Orrstown Financial Services, Inc. ORRF
Nov 4, 2026, 10:32 AM EST
- YTD
- +27.47%
- 1 year
- +35.02%
- Market cap
- 888.67M
- Revenue (ttm)
- 148.17M
- Profit margin
- 10.80%
- EPS (ttm)
- 4.49
- Shares out
- 19.39M
- P/E ratio
- 10.06
- Forward P/E
- 8.41
- Dividend
- 0.92 (2.72%)
- Ex-dividend date
- Nov 4, 2024
- YTD return
- +27.47%
- 1-year return
- +35.02%
- Volume
- 25.82K
- Avg volume
- 93.39K
- Open
- 45.22
- Previous close
- 44.37
- Day's range
- 44.83 – 46.69
- 52-week range
- 33.17 – 46.69
- Beta
- 0.89
- Price target
- 44.67 (-1.1%)
- Earnings date
- Jan 28, 2025
3M +2.58 (+5.96%)
Key statistics
- Enterprise value
- 698.90M
- PEG ratio
- 0.00
- Price / sales
- 4.78
- Price / book
- 1.37
- Dividend yield
- 2.50%
- Payout ratio
- 61.03%
- Revenue growth
- 57.50%
- Free cash flow
- 0
- Total cash
- 251.25M
- Total debt
- 237.52M
- Return on equity
- 4.22%
- Short % of float
- 0.81%
- 50-day average
- 38.67
- 200-day average
- 31.80
Analyst view
- Target (low)
- 44.00
- Target (mean)
- 44.67
- Target (high)
- 46.00
- Strong buy1
- Buy1
- Hold1
- Sell0
- Strong sell0
Next earnings
Jan 28, 2025
Expected Jan 28, 2025. Consensus EPS estimate 1.04.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 28, 2025 | Dec 1, 2024 | 1.06 | — | — | — |
| Oct 22, 2024 | Sep 1, 2024 | 0.91 | 1.11 | +0.20 | +21.98% |
| Jul 23, 2024 | Jun 1, 2024 | 0.73 | 0.83 | +0.10 | +13.70% |
| Apr 23, 2024 | Mar 1, 2024 | 0.73 | 0.88 | +0.15 | +20.55% |
| Jan 23, 2024 | Dec 1, 2023 | 0.82 | 0.83 | +0.01 | +1.22% |
| Oct 24, 2023 | Sep 1, 2023 | 0.82 | 0.87 | +0.05 | +6.10% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 13, 2024 | Hovde Group | down | Outperform | Market Perform |
| Jun 28, 2024 | Janney Montgomery Scott | init | — | Buy |
| Jun 18, 2024 | Keefe, Bruyette & Woods | main | Outperform | Outperform |
| Jan 25, 2024 | Keefe, Bruyette & Woods | main | Outperform | Outperform |
| Dec 13, 2023 | Keefe, Bruyette & Woods | main | Outperform | Outperform |
| Jul 31, 2023 | Piper Sandler | main | Neutral | Neutral |
About Orrstown Financial Services, Inc.
Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans, such as home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, it provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as other fiduciary services under the Orrstown Financial Advisors name; and retail brokerage services through a third-party broker/dealer arrangement. Further, the company offers fiduciary, investment advisory, insurance, and brokerage services. Orrstown Financial Services, Inc. was founded in 1919 and is headquartered in Harrisburg, Pennsylvania.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- orrstown.com
News
Orrstown Financial Servs Q3 2026 Earnings Call Transcript 
Orrstown Finl Servs Q3 EPS $1.17 Beats $1.09 Estimate, Sales $53.320M Beat $52.575M Estimate 
Keefe, Bruyette & Woods Maintains Outperform on Orrstown Financial Servs, Raises Price Target to $46 
Orrstown Financial Servs Q2 2026 Earnings Call: Complete Transcript 
Orrstown Finl Servs Q2 EPS $1.09 Beats $1.03 Estimate, Sales $48.831M Miss $57.475M Estimate 
Earnings Scheduled For July 21, 2026 
Orrstown Financial Services Subsidiary Orrstown Bank Appoints Adam Metz As President And CEO Of The Bank And The Company, Effective June 2, Succeeding Thomas Quinn Jr. 
This Unity Bancorp Analyst Begins Coverage On A Bullish Note; Here Are Top 4 Initiations For Friday 
DA Davidson Initiates Coverage On Orrstown Financial Servs with Neutral Rating, Announces Price Target of $41 
Orrstown Financial Services Appoints Adam L. Metz As President, CEO, Effective June 1, Succeeding Thomas R. Quinn, Jr.
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BROWN SARAH M. | Director | Purchase | Aug 14, 2024 | 8,689 |
| BRUNNER BRIAN D | Director | Stock Award(Grant) | Jun 30, 2024 | 43,818 |
| DOLL AMY L | Chief Operating Officer | Conversion of Exercise of derivative security | Aug 7, 2024 | 22,164 |
| FAGUE PHILIP E | Officer | Stock Gift | Sep 12, 2024 | 51,860 |
| FAINOR SCOTT V | Director | Stock Award(Grant) | Jun 30, 2024 | 10,396 |
| GAYMAN JEFFREY S | Officer | Stock Award(Grant) | Jun 30, 2024 | 27,821 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Fourthstone LLC | 9.35% | 1,811,825 | 66.15M | Sep 29, 2024 |
| Blackrock Inc. | 7.66% | 1,484,910 | 54.21M | Sep 29, 2024 |
| Vanguard Group Inc | 5.06% | 981,785 | 35.84M | Sep 29, 2024 |
| Dimensional Fund Advisors LP | 4.29% | 831,078 | 30.34M | Sep 29, 2024 |
| Geode Capital Management, LLC | 2.24% | 434,228 | 15.85M | Sep 29, 2024 |
| State Street Corporation | 1.76% | 342,119 | 12.49M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 2.97% | 575,328 | 21.01M | Sep 29, 2024 |
| iShares Russell 2000 ETF | 2.87% | 556,736 | 20.33M | Oct 30, 2024 |
| Vanguard Extended Market Index Fund | 1.41% | 272,695 | 9.96M | Sep 29, 2024 |
| Proshares Tr-Russell 2000 Dividend Growers ETF | 1.05% | 204,287 | 7.46M | Oct 30, 2024 |
| Fidelity Small Cap Index Fund | 0.97% | 187,251 | 6.84M | Aug 30, 2024 |
| Avantis U.S. Small Cap Value ETF | 0.95% | 184,243 | 6.73M | Sep 29, 2024 |