Pagaya Technologies Ltd. PGYWW
0.01 USD 0.00 (+6.12%)
Nov 6, 2026, 3:23 PM EST
0.0075 Day range 0.0104
0.0104 52-week range 0.0104
- YTD
- 0.00%
- 1 year
- 0.00%
Financial health
Altman Z-Score
1.69 Distress zone
Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.
Piotroski F-Score
5 / 9 Average
Nine pass/fail tests of profitability, leverage and efficiency.
Rating
A+4 / 5 overall
- DCF 5
- Return on Equity 5
- Return on Assets 4
- Debt / Equity 1
- P/E 4
- P/B 5
Valuation
P/E 21.1×
FY 2019 5y median -1.8× FY 2025
P/S 1.3×
FY 2019 5y median 1.3× FY 2025
P/B 3.4×
FY 2019 5y median 2.0× FY 2025
P/FCF 7.3×
FY 2019 5y median 7.3× FY 2025
EV/EBITDA 27.7×
FY 2019 5y median -1.5× FY 2025
EV/Sales 1.8×
FY 2019 5y median 1.6× FY 2025
FCF Yield 13.7%
FY 2019 5y median 2.2% FY 2025
Profitability
Gross Margin 40.6%
FY 2019 5y median 40.5% FY 2025
Operating Margin 17.7%
FY 2019 5y median -1.3% FY 2025
Net Margin 6.5%
FY 2019 5y median -20.4% FY 2025
ROE 17.0%
FY 2019 5y median -29.6% FY 2025
ROIC 15.4%
FY 2019 5y median -1.0% FY 2025
ROA 5.3%
FY 2019 5y median -15.4% FY 2025
Growth (YoY)
Revenue 25.6%
FY 2019 FY 2025
Operating Income 234.8%
FY 2019 FY 2025
EPS (diluted) 116.4%
FY 2019 FY 2025
Free Cash Flow 419.2%
FY 2019 FY 2025
Financial Health
Current Ratio 11.1×
FY 2019 5y median 4.0× FY 2025
Quick Ratio 11.1×
FY 2019 5y median 4.0× FY 2025
Debt / Equity 1.8×
FY 2019 5y median 0.7× FY 2025
Net Debt / EBITDA 7.6×
FY 2019 5y median 4.5× FY 2025
Interest Coverage 0.0×
FY 2019 5y median 0.0× FY 2025
Dividends
Dividend Yield 0.0%
FY 2019 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2019 5y median 0.0% FY 2025
Annual · latest fiscal year ends 2025-12-31
