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Insperity, Inc. NSP

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49.82 USD -1.00 (-1.97%)

At closeNov 6, 2026, 4:00 PM EST

49.82 0.00 0.00%

After hours · Nov 6, 4:00 PM ET

49.14 Day range 50.39
18.57 52-week range 55.90
YTD
+28.67%
1 year
+46.19%

Financial health

Altman Z-Score

4.16 Safe zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

Rating

C+2 / 5 overall

  • DCF 5
  • Return on Equity 3
  • Return on Assets 2
  • Debt / Equity 1
  • P/E 1
  • P/B 1

Valuation

P/E -215×
FY 2016: 22.9×FY 2017: 28.4×FY 2018: 28.4×FY 2019: 22.9×FY 2020: 22.8×FY 2021: 36.7×FY 2022: 24.1×FY 2023: 25.9×FY 2024: 32.4×FY 2025: -215×
FY 2016 5y median 25.9× FY 2025
P/S 0.2×
FY 2016: 0.5×FY 2017: 0.7×FY 2018: 1.0×FY 2019: 0.8×FY 2020: 0.7×FY 2021: 0.9×FY 2022: 0.7×FY 2023: 0.7×FY 2024: 0.4×FY 2025: 0.2×
FY 2016 5y median 0.7× FY 2025
P/B 32.0×
FY 2016: 24.4×FY 2017: 35.5×FY 2018: 49.5×FY 2019: 848×FY 2020: 71.0×FY 2021: -2561×FY 2022: 53.3×FY 2023: 47.2×FY 2024: 30.4×FY 2025: 32.0×
FY 2016 5y median 32.0× FY 2025
P/FCF -4.8×
FY 2016: 15.0×FY 2017: 13.8×FY 2018: 25.8×FY 2019: 23.2×FY 2020: 12.6×FY 2021: 20.0×FY 2022: 13.6×FY 2023: 28.0×FY 2024: 6.1×FY 2025: -4.8×
FY 2016 5y median 13.6× FY 2025
EV/EBITDA 19.5×
FY 2016: 10.4×FY 2017: 13.9×FY 2018: 17.5×FY 2019: 15.1×FY 2020: 13.2×FY 2021: 20.5×FY 2022: 13.4×FY 2023: 14.1×FY 2024: 11.8×FY 2025: 19.5×
FY 2016 5y median 14.1× FY 2025
EV/Sales 0.2×
FY 2016: 0.4×FY 2017: 0.6×FY 2018: 1.0×FY 2019: 0.8×FY 2020: 0.7×FY 2021: 0.9×FY 2022: 0.7×FY 2023: 0.6×FY 2024: 0.4×FY 2025: 0.2×
FY 2016 5y median 0.6× FY 2025
FCF Yield -21.0%
FY 2016: 6.7%FY 2017: 7.3%FY 2018: 3.9%FY 2019: 4.3%FY 2020: 7.9%FY 2021: 5.0%FY 2022: 7.3%FY 2023: 3.6%FY 2024: 16.4%FY 2025: -21.0%
FY 2016 5y median 5.0% FY 2025

Profitability

Gross Margin 13.2%
FY 2016: 16.7%FY 2017: 17.4%FY 2018: 17.8%FY 2019: 17.0%FY 2020: 18.8%FY 2021: 16.5%FY 2022: 17.0%FY 2023: 16.0%FY 2024: 16.0%FY 2025: 13.2%
FY 2016 5y median 16.0% FY 2025
Operating Margin -0.1%
FY 2016: 3.6%FY 2017: 3.9%FY 2018: 4.7%FY 2019: 4.3%FY 2020: 4.5%FY 2021: 3.5%FY 2022: 4.2%FY 2023: 3.4%FY 2024: 1.8%FY 2025: -0.1%
FY 2016 5y median 3.4% FY 2025
Net Margin -0.1%
FY 2016: 2.2%FY 2017: 2.6%FY 2018: 3.5%FY 2019: 3.5%FY 2020: 3.2%FY 2021: 2.5%FY 2022: 3.0%FY 2023: 2.6%FY 2024: 1.4%FY 2025: -0.1%
FY 2016 5y median 2.5% FY 2025
ROE -15.2%
FY 2016: 109.0%FY 2017: 127.3%FY 2018: 174.3%FY 2019: 3704.3%FY 2020: 313.2%FY 2021: -6994.4%FY 2022: 220.7%FY 2023: 181.9%FY 2024: 93.8%FY 2025: -15.2%
FY 2016 5y median 93.8% FY 2025
ROIC -1.7%
FY 2016: 21.8%FY 2017: 25.0%FY 2018: 31.7%FY 2019: 28.3%FY 2020: 20.9%FY 2021: 20.5%FY 2022: 26.7%FY 2023: 24.3%FY 2024: 12.7%FY 2025: -1.7%
FY 2016 5y median 20.5% FY 2025
ROA -0.3%
FY 2016: 7.3%FY 2017: 7.9%FY 2018: 11.4%FY 2019: 10.8%FY 2020: 8.7%FY 2021: 7.1%FY 2022: 8.8%FY 2023: 8.1%FY 2024: 3.5%FY 2025: -0.3%
FY 2016 5y median 7.1% FY 2025

