Menu

Markets

Research

News

Learn
Paper trading
AI Chat
WatchlistsPortfoliosAlerts
Sign in

OXBC

Oxford Bank Corporation

USD

Set alert

Price alert · OXBC

All alert types
49.00 USD 0.00 0.00%
As of Oct 30, 2026
49.00 Day range 49.00
39.00 52-week range 49.25
YTD
+19.92%
1 year
+25.64%
Open
49.00
Prev close
49.00
Mkt cap
122.01M
Vol
100
Avg vol
326
EPS
3.88
P/E
12.63
More statistics
Low
49.00
High
49.00

5D chart

Chart tools
Interval
1m5m15m30m

Chart is warming up

The five-day price history for OXBC has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

0.41 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

3 / 9 Weak

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 3
  • Return on Equity 2
  • Return on Assets 3
  • Debt / Equity 4
  • P/E 3
  • P/B 3

Valuation

P/E 9.2×
FY 2016: 14.6×FY 2017: 25.4×FY 2018: 9.9×FY 2019: 10.1×FY 2020: 8.5×FY 2021: 6.9×FY 2022: 8.2×FY 2023: 6.3×FY 2024: 8.3×FY 2025: 9.2×
FY 2016 5y median 8.2× FY 2025
P/S 1.7×
FY 2016: 1.9×FY 2017: 2.2×FY 2018: 1.8×FY 2019: 2.1×FY 2020: 2.3×FY 2021: 2.4×FY 2022: 2.0×FY 2023: 1.5×FY 2024: 1.4×FY 2025: 1.7×
FY 2016 5y median 1.7× FY 2025
P/B 0.9×
FY 2016: 0.8×FY 2017: 1.1×FY 2018: 1.0×FY 2019: 1.1×FY 2020: 1.1×FY 2021: 1.2×FY 2022: 1.0×FY 2023: 0.9×FY 2024: 0.9×FY 2025: 0.9×
FY 2016 5y median 0.9× FY 2025
P/FCF 6.4×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 8.0×FY 2020: 9.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 7.9×FY 2024: 5.2×FY 2025: 6.4×
FY 2016 5y median 5.2× FY 2025
EV/EBITDA -10.1×
FY 2016: -4.7×FY 2017: -3.2×FY 2018: -4.5×FY 2019: -4.3×FY 2020: 6.3×FY 2021: -5.8×FY 2022: -3.1×FY 2023: 0.6×FY 2024: 3.8×FY 2025: -10.1×
FY 2016 5y median -3.1× FY 2025
EV/Sales -2.6×
FY 2016: -1.0×FY 2017: -0.8×FY 2018: -1.0×FY 2019: -1.3×FY 2020: 2.3×FY 2021: -2.6×FY 2022: -1.0×FY 2023: 0.2×FY 2024: 1.0×FY 2025: -2.6×
FY 2016 5y median -1.0× FY 2025
FCF Yield 15.5%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 12.5%FY 2020: 11.1%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 12.7%FY 2024: 19.1%FY 2025: 15.5%
FY 2016 5y median 12.7% FY 2025

