PSBKF

Postal Savings Bank of China Co., Ltd.

USD

Set alert

Price alert · PSBKF

All alert types
0.67 USD 0.00 0.00%
As of Oct 29, 2026
0.6155 Day range 0.6161
0.6009 52-week range 0.6961
YTD
-3.88%
1 year
-3.88%
Open
0.6155
Prev close
0.6691
Mkt cap
88.10B
Vol
4.00K
Avg vol
0
EPS
0.10
P/E
6.69
More statistics
Low
0.6155
High
0.6161
Earnings
Aug 28, 2026

5D chart

Chart tools
Interval

Chart is warming up

The five-day price history for PSBKF has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

0.13 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E 7.0×
FY 2016: 9.0×FY 2017: 7.9×FY 2018: 7.6×FY 2019: 6.9×FY 2020: 6.6×FY 2021: 5.9×FY 2022: 5.4×FY 2023: 4.1×FY 2024: 5.2×FY 2025: 7.0×
FY 2016 5y median 5.4× FY 2025
P/S 1.7×
FY 2016: 1.1×FY 2017: 1.1×FY 2018: 1.0×FY 2019: 0.9×FY 2020: 0.9×FY 2021: 0.8×FY 2022: 0.8×FY 2023: 1.0×FY 2024: 1.8×FY 2025: 1.7×
FY 2016 5y median 1.0× FY 2025
P/B 0.6×
FY 2016: 1.0×FY 2017: 0.9×FY 2018: 0.8×FY 2019: 0.7×FY 2020: 0.7×FY 2021: 0.6×FY 2022: 0.5×FY 2023: 0.4×FY 2024: 0.4×FY 2025: 0.6×
FY 2016 5y median 0.5× FY 2025
P/FCF 6.6×
FY 2016: 38.7×FY 2017: 22.6×FY 2018: 5.5×FY 2019: 4.1×FY 2020: 3.2×FY 2021: 3.9×FY 2022: 5.5×FY 2023: 1.3×FY 2024: 1.1×FY 2025: 6.6×
FY 2016 5y median 3.9× FY 2025
EV/EBITDA 1.9×
FY 2016: 14.8×FY 2017: 8.9×FY 2018: 9.5×FY 2019: 7.6×FY 2020: 8.1×FY 2021: 8.3×FY 2022: -11.6×FY 2023: 10.8×FY 2024: -12.1×FY 2025: 1.9×
FY 2016 5y median 1.9× FY 2025
EV/Sales 0.6×
FY 2016: 2.2×FY 2017: 1.4×FY 2018: 1.4×FY 2019: 1.3×FY 2020: 1.4×FY 2021: 1.5×FY 2022: -2.2×FY 2023: 3.5×FY 2024: -5.5×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025
FCF Yield 15.1%
FY 2016: 2.6%FY 2017: 4.4%FY 2018: 18.1%FY 2019: 24.3%FY 2020: 31.1%FY 2021: 25.4%FY 2022: 18.2%FY 2023: 75.4%FY 2024: 89.8%FY 2025: 15.1%
FY 2016 5y median 25.4% FY 2025

Profitability

Gross Margin 90.7%
FY 2016: 100.0%FY 2017: 100.0%FY 2018: 100.0%FY 2019: 100.0%FY 2020: 100.0%FY 2021: 53.7%FY 2022: 54.5%FY 2023: 180.3%FY 2024: 100.0%FY 2025: 90.7%
FY 2016 5y median 90.7% FY 2025
Operating Margin 27.7%
FY 2016: 12.7%FY 2017: 17.0%FY 2018: 16.5%FY 2019: 16.4%FY 2020: 38.9%FY 2021: 40.3%FY 2022: 15.9%FY 2023: 76.0%FY 2024: 53.8%FY 2025: 27.7%
FY 2016 5y median 40.3% FY 2025
Net Margin 24.6%
FY 2016: 12.6%FY 2017: 13.6%FY 2018: 13.1%FY 2019: 14.0%FY 2020: 14.1%FY 2021: 15.0%FY 2022: 15.5%FY 2023: 27.2%FY 2024: 36.9%FY 2025: 24.6%
FY 2016 5y median 24.6% FY 2025
ROE 8.4%
FY 2016: 11.5%FY 2017: 11.1%FY 2018: 11.0%FY 2019: 11.2%FY 2020: 10.8%FY 2021: 11.1%FY 2022: 10.3%FY 2023: 11.0%FY 2024: 8.4%FY 2025: 8.4%
FY 2016 5y median 10.3% FY 2025
ROIC 0.4%
FY 2016: 0.7%FY 2017: 1.0%FY 2018: 1.1%FY 2019: 1.0%FY 2020: 2.2%FY 2021: 2.2%FY 2022: 6.4%FY 2023: 1.9%FY 2024: 6.9%FY 2025: 0.4%
FY 2016 5y median 2.2% FY 2025
ROA 0.5%
FY 2016: 0.5%FY 2017: 0.5%FY 2018: 0.5%FY 2019: 0.6%FY 2020: 0.6%FY 2021: 0.6%FY 2022: 0.6%FY 2023: 0.5%FY 2024: 0.5%FY 2025: 0.5%
FY 2016 5y median 0.5% FY 2025

