Menu

Markets

Research

News

Learn
Paper trading
AI Chat
Get the app WatchlistsPortfoliosAlerts
Sign in

The PNC Financial Services Group, Inc. PNC

Full chart Compare
Set alert

Price alert · PNC

All alert types
229.41 USD -2.25 (-0.97%)

At closeNov 3, 2026, 4:42 PM EST

229.41 0.00 0.00%

After hours · Nov 3, 4:42 PM ET

229.03 Day range 232.21
177.08 52-week range 258.96
YTD
+9.91%
1 year
+25.54%

Financial health

Altman Z-Score

-0.19 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 3
  • Return on Equity 4
  • Return on Assets 3
  • Debt / Equity 2
  • P/E 3
  • P/B 2

Valuation

P/E 12.6×
FY 2016: 15.8×FY 2017: 13.8×FY 2018: 10.8×FY 2019: 14.0×FY 2020: 23.4×FY 2021: 15.8×FY 2022: 11.4×FY 2023: 12.1×FY 2024: 14.0×FY 2025: 12.6×
FY 2016 5y median 12.6× FY 2025
P/S 2.4×
FY 2016: 3.5×FY 2017: 3.8×FY 2018: 2.9×FY 2019: 3.5×FY 2020: 3.5×FY 2021: 4.3×FY 2022: 2.8×FY 2023: 1.9×FY 2024: 2.3×FY 2025: 2.4×
FY 2016 5y median 2.4× FY 2025
P/B 1.4×
FY 2016: 1.3×FY 2017: 1.5×FY 2018: 1.1×FY 2019: 1.4×FY 2020: 1.2×FY 2021: 1.5×FY 2022: 1.4×FY 2023: 1.2×FY 2024: 1.4×FY 2025: 1.4×
FY 2016 5y median 1.4× FY 2025
P/FCF 18.8×
FY 2016: 16.5×FY 2017: 12.4×FY 2018: 7.0×FY 2019: 9.7×FY 2020: 13.7×FY 2021: 11.8×FY 2022: 7.2×FY 2023: 6.1×FY 2024: 9.8×FY 2025: 18.8×
FY 2016 5y median 9.8× FY 2025
EV/EBITDA 11.2×
FY 2016: 12.4×FY 2017: 14.4×FY 2018: 14.5×FY 2019: 15.2×FY 2020: 2.2×FY 2021: 4.1×FY 2022: 11.0×FY 2023: 12.1×FY 2024: 12.3×FY 2025: 11.2×
FY 2016 5y median 11.2× FY 2025
EV/Sales 2.9×
FY 2016: 4.9×FY 2017: 5.3×FY 2018: 5.0×FY 2019: 5.0×FY 2020: 0.6×FY 2021: 1.8×FY 2022: 3.8×FY 2023: 2.6×FY 2024: 2.7×FY 2025: 2.9×
FY 2016 5y median 2.7× FY 2025
FCF Yield 5.3%
FY 2016: 6.1%FY 2017: 8.0%FY 2018: 14.4%FY 2019: 10.3%FY 2020: 7.3%FY 2021: 8.4%FY 2022: 14.0%FY 2023: 16.3%FY 2024: 10.2%FY 2025: 5.3%
FY 2016 5y median 10.2% FY 2025

Profitability

Gross Margin 65.7%
FY 2016: 89.7%FY 2017: 88.1%FY 2018: 82.8%FY 2019: 77.9%FY 2020: 75.2%FY 2021: 101.5%FY 2022: 87.7%FY 2023: 65.0%FY 2024: 59.4%FY 2025: 65.7%
FY 2016 5y median 65.7% FY 2025
Operating Margin 25.0%
FY 2016: 32.0%FY 2017: 30.4%FY 2018: 28.8%FY 2019: 26.6%FY 2020: 18.8%FY 2021: 35.5%FY 2022: 31.8%FY 2023: 21.1%FY 2024: 21.5%FY 2025: 25.0%
FY 2016 5y median 25.0% FY 2025
Net Margin 20.4%
FY 2016: 23.8%FY 2017: 29.6%FY 2018: 27.8%FY 2019: 26.0%FY 2020: 41.2%FY 2021: 28.8%FY 2022: 25.7%FY 2023: 17.5%FY 2024: 17.5%FY 2025: 20.4%
FY 2016 5y median 20.4% FY 2025
ROE 11.4%
FY 2016: 8.5%FY 2017: 11.2%FY 2018: 11.1%FY 2019: 10.9%FY 2020: 13.9%FY 2021: 10.2%FY 2022: 13.2%FY 2023: 10.9%FY 2024: 10.8%FY 2025: 11.4%
FY 2016 5y median 10.9% FY 2025
ROIC 5.3%
FY 2016: 4.0%FY 2017: 5.0%FY 2018: 4.3%FY 2019: 4.2%FY 2020: 3.3%FY 2021: 6.6%FY 2022: 5.8%FY 2023: 4.0%FY 2024: 4.5%FY 2025: 5.3%
FY 2016 5y median 5.3% FY 2025
ROA 1.2%
FY 2016: 1.1%FY 2017: 1.4%FY 2018: 1.4%FY 2019: 1.3%FY 2020: 1.6%FY 2021: 1.0%FY 2022: 1.1%FY 2023: 1.0%FY 2024: 1.1%FY 2025: 1.2%
FY 2016 5y median 1.1% FY 2025

