 2018: -32.7%FY 2019: 5.5%FY 2020: -0.8%FY 2021: 8.3%FY 2022: 6.7%FY 2023: 29.9%FY 2024: 4.8%FY 2025: 2.2%
FY 2016 5y median 6.7% FY 2025
ROE 6.6%
FY 2016: 0.0%FY 2017: 100.1%FY 2018: 9.1%FY 2019: 9.0%FY 2020: -1.4%FY 2021: 17.3%FY 2022: 15.6%FY 2023: 54.8%FY 2024: 10.2%FY 2025: 6.6%
FY 2016 5y median 15.6% FY 2025
ROIC 2.2%
FY 2016: 2.7%FY 2017: -5.4%FY 2018: 69.5%FY 2019: -2.7%FY 2020: 4.3%FY 2021: 10.7%FY 2022: 35.8%FY 2023: 6.0%FY 2024: 0.7%FY 2025: 2.2%
FY 2016 5y median 6.0% FY 2025
ROA 0.3%
FY 2016: 0.0%FY 2017: -4.7%FY 2018: -0.5%FY 2019: 1.2%FY 2020: -0.2%FY 2021: 1.9%FY 2022: 1.6%FY 2023: 2.4%FY 2024: 0.4%FY 2025: 0.3%
FY 2016 5y median 1.6% FY 2025

Growth (YoY)

Revenue 50.4%
FY 2016: 2.0%FY 2017: -99.8%FY 2018: 125.4%FY 2019: 42534.0%FY 2020: 1.8%FY 2021: 23.6%FY 2022: 8.1%FY 2023: -30.0%FY 2024: 14.4%FY 2025: 50.4%
FY 2016 FY 2025
Operating Income -3.2%
FY 2016: 9.0%FY 2017: -107.1%FY 2018: 1353.6%FY 2019: -115.1%FY 2020: -77.5%FY 2021: 249.1%FY 2022: 266.3%FY 2023: 394.7%FY 2024: -87.6%FY 2025: -3.2%
FY 2016 FY 2025
EPS (diluted) -27.9%
FY 2016: -5.6%FY 2017: -835.3%FY 2018: 91.2%FY 2019: 1254.5%FY 2020: -107.9%FY 2021: 1440.0%FY 2022: -12.7%FY 2023: 213.7%FY 2024: -81.5%FY 2025: -27.9%
FY 2016 FY 2025
Free Cash Flow 669.1%
FY 2016: 146.6%FY 2017: -131.7%FY 2018: 21.9%FY 2019: 292.5%FY 2020: -503.3%FY 2021: 193.2%FY 2022: -260.4%FY 2023: 62.0%FY 2024: 393.6%FY 2025: 669.1%
FY 2016 FY 2025

Financial Health

Current Ratio 0.2×
FY 2016: 0.0×FY 2017: 1.8×FY 2018: 0.1×FY 2019: 1.4×FY 2020: 1.7×FY 2021: 1.5×FY 2022: 1.6×FY 2023: 1.4×FY 2024: 1.4×FY 2025: 0.2×
FY 2016 5y median 1.4× FY 2025
Quick Ratio 0.2×
FY 2016: 0.0×FY 2017: 1.8×FY 2018: 0.1×FY 2019: 1.4×FY 2020: 1.7×FY 2021: 1.5×FY 2022: 1.6×FY 2023: 1.4×FY 2024: 1.4×FY 2025: 0.2×
FY 2016 5y median 1.4× FY 2025
Debt / Equity 1.7×
FY 2016: 0.0×FY 2017: -46.6×FY 2018: -55.7×FY 2019: 0.5×FY 2020: 0.8×FY 2021: 1.0×FY 2022: 1.0×FY 2023: 1.0×FY 2024: 2.2×FY 2025: 1.7×
FY 2016 5y median 1.0× FY 2025
Net Debt / EBITDA 3.0×
FY 2016: 0.4×FY 2017: -236×FY 2018: 55.1×FY 2019: 79.5×FY 2020: -29.3×FY 2021: 6.9×FY 2022: -36.1×FY 2023: 0.5×FY 2024: 4.6×FY 2025: 3.0×
FY 2016 5y median 3.0× FY 2025
Interest Coverage 0.9×
FY 2016: 0.0×FY 2017: -0.8×FY 2018: 0.0×FY 2019: -0.3×FY 2020: -0.7×FY 2021: 1.0×FY 2022: 3.2×FY 2023: 9.9×FY 2024: 0.7×FY 2025: 0.9×
FY 2016 5y median 1.0× FY 2025

Dividends

Dividend Yield 5.4%
FY 2016: 0.8%FY 2017: 18.0%FY 2018: 16.6%FY 2019: 2.6%FY 2020: 4.5%FY 2021: 7.2%FY 2022: 3.9%FY 2023: 4.9%FY 2024: 7.0%FY 2025: 5.4%
FY 2016 5y median 5.4% FY 2025
Payout Ratio 54.7%
FY 2016: 31.5%FY 2017: -101.1%FY 2018: -1040.3%FY 2019: 14.5%FY 2020: -220.0%FY 2021: 16.6%FY 2022: 19.0%FY 2023: 6.0%FY 2024: 31.0%FY 2025: 54.7%
FY 2016 5y median 19.0% FY 2025

Annual · latest fiscal year ends 2025-12-31