Southern BancShares (N.C.), Inc. SBNC

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13,250.00 USD -250.00 -1.85%

As of Oct 30, 3:41 PM ET

13,250.00 Day range 13,250.00
9,999.00 52-week range 13,500.00
YTD
+27.40%
1 year
+32.51%
Open
13,250.00
Prev close
13,500.00
Mkt cap
1.01B
Vol
2
Avg vol
4
EPS
901.29
P/E
14.70
More statistics
Low
13,250.00
High
13,250.00

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Financial health

Altman Z-Score

0.47 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 4
  • Return on Equity 4
  • Return on Assets 4
  • Debt / Equity 4
  • P/E 3
  • P/B 2

Valuation

P/E 11.5×
FY 2016: 15000×FY 2017: 6679×FY 2018: 9912×FY 2019: 5.6×FY 2020: 7.1×FY 2021: 4.7×FY 2022: 12.7×FY 2023: 2.8×FY 2024: 3.9×FY 2025: 11.5×
FY 2016 5y median 4.7× FY 2025
P/S 3.0×
FY 2016: 1785×FY 2017: 1955×FY 2018: 2502×FY 2019: 2.0×FY 2020: 2.0×FY 2021: 2.1×FY 2022: 2.8×FY 2023: 1.5×FY 2024: 1.6×FY 2025: 3.0×
FY 2016 5y median 2.1× FY 2025
P/B 1.1×
FY 2016: 666×FY 2017: 716×FY 2018: 930×FY 2019: 0.9×FY 2020: 0.8×FY 2021: 0.9×FY 2022: 1.3×FY 2023: 0.9×FY 2024: 1.0×FY 2025: 1.1×
FY 2016 5y median 1.0× FY 2025
P/FCF 11.5×
FY 2016: 32.2×FY 2017: 31.2×FY 2018: 8.5×FY 2019: 13.7×FY 2020: 12.3×FY 2021: 9.0×FY 2022: 6.3×FY 2023: 10.9×FY 2024: 18.3×FY 2025: 11.5×
FY 2016 5y median 10.9× FY 2025
EV/EBITDA 6.7×
FY 2016: 4.0×FY 2017: 4.1×FY 2018: 5.4×FY 2019: 0.0×FY 2020: 2.0×FY 2021: 3.3×FY 2022: 7.2×FY 2023: 2.4×FY 2024: 3.0×FY 2025: 6.7×
FY 2016 5y median 3.3× FY 2025
EV/Sales 2.4×
FY 2016: 1783×FY 2017: 1953×FY 2018: 2500×FY 2019: 1.7×FY 2020: 0.8×FY 2021: 2.0×FY 2022: 2.4×FY 2023: 1.6×FY 2024: 1.6×FY 2025: 2.4×
FY 2016 5y median 2.0× FY 2025
FCF Yield 8.7%
FY 2016: 3.1%FY 2017: 3.2%FY 2018: 11.8%FY 2019: 7.3%FY 2020: 8.2%FY 2021: 11.1%FY 2022: 15.9%FY 2023: 9.2%FY 2024: 5.5%FY 2025: 8.7%
FY 2016 5y median 9.2% FY 2025

