Menu

Markets

Research

News

Learn
Paper trading
AI Chat
WatchlistsPortfoliosAlerts
Sign in

Pinnacle Bank PBNK

Set alert

Price alert · PBNK

All alert types
18.75 USD +0.10 +0.54%

At close · Oct 30

18.75 Day range 18.75
16.00 52-week range 19.87
YTD
-3.10%
1 year
-5.64%
Open
18.75
Prev close
18.65
Mkt cap
111.95M
Vol
353
Avg vol
1.71K
EPS
0.91
P/E
20.60
More statistics
Low
18.75
High
18.75

5D chart

Chart tools
Interval
1m5m15m30m

Chart is warming up

The five-day price history for PBNK has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

0.25 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

3 / 9 Weak

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

C-1 / 5 overall

  • DCF 4
  • Return on Equity 1
  • Return on Assets 1
  • Debt / Equity 1
  • P/E 1
  • P/B 1

Valuation

P/E 21.0×
FY 2016: 11.2×FY 2017: 15.0×FY 2018: 9.3×FY 2019: 10.8×FY 2020: 11.5×FY 2021: 8.8×FY 2022: 8.7×FY 2023: 6.8×FY 2024: 12.6×FY 2025: 21.0×
FY 2016 5y median 8.8× FY 2025
P/S 2.3×
FY 2016: 2.0×FY 2017: 2.5×FY 2018: 2.4×FY 2019: 2.5×FY 2020: 1.7×FY 2021: 2.2×FY 2022: 2.1×FY 2023: 1.6×FY 2024: 2.1×FY 2025: 2.3×
FY 2016 5y median 2.1× FY 2025
P/B 1.1×
FY 2016: 1.0×FY 2017: 1.3×FY 2018: 1.2×FY 2019: 1.1×FY 2020: 0.8×FY 2021: 1.0×FY 2022: 1.0×FY 2023: 0.9×FY 2024: 1.1×FY 2025: 1.1×
FY 2016 5y median 1.0× FY 2025
P/FCF 9.1×
FY 2016: 13.3×FY 2017: -11.2×FY 2018: 7.7×FY 2019: 11.5×FY 2020: 17.5×FY 2021: 8.2×FY 2022: 8.7×FY 2023: 6.7×FY 2024: 7.6×FY 2025: 9.1×
FY 2016 5y median 8.2× FY 2025
EV/EBITDA -9.0×
FY 2016: -2.4×FY 2017: -1.2×FY 2018: -0.1×FY 2019: 0.1×FY 2020: -7.2×FY 2021: -13.7×FY 2022: 0.0×FY 2023: -0.2×FY 2024: 0.2×FY 2025: -9.0×
FY 2016 5y median -0.2× FY 2025
EV/Sales -1.6×
FY 2016: -0.8×FY 2017: -0.4×FY 2018: -0.0×FY 2019: 0.0×FY 2020: -2.1×FY 2021: -5.8×FY 2022: 0.0×FY 2023: -0.1×FY 2024: 0.0×FY 2025: -1.6×
FY 2016 5y median -0.1× FY 2025
FCF Yield 11.0%
FY 2016: 7.5%FY 2017: -9.0%FY 2018: 13.0%FY 2019: 8.7%FY 2020: 5.7%FY 2021: 12.2%FY 2022: 11.5%FY 2023: 15.0%FY 2024: 13.2%FY 2025: 11.0%
FY 2016 5y median 12.2% FY 2025

