Norwood Financial Corp. NWFL

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35.94 USD -0.21 (-0.58%)

At closeNov 3, 2026, 4:00 PM EST

35.94 0.00 0.00%

After hours · Nov 3, 4:00 PM ET

35.72 Day range 36.37
26.11 52-week range 37.39
YTD
+28.13%
1 year
+35.01%
Market cap
392.28M
Revenue (ttm)
62.30M
Profit margin
20.62%
EPS (ttm)
2.79
Shares out
9.09M
P/E ratio
12.88
Dividend
1.24 (4.45%)
Ex-dividend date
Jan 14, 2025
YTD return
+28.13%
1-year return
+35.01%
Volume
52.68K
Avg volume
40.73K
Open
36.15
Previous close
36.15
Day's range
35.72 – 36.37
52-week range
26.11 – 37.39
Beta
0.61

2Y +6.71 (+22.86%)

253035Jan 25Jun 25Nov 25Mar 26Aug 2636.06

Key statistics

Enterprise value
340.10M
PEG ratio
0.00
Price / sales
3.99
Price / book
1.13
Dividend yield
4.45%
Payout ratio
74.84%
Revenue growth
2.50%
Free cash flow
0
Total cash
83.85M
Total debt
198.38M
Return on equity
7.13%
Short % of float
0.62%
50-day average
29.69
200-day average
26.88

Next earnings

Consensus EPS estimate 0.00.

Earnings history

Financials — quick view

All financials
NWFL Revenue — quarterly 27.42M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
NWFL Net income — quarterly 9.33M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
NWFL EPS — quarterly 0.86
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

NWFL recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Oct 28, 2024Sep 1, 20240.000.48——
Jul 26, 2024Jun 1, 20240.000.52——
Apr 22, 2024Mar 1, 20240.000.55——
Jan 29, 2024Dec 1, 20230.000.04——
Oct 24, 2023Sep 1, 20230.000.51——
Jul 26, 2023Jun 1, 20230.000.81——

About Norwood Financial Corp.

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest-bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits. It also provides commercial loans comprising lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; land loans; construction financing; consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and Internet and mobile banking services. Further, it engages in the annuity and mutual fund sale, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates branches in Northeastern Pennsylvania; and in Delaware, Sullivan, Ontario, Otsego, and Yates Counties, New York, as well as automated teller machines. Norwood Financial Corp. was founded in 1870 and is headquartered in Honesdale, Pennsylvania.

Sector
Financial Services
Industry
Banks - Regional
Country
United States
Website
wayne.bank

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Insider holders

NWFL insider holders
InsiderRelationLatest transactionDateShares held
CAMPFIELD SUSANDirectorStock Award(Grant)Dec 11, 20230
CRITELLI LEWIS JChairman of the BoardStock Award(Grant)Dec 11, 20230
DONNELLY JAMES O.Chief Executive OfficerPurchaseApr 22, 202413,539
FORTE ANDREW ADirectorPurchaseApr 23, 20240
GIFFORD JEFFREY SDirectorPurchaseMay 9, 2024141,753
LAMONT KEVIN MDirectorStock Award(Grant)Dec 11, 20230

Institution ownership

NWFL institution ownership
Holder% heldSharesValueReported
Blackrock Inc.6.99%565,68015.48MSep 29, 2024
Norwood Financial Corp.5.25%424,80111.62MMar 30, 2024
Vanguard Group Inc4.78%386,47810.57MSep 29, 2024
Geode Capital Management, LLC2.05%165,6394.53MSep 29, 2024
Dimensional Fund Advisors LP1.28%103,7692.84MSep 29, 2024
State Street Corporation1.23%99,8892.73MSep 29, 2024

Fund ownership

NWFL fund ownership
Holder% heldSharesValueReported
Vanguard Total Stock Market Index Fund2.89%233,5486.39MSep 29, 2024
iShares Russell 2000 ETF2.27%183,9585.03MOct 30, 2024
Vanguard Extended Market Index Fund1.25%101,0462.76MSep 29, 2024
Fidelity Small Cap Index Fund0.95%76,8902.10MAug 30, 2024
iShares Russell 2000 Value ETF0.88%71,4361.95MOct 30, 2024
Fidelity Extended Market Index Fund0.51%41,4261.13MOct 30, 2024