Profitability

Gross Margin 76.3%
FY 2016: 100.0%FY 2017: 100.0%FY 2018: 100.0%FY 2019: 1.1%FY 2020: 94.8%FY 2021: 97.5%FY 2022: 100.0%FY 2023: 99.9%FY 2024: 80.8%FY 2025: 76.3%
FY 2016 5y median 97.5% FY 2025
Operating Margin 33.3%
FY 2016: 28.5%FY 2017: 35.3%FY 2018: 35.8%FY 2019: 48.8%FY 2020: 35.2%FY 2021: 55.4%FY 2022: 29.2%FY 2023: 64.8%FY 2024: 53.3%FY 2025: 33.3%
FY 2016 5y median 53.3% FY 2025
Net Margin 26.2%
FY 2016: 12.0%FY 2017: 29.4%FY 2018: 25.3%FY 2019: 37.2%FY 2020: 28.0%FY 2021: 45.0%FY 2022: 22.2%FY 2023: 52.0%FY 2024: 41.9%FY 2025: 26.2%
FY 2016 5y median 41.9% FY 2025
ROE 9.4%
FY 2016: 4.5%FY 2017: 10.8%FY 2018: 9.4%FY 2019: 15.8%FY 2020: 11.4%FY 2021: 20.0%FY 2022: 10.5%FY 2023: 32.3%FY 2024: 26.1%FY 2025: 9.4%
FY 2016 5y median 20.0% FY 2025
ROIC 2.9%
FY 2016: 7.6%FY 2017: 12.6%FY 2018: 14.8%FY 2019: 1.9%FY 2020: 1.1%FY 2021: 2.0%FY 2022: 0.6%FY 2023: 2.8%FY 2024: 6.5%FY 2025: 2.9%
FY 2016 5y median 2.8% FY 2025
ROA 1.2%
FY 2016: 0.5%FY 2017: 1.2%FY 2018: 1.0%FY 2019: 1.9%FY 2020: 1.2%FY 2021: 2.0%FY 2022: 0.6%FY 2023: 3.0%FY 2024: 2.9%FY 2025: 1.2%
FY 2016 5y median 2.0% FY 2025

Growth (YoY)

Revenue -30.8%
FY 2016: 14.7%FY 2017: 13.2%FY 2018: 1.1%FY 2019: 139831.5%FY 2020: 4.3%FY 2021: 30.5%FY 2022: -35.1%FY 2023: 111.7%FY 2024: 31.9%FY 2025: -30.8%
FY 2016 FY 2025
Operating Income -56.8%
FY 2016: 71.7%FY 2017: 40.2%FY 2018: 2.4%FY 2019: 190868.7%FY 2020: -24.7%FY 2021: 105.3%FY 2022: -65.7%FY 2023: 368.9%FY 2024: 8.6%FY 2025: -56.8%
FY 2016 FY 2025
EPS (diluted) -56.3%
FY 2016: 68.9%FY 2017: 178.6%FY 2018: -12.8%FY 2019: 200282.4%FY 2020: -19.7%FY 2021: 113.5%FY 2022: -67.7%FY 2023: 405.0%FY 2024: 8.2%FY 2025: -56.3%
FY 2016 FY 2025
Free Cash Flow 102.9%
FY 2016: 511.1%FY 2017: 28.0%FY 2018: 375.8%FY 2019: -29.3%FY 2020: 12.7%FY 2021: 89.5%FY 2022: 23.8%FY 2023: -35.7%FY 2024: -12.7%FY 2025: 102.9%
FY 2016 FY 2025

Financial Health

Current Ratio 0.1×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.0× FY 2025
Quick Ratio 0.1×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.0× FY 2025
Debt / Equity 0.2×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.3×FY 2022: 0.3×FY 2023: 0.3×FY 2024: 0.5×FY 2025: 0.2×
FY 2016 5y median 0.3× FY 2025
Net Debt / EBITDA -1.8×
FY 2016: -0.0×FY 2017: -0.0×FY 2018: -0.0×FY 2019: 0.0×FY 2020: -3.0×FY 2021: -0.2×FY 2022: -1.1×FY 2023: 0.2×FY 2024: -0.0×FY 2025: -1.8×
FY 2016 5y median -0.2× FY 2025
Interest Coverage 1.4×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 6.7×FY 2020: 6.8×FY 2021: 22.5×FY 2022: 3.5×FY 2023: 3.6×FY 2024: 2.8×FY 2025: 1.4×
FY 2016 5y median 3.5× FY 2025

Dividends

Dividend Yield 0.3%
FY 2016: 1.2%FY 2017: 1.1%FY 2018: 0.9%FY 2019: 0.8%FY 2020: 0.6%FY 2021: 0.4%FY 2022: 0.6%FY 2023: 0.5%FY 2024: 0.3%FY 2025: 0.3%
FY 2016 5y median 0.4% FY 2025
Payout Ratio 3.1%
FY 2016: 18373.3%FY 2017: 7298.3%FY 2018: 8486.7%FY 2019: 4.2%FY 2020: 4.0%FY 2021: 2.0%FY 2022: 7.5%FY 2023: 1.5%FY 2024: 1.4%FY 2025: 3.1%
FY 2016 5y median 2.0% FY 2025

Annual · latest fiscal year ends 2025-12-31