Growth (YoY)

Revenue 0.8%
FY 2016: 0.9%FY 2017: 9.8%FY 2018: 5.6%FY 2019: 8.3%FY 2020: -11.5%FY 2021: 7.9%FY 2022: 19.5%FY 2023: 35.5%FY 2024: 5.6%FY 2025: 0.8%
FY 2016 FY 2025
Operating Income 17.2%
FY 2016: -4.6%FY 2017: 4.5%FY 2018: -0.1%FY 2019: 0.1%FY 2020: -37.6%FY 2021: 103.8%FY 2022: 6.9%FY 2023: -9.9%FY 2024: 7.5%FY 2025: 17.2%
FY 2016 FY 2025
EPS (diluted) 20.7%
FY 2016: -1.2%FY 2017: 41.9%FY 2018: 3.4%FY 2019: 6.3%FY 2020: -44.2%FY 2021: 99.7%FY 2022: 9.1%FY 2023: -7.7%FY 2024: 7.4%FY 2025: 20.7%
FY 2016 FY 2025
Free Cash Flow -44.4%
FY 2016: -36.7%FY 2017: 59.4%FY 2018: 40.5%FY 2019: -6.1%FY 2020: -36.7%FY 2021: 54.8%FY 2022: 25.9%FY 2023: 11.3%FY 2024: -22.1%FY 2025: -44.4%
FY 2016 FY 2025

Financial Health

Current Ratio 0.1×
FY 2016: 0.4×FY 2017: 0.4×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.5×FY 2021: 0.5×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 0.1×
FY 2016: 0.4×FY 2017: 0.4×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.5×FY 2021: 0.5×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 0.9×
FY 2016: 1.2×FY 2017: 1.2×FY 2018: 1.2×FY 2019: 1.2×FY 2020: 0.7×FY 2021: 0.6×FY 2022: 1.3×FY 2023: 1.4×FY 2024: 1.1×FY 2025: 0.9×
FY 2016 5y median 1.1× FY 2025
Net Debt / EBITDA 2.0×
FY 2016: 3.5×FY 2017: 3.9×FY 2018: 6.2×FY 2019: 4.7×FY 2020: -10.7×FY 2021: -5.6×FY 2022: 3.0×FY 2023: 3.2×FY 2024: 2.1×FY 2025: 2.0×
FY 2016 5y median 2.1× FY 2025
Interest Coverage 0.8×
FY 2016: 4.2×FY 2017: 3.2×FY 2018: 1.9×FY 2019: 1.4×FY 2020: 2.5×FY 2021: 14.3×FY 2022: 3.1×FY 2023: 0.6×FY 2024: 0.6×FY 2025: 0.8×
FY 2016 5y median 0.8× FY 2025

Dividends

Dividend Yield 3.6%
FY 2016: 2.2%FY 2017: 2.2%FY 2018: 3.4%FY 2019: 3.0%FY 2020: 3.5%FY 2021: 2.7%FY 2022: 4.1%FY 2023: 4.6%FY 2024: 3.8%FY 2025: 3.6%
FY 2016 5y median 3.8% FY 2025
Payout Ratio 42.4%
FY 2016: 32.5%FY 2017: 28.1%FY 2018: 34.7%FY 2019: 39.7%FY 2020: 29.4%FY 2021: 40.3%FY 2022: 44.6%FY 2023: 51.6%FY 2024: 49.1%FY 2025: 42.4%
FY 2016 5y median 44.6% FY 2025

Annual · latest fiscal year ends 2025-12-31