NMI Holdings, Inc. NMIH

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Price alert · NMIH

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42.67 USD -0.51 -1.18%

At close · Oct 30

42.67 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
42.62 × 1
Ask
42.64 × 1
42.13 Day range 43.16
35.42 52-week range 45.71
YTD
+4.61%
1 year
+17.39%
Open
42.94
Prev close
43.18
Mkt cap
3.21B
Vol
604.41K
Avg vol
683.43K
EPS
5.08
P/E
8.40
Div yield
0.00%
More statistics
Low
42.13
High
43.16
Forward P/E
7.77
Beta
0.56
Short ratio
3.60
Inst. own
101.33%
Dividend
0.00
Ex-div date
Earnings
Nov 5, 2026
50-d avg
42.32
200-d avg
40.21
1y target
48.88

5D chart

Chart tools
Interval

Events in this range
  • Oct 30, 2026Downgrade: B of A Securities · Buy → Neutral
Signals (102)
NameTimeAgo
SMA: BearishOct 30, 9:30 AM1 day ago
SMA: BearishOct 30, 9:30 AM1 day ago
MACD: Sell SignalOct 30, 9:30 AM1 day ago
RSI: OverboughtOct 29, 3:45 PM2 days ago
RSI: OverboughtOct 29, 3:35 PM2 days ago
MACD: Buy SignalOct 29, 2:25 PM2 days ago
SMA: BullishOct 29, 2:15 PM2 days ago
SMA: BullishOct 29, 1:55 PM2 days ago
SMA: BearishOct 29, 1:15 PM2 days ago
SMA: BearishOct 29, 1:15 PM2 days ago
SMA: BullishOct 29, 12:55 PM2 days ago
SMA: BullishOct 29, 12:50 PM2 days ago
SMA: BearishOct 29, 12:40 PM2 days ago
SMA: BullishOct 29, 12:35 PM2 days ago
SMA: BearishOct 29, 12:30 PM2 days ago
SMA: BullishOct 29, 12:20 PM2 days ago
SMA: BullishOct 29, 12:20 PM2 days ago
SMA: BearishOct 29, 11:10 AM2 days ago
SMA: BullishOct 29, 10:40 AM2 days ago
MACD: Sell SignalOct 29, 10:35 AM2 days ago
SMA: BearishOct 29, 10:15 AM2 days ago
RSI: OverboughtOct 29, 9:45 AM2 days ago
RSI: OverboughtOct 29, 9:30 AM2 days ago
SMA: BullishOct 28, 3:15 PM3 days ago
SMA: BullishOct 28, 3:15 PM3 days ago
MACD: Buy SignalOct 28, 3:15 PM3 days ago
MACD: Sell SignalOct 28, 3:10 PM3 days ago
SMA: BearishOct 28, 3:05 PM3 days ago
SMA: BearishOct 28, 3:05 PM3 days ago
SMA: BullishOct 28, 3:00 PM3 days ago
SMA: BullishOct 28, 3:00 PM3 days ago
SMA: BearishOct 28, 2:55 PM3 days ago
SMA: BearishOct 28, 2:55 PM3 days ago
SMA: BullishOct 28, 2:35 PM3 days ago
SMA: BullishOct 28, 2:35 PM3 days ago
SMA: BearishOct 28, 2:20 PM3 days ago
SMA: BullishOct 28, 2:15 PM3 days ago
SMA: BearishOct 28, 2:00 PM3 days ago
SMA: BullishOct 28, 1:10 PM3 days ago
SMA: BearishOct 28, 12:50 PM3 days ago
SMA: BullishOct 28, 12:45 PM3 days ago
SMA: BullishOct 28, 12:20 PM3 days ago
MACD: Buy SignalOct 28, 12:05 PM3 days ago
MACD: Sell SignalOct 28, 11:50 AM3 days ago
SMA: BearishOct 28, 11:45 AM3 days ago
SMA: BullishOct 28, 11:40 AM3 days ago
SMA: BearishOct 28, 11:35 AM3 days ago
SMA: BullishOct 28, 11:30 AM3 days ago
MACD: Buy SignalOct 28, 11:30 AM3 days ago
RSI: OversoldOct 28, 11:00 AM3 days ago
SMA: BearishOct 28, 9:30 AM3 days ago
SMA: BullishOct 27, 3:55 PM4 days ago
RSI: OversoldOct 27, 3:40 PM4 days ago
SMA: BearishOct 27, 2:05 PM4 days ago
MACD: Sell SignalOct 27, 2:05 PM4 days ago
SMA: BullishOct 27, 1:20 PM4 days ago
SMA: BearishOct 27, 1:15 PM4 days ago
SMA: BullishOct 27, 1:05 PM4 days ago
SMA: BearishOct 27, 12:55 PM4 days ago
MACD: Buy SignalOct 27, 12:40 PM4 days ago
MACD: Sell SignalOct 27, 12:05 PM4 days ago
SMA: BearishOct 27, 12:00 PM4 days ago
SMA: BullishOct 27, 11:35 AM4 days ago
MACD: Buy SignalOct 27, 11:35 AM4 days ago
MACD: Sell SignalOct 27, 11:00 AM4 days ago
SMA: BearishOct 27, 10:55 AM4 days ago
MACD: Buy SignalOct 27, 10:40 AM4 days ago
SMA: BullishOct 27, 10:35 AM4 days ago
SMA: BullishOct 27, 10:35 AM4 days ago
MACD: Sell SignalOct 27, 10:20 AM4 days ago
SMA: BearishOct 27, 10:10 AM4 days ago
SMA: BearishOct 27, 10:10 AM4 days ago
MACD: Buy SignalOct 27, 9:50 AM4 