Paymentus Holdings, Inc. PAY
At closeNov 3, 2026, 4:20 PM EST
After hours · Nov 3, 4:20 PM ET
- YTD
- -1.80%
- 1 year
- +8.42%
- Market cap
- 3.91B
- Revenue (ttm)
- 1.36B
- Profit margin
- 6.24%
- EPS (ttm)
- 0.66
- Shares out
- 63.11M
- P/E ratio
- 47.00
- Forward P/E
- 28.66
- YTD return
- -1.80%
- 1-year return
- +8.42%
- Volume
- 1.78M
- Avg volume
- 1.09M
- Open
- 33.74
- Previous close
- 35.05
- Day's range
- 30.24 – 33.20
- 52-week range
- 20.11 – 45.31
- Beta
- 1.38
- Analysts
- Buy
- Price target
- 41.00 (+32.2%)
- Earnings date
- Feb 22, 2027
YTD +2.55 (+8.96%)
Key statistics
- Enterprise value
- 4.05B
- PEG ratio
- 0.00
- Price / sales
- 2.87
- Price / book
- 6.95
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 28.80%
- Free cash flow
- 109.50M
- Total cash
- 377.69M
- Total debt
- 10.39M
- Return on equity
- 15.02%
- Short % of float
- 6.27%
- 50-day average
- 33.64
- 200-day average
- 28.82
Analyst view
Consensus: buy
- Target (low)
- 37.00
- Target (mean)
- 41.00
- Target (high)
- 45.00
- Strong buy0
- Buy3
- Hold4
- Sell0
- Strong sell0
Next earnings
Feb 22, 2027
Expected Feb 22, 2027. Consensus EPS estimate 0.23605.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 22, 2027 | Dec 30, 2026 | 0.24 | — | — | — |
| Nov 2, 2026 | Sep 30, 2026 | 0.2086 | 0.25 | +0.04 | +19.85% |
| Aug 3, 2026 | Jun 30, 2026 | 0.1886 | 0.25 | +0.06 | +32.56% |
| May 4, 2026 | Mar 31, 2026 | 0.17 | 0.21 | +0.04 | +23.53% |
| Feb 23, 2026 | Dec 31, 2025 | 0.18 | 0.20 | +0.02 | +11.11% |
| Nov 3, 2025 | Sep 30, 2025 | 0.16 | 0.17 | +0.01 | +6.25% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 17, 2026 | Seaport Global | init | — | Buy |
| Sep 15, 2026 | Freedom Capital Markets | main | Buy | Buy |
| Aug 25, 2026 | Wolfe Research | down | Outperform | Peer Perform |
| Aug 4, 2026 | Goldman Sachs | main | Neutral | Neutral |
| Aug 4, 2026 | Baird | main | Neutral | Neutral |
| Jul 30, 2026 | Baird | down | Outperform | Neutral |
About Paymentus Holdings, Inc.
Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. Its platform's payment processing includes credit cards, debit cards, echecks, and digital wallets. The company serves utility, financial services, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and business to business industries, as well as governments and small businesses. Paymentus Holdings, Inc. was founded in 2004 and is headquartered in Addison, Texas.
- Sector
- Technology
- Industry
- Software - Infrastructure
- Country
- United States
- Website
- paymentus.com
News
Paymentus: 3 Key Takeaways for Long-Term Investors 
Paymentus Holdings, Inc. (PAY) Q3 2026 Earnings Call Transcript 
Paymentus Q3 Earnings Call Highlights 
Paymentus (PAY) Q3 Earnings and Revenues Top Estimates 
Paymentus Holdings Q3 2026 Earnings Call Transcript 
Paymentus Named the Best-In-Class Billing and Payments Solution Provider in Datos Insights Market Report 
Paymentus Holdings Sees Q4 Sales $373.000M-$378.000M vs $374.372M Est 
Paymentus Holdings Raises FY2026 Sales Guidance from $1.443B-$1.458B to $1.464B-$1.469B vs $1.452B Est 
Paymentus Reports Third Quarter 2026 Financial Results 
All You Need to Know About Paymentus (PAY) Rating Upgrade to Buy
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| DAVIDS JODY R | Director | Stock Award(Grant) | Jun 7, 2026 | 44,730 |
| GERBER ANDREW A. | General Counsel | Stock Award(Grant) | Mar 8, 2026 | 118,619 |
| INGRAM WILLIAM | Director | Stock Award(Grant) | Jun 7, 2026 | 86,941 |
| KALRA SANJAY | Chief Financial Officer | Sale | Aug 4, 2026 | 505,597 |
| OBEROI ARUN | Director | Stock Award(Grant) | Jun 7, 2026 | 41,885 |
| PORTOCALIS GERASIMOS | Officer | Stock Award(Grant) | Mar 8, 2026 | 806,948 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Wasatch Advisors LP | 14.28% | 9,013,026 | 279.58M | Sep 29, 2026 |
| Capital International Investors | 11.20% | 7,069,846 | 219.31M | Jun 29, 2026 |
| Blackrock Inc. | 7.36% | 4,643,131 | 144.03M | Jun 29, 2026 |
| Capital World Investors | 6.78% | 4,276,060 | 132.64M | Jun 29, 2026 |
| Brown Brothers Harriman & Co | 4.47% | 2,820,964 | 87.51M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 4.06% | 2,563,614 | 79.52M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| SmallCap World Fund Inc | 16.89% | 10,659,562 | 330.66M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2.87% | 1,808,811 | 56.11M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.46% | 1,550,030 | 48.08M | Sep 29, 2026 |
| WASATCH FUNDS TRUST-Wasatch Core Growth Fund | 2.15% | 1,359,756 | 42.18M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 2.06% | 1,300,199 | 40.33M | Jun 29, 2026 |
| Capitol Series Trust-FullerThaler Behavioral Small-Cap Growth Fund | 2.04% | 1,290,000 | 40.02M | Jun 29, 2026 |