Growth (YoY)

Revenue 47.5%
FY 2016: -1.1%FY 2017: 11.0%FY 2018: 14.0%FY 2019: 8.7%FY 2020: 4.7%FY 2021: 11.7%FY 2022: 8.5%FY 2023: -42.4%FY 2024: -26.0%FY 2025: 47.5%
FY 2016 FY 2025
Operating Income -24.2%
FY 2016: -7.1%FY 2017: 48.2%FY 2018: 10.9%FY 2019: 8.1%FY 2020: 147.9%FY 2021: 15.5%FY 2022: -57.1%FY 2023: 174.4%FY 2024: -47.5%FY 2025: -24.2%
FY 2016 FY 2025
EPS (diluted) -13.6%
FY 2016: 27.9%FY 2017: 7.3%FY 2018: 10.2%FY 2019: 10.8%FY 2020: -1.4%FY 2021: 8.5%FY 2022: 10.4%FY 2023: -2.4%FY 2024: -2.4%FY 2025: -13.6%
FY 2016 FY 2025
Free Cash Flow -76.6%
FY 2016: -80.8%FY 2017: 81.0%FY 2018: 331.3%FY 2019: 36.5%FY 2020: 28.4%FY 2021: -14.8%FY 2022: -27.9%FY 2023: 223.1%FY 2024: 50.5%FY 2025: -76.6%
FY 2016 FY 2025

Financial Health

Current Ratio 11.0×
FY 2016: 0.6×FY 2017: 0.6×FY 2018: 0.6×FY 2019: 0.5×FY 2020: 0.6×FY 2021: 0.4×FY 2022: 0.2×FY 2023: 0.7×FY 2024: 0.2×FY 2025: 11.0×
FY 2016 5y median 0.4× FY 2025
Quick Ratio 11.0×
FY 2016: 0.6×FY 2017: 0.6×FY 2018: 0.6×FY 2019: 0.5×FY 2020: 0.6×FY 2021: 0.4×FY 2022: 0.2×FY 2023: 0.7×FY 2024: 0.2×FY 2025: 11.0×
FY 2016 5y median 0.4× FY 2025
Debt / Equity 0.9×
FY 2016: 1.4×FY 2017: 0.7×FY 2018: 0.7×FY 2019: 0.5×FY 2020: 0.5×FY 2021: 0.7×FY 2022: 0.1×FY 2023: 1.2×FY 2024: 0.2×FY 2025: 0.9×
FY 2016 5y median 0.7× FY 2025
Net Debt / EBITDA -3.5×
FY 2016: 7.3×FY 2017: 2.1×FY 2018: 2.6×FY 2019: 1.9×FY 2020: 2.8×FY 2021: 3.6×FY 2022: -15.8×FY 2023: 7.6×FY 2024: -16.1×FY 2025: -3.5×
FY 2016 5y median -3.5× FY 2025
Interest Coverage 0.5×
FY 2016: 30.8×FY 2017: 21.0×FY 2018: 21.6×FY 2019: 20.6×FY 2020: 48.3×FY 2021: 71.2×FY 2022: 25.2×FY 2023: 33.7×FY 2024: 0.6×FY 2025: 0.5×
FY 2016 5y median 25.2× FY 2025

Dividends

Dividend Yield 6.1%
FY 2016: 2.5%FY 2017: 1.6%FY 2018: 3.6%FY 2019: 4.5%FY 2020: 5.2%FY 2021: 6.3%FY 2022: 7.6%FY 2023: 11.4%FY 2024: 9.0%FY 2025: 6.1%
FY 2016 5y median 7.6% FY 2025
Payout Ratio 41.7%
FY 2016: 22.6%FY 2017: 12.5%FY 2018: 27.4%FY 2019: 29.9%FY 2020: 32.5%FY 2021: 34.8%FY 2022: 38.2%FY 2023: 44.1%FY 2024: 43.5%FY 2025: 41.7%
FY 2016 5y median 41.7% FY 2025

Annual · latest fiscal year ends 2025-12-31