Growth (YoY)

Revenue 3.5%
FY 2016: 13.0%FY 2017: 12.2%FY 2018: 16.0%FY 2019: 12.7%FY 2020: -0.6%FY 2021: 16.0%FY 2022: 19.4%FY 2023: 9.2%FY 2024: 1.5%FY 2025: 3.5%
FY 2016 FY 2025
Operating Income -108.5%
FY 2016: 61.8%FY 2017: 22.2%FY 2018: 37.8%FY 2019: 4.2%FY 2020: 4.3%FY 2021: -11.0%FY 2022: 44.4%FY 2023: -12.5%FY 2024: -46.6%FY 2025: -108.5%
FY 2016 FY 2025
EPS (diluted) -107.5%
FY 2016: 96.2%FY 2017: 29.7%FY 2018: 62.7%FY 2019: 14.4%FY 2020: -5.3%FY 2021: -10.2%FY 2022: 45.9%FY 2023: -3.7%FY 2024: -46.5%FY 2025: -107.5%
FY 2016 FY 2025
Free Cash Flow -164.1%
FY 2016: 108.9%FY 2017: 73.4%FY 2018: -12.8%FY 2019: -0.2%FY 2020: 66.7%FY 2021: -8.4%FY 2022: 39.7%FY 2023: -50.1%FY 2024: 204.3%FY 2025: -164.1%
FY 2016 FY 2025

Financial Health

Current Ratio 1.1×
FY 2016: 1.1×FY 2017: 1.1×FY 2018: 1.1×FY 2019: 1.1×FY 2020: 1.2×FY 2021: 1.1×FY 2022: 1.1×FY 2023: 1.1×FY 2024: 1.1×FY 2025: 1.1×
FY 2016 5y median 1.1× FY 2025
Quick Ratio 1.1×
FY 2016: 1.0×FY 2017: 1.0×FY 2018: 1.1×FY 2019: 1.1×FY 2020: 1.2×FY 2021: 1.1×FY 2022: 1.1×FY 2023: 1.1×FY 2024: 1.1×FY 2025: 1.1×
FY 2016 5y median 1.1× FY 2025
Debt / Equity 9.5×
FY 2016: 1.7×FY 2017: 1.6×FY 2018: 1.9×FY 2019: 80.5×FY 2020: 9.8×FY 2021: -244×FY 2022: 5.2×FY 2023: 4.5×FY 2024: 4.5×FY 2025: 9.5×
FY 2016 5y median 4.5× FY 2025
Net Debt / EBITDA -3.2×
FY 2016: -1.5×FY 2017: -1.6×FY 2018: -0.9×FY 2019: -0.2×FY 2020: -0.5×FY 2021: -0.7×FY 2022: -1.0×FY 2023: -0.9×FY 2024: -3.1×FY 2025: -3.2×
FY 2016 5y median -1.0× FY 2025
Interest Coverage -0.4×
FY 2016: 44.4×FY 2017: 40.4×FY 2018: 38.4×FY 2019: 24.4×FY 2020: 24.3×FY 2021: 23.2×FY 2022: 17.6×FY 2023: 8.1×FY 2024: 4.2×FY 2025: -0.4×
FY 2016 5y median 8.1× FY 2025

Dividends

Dividend Yield 6.1%
FY 2016: 1.4%FY 2017: 2.8%FY 2018: 0.9%FY 2019: 1.4%FY 2020: 2.0%FY 2021: 3.2%FY 2022: 1.8%FY 2023: 1.9%FY 2024: 3.0%FY 2025: 6.1%
FY 2016 5y median 3.0% FY 2025
Payout Ratio -1285.7%
FY 2016: 31.2%FY 2017: 77.9%FY 2018: 24.7%FY 2019: 32.2%FY 2020: 44.8%FY 2021: 116.2%FY 2022: 42.7%FY 2023: 49.3%FY 2024: 97.8%FY 2025: -1285.7%
FY 2016 5y median 49.3% FY 2025

Annual · latest fiscal year ends 2025-12-31