Profitability

Gross Margin 60.7%
FY 2016: 101.6%FY 2017: 95.3%FY 2018: 96.9%FY 2019: 91.9%FY 2020: 84.7%FY 2021: 96.6%FY 2022: 97.5%FY 2023: 80.6%FY 2024: 67.5%FY 2025: 60.7%
FY 2016 5y median 80.6% FY 2025
Operating Margin 14.7%
FY 2016: 30.4%FY 2017: 33.2%FY 2018: 36.4%FY 2019: 33.1%FY 2020: 22.2%FY 2021: 35.0%FY 2022: 34.3%FY 2023: 32.6%FY 2024: 22.8%FY 2025: 14.7%
FY 2016 5y median 32.6% FY 2025
Net Margin 10.8%
FY 2016: 17.9%FY 2017: 16.6%FY 2018: 26.2%FY 2019: 22.7%FY 2020: 15.2%FY 2021: 24.8%FY 2022: 24.3%FY 2023: 23.2%FY 2024: 16.4%FY 2025: 10.8%
FY 2016 5y median 23.2% FY 2025
ROE 5.1%
FY 2016: 8.7%FY 2017: 8.6%FY 2018: 13.3%FY 2019: 10.4%FY 2020: 6.8%FY 2021: 11.7%FY 2022: 11.5%FY 2023: 13.4%FY 2024: 8.9%FY 2025: 5.1%
FY 2016 5y median 11.5% FY 2025
ROIC 4.4%
FY 2016: 4.5%FY 2017: 4.1%FY 2018: 7.6%FY 2019: 6.7%FY 2020: 5.9%FY 2021: -2.3%FY 2022: -2.2%FY 2023: 3.2%FY 2024: 7.7%FY 2025: 4.4%
FY 2016 5y median 3.2% FY 2025
ROA 0.6%
FY 2016: 0.8%FY 2017: 0.9%FY 2018: 1.5%FY 2019: 1.3%FY 2020: 0.6%FY 2021: 1.0%FY 2022: 1.1%FY 2023: 1.4%FY 2024: 1.0%FY 2025: 0.6%
FY 2016 5y median 1.0% FY 2025

Growth (YoY)

Revenue -6.1%
FY 2016: 38.6%FY 2017: 29.8%FY 2018: 14.8%FY 2019: 20.1%FY 2020: 5.5%FY 2021: 20.5%FY 2022: 11.4%FY 2023: 46.2%FY 2024: 6.1%FY 2025: -6.1%
FY 2016 FY 2025
Operating Income -39.6%
FY 2016: 138.2%FY 2017: 41.8%FY 2018: 26.0%FY 2019: 9.1%FY 2020: -29.3%FY 2021: 90.2%FY 2022: 9.3%FY 2023: 38.6%FY 2024: -25.7%FY 2025: -39.6%
FY 2016 FY 2025
EPS (diluted) -38.9%
FY 2016: 138.5%FY 2017: 17.7%FY 2018: 58.9%FY 2019: -8.6%FY 2020: -30.2%FY 2021: 91.9%FY 2022: 7.0%FY 2023: 36.2%FY 2024: -28.0%FY 2025: -38.9%
FY 2016 FY 2025
Free Cash Flow -14.6%
FY 2016: 554.4%FY 2017: -290.9%FY 2018: 262.7%FY 2019: -19.2%FY 2020: -50.7%FY 2021: 221.2%FY 2022: 1.1%FY 2023: 43.9%FY 2024: 22.3%FY 2025: -14.6%
FY 2016 FY 2025

Financial Health

Current Ratio 0.3×
FY 2016: 12.4×FY 2017: 17.5×FY 2018: 11.9×FY 2019: 8.5×FY 2020: 0.2×FY 2021: 0.4×FY 2022: 0.2×FY 2023: 0.4×FY 2024: 0.2×FY 2025: 0.3×
FY 2016 5y median 0.3× FY 2025
Quick Ratio 0.3×
FY 2016: 22.2×FY 2017: 32.3×FY 2018: 21.7×FY 2019: 15.6×FY 2020: 0.4×FY 2021: 0.8×FY 2022: 0.3×FY 2023: 0.4×FY 2024: 0.2×FY 2025: 0.3×
FY 2016 5y median 0.3× FY 2025
Debt / Equity 0.0×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025
Net Debt / EBITDA -21.8×
FY 2016: -8.5×FY 2017: -8.2×FY 2018: -6.4×FY 2019: -5.9×FY 2020: -13.1×FY 2021: -18.9×FY 2022: -4.9×FY 2023: -4.5×FY 2024: -7.5×FY 2025: -21.8×
FY 2016 5y median -7.5× FY 2025
Interest Coverage 0.5×
FY 2016: 14.9×FY 2017: 20.0×FY 2018: 13.5×FY 2019: 4.8×FY 2020: 3.0×FY 2021: 10.4×FY 2022: 5.9×FY 2023: 1.7×FY 2024: 0.9×FY 2025: 0.5×
FY 2016 5y median 1.7× FY 2025

Dividends

Dividend Yield 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31