Profitability

Gross Margin 77.8%
FY 2016: 100.0%FY 2017: 100.0%FY 2018: 100.0%FY 2019: 89.1%FY 2020: 92.5%FY 2021: 95.8%FY 2022: 94.6%FY 2023: 89.0%FY 2024: 83.0%FY 2025: 77.8%
FY 2016 5y median 89.0% FY 2025
Operating Margin 25.3%
FY 2016: 24.2%FY 2017: 25.1%FY 2018: 24.2%FY 2019: 26.9%FY 2020: 33.8%FY 2021: 44.5%FY 2022: 31.2%FY 2023: 30.7%FY 2024: 23.3%FY 2025: 25.3%
FY 2016 5y median 30.7% FY 2025
Net Margin 18.7%
FY 2016: 12.9%FY 2017: 8.9%FY 2018: 18.2%FY 2019: 21.2%FY 2020: 26.7%FY 2021: 35.1%FY 2022: 24.9%FY 2023: 24.0%FY 2024: 17.2%FY 2025: 18.7%
FY 2016 5y median 24.0% FY 2025
ROE 10.0%
FY 2016: 5.5%FY 2017: 4.5%FY 2018: 9.9%FY 2019: 11.3%FY 2020: 12.7%FY 2021: 17.3%FY 2022: 12.7%FY 2023: 14.4%FY 2024: 10.4%FY 2025: 10.0%
FY 2016 5y median 12.7% FY 2025
ROIC 8.6%
FY 2016: 0.8%FY 2017: 0.5%FY 2018: 1.0%FY 2019: 10.7%FY 2020: 6.3%FY 2021: 13.3%FY 2022: 9.9%FY 2023: 2.4%FY 2024: 8.6%FY 2025: 8.6%
FY 2016 5y median 8.6% FY 2025
ROA 1.0%
FY 2016: 0.5%FY 2017: 0.4%FY 2018: 0.9%FY 2019: 1.0%FY 2020: 1.0%FY 2021: 1.4%FY 2022: 1.1%FY 2023: 1.5%FY 2024: 1.2%FY 2025: 1.0%
FY 2016 5y median 1.2% FY 2025

Growth (YoY)

Revenue 1.0%
FY 2016: 23.9%FY 2017: 26.0%FY 2018: 19.5%FY 2019: 13.3%FY 2020: 5.3%FY 2021: 18.1%FY 2022: 13.9%FY 2023: 41.8%FY 2024: 15.5%FY 2025: 1.0%
FY 2016 FY 2025
Operating Income 9.8%
FY 2016: 10.4%FY 2017: 31.1%FY 2018: 15.1%FY 2019: 25.7%FY 2020: 32.6%FY 2021: 55.5%FY 2022: -20.1%FY 2023: 39.7%FY 2024: -12.6%FY 2025: 9.8%
FY 2016 FY 2025
EPS (diluted) 9.6%
FY 2016: 17.1%FY 2017: -13.4%FY 2018: 146.5%FY 2019: 32.0%FY 2020: 31.2%FY 2021: 57.4%FY 2022: -22.6%FY 2023: 33.9%FY 2024: -18.0%FY 2025: 9.6%
FY 2016 FY 2025
Free Cash Flow -1.2%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: -1.3%FY 2021: -100.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 64.1%FY 2025: -1.2%
FY 2016 FY 2025

Financial Health

Current Ratio 0.3×
FY 2016: 0.7×FY 2017: 1.2×FY 2018: 1.2×FY 2019: 0.2×FY 2020: 0.1×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.3×FY 2024: 0.1×FY 2025: 0.3×
FY 2016 5y median 0.3× FY 2025
Quick Ratio 0.3×
FY 2016: 0.7×FY 2017: 1.2×FY 2018: 1.2×FY 2019: 0.2×FY 2020: 0.1×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.3×FY 2024: 0.1×FY 2025: 0.3×
FY 2016 5y median 0.3× FY 2025
Debt / Equity 0.1×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.9×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.1×
FY 2016 5y median 0.2× FY 2025
Net Debt / EBITDA -17.0×
FY 2016: -13.7×FY 2017: -12.7×FY 2018: -12.4×FY 2019: -11.5×FY 2020: 0.1×FY 2021: -11.2×FY 2022: -9.6×FY 2023: -4.1×FY 2024: -1.9×FY 2025: -17.0×
FY 2016 5y median -9.6× FY 2025
Interest Coverage 1.4×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 2.5×FY 2020: 4.5×FY 2021: 10.5×FY 2022: 5.7×FY 2023: 2.8×FY 2024: 1.4×FY 2025: 1.4×
FY 2016 5y median 2.8× FY 2025

Dividends

Dividend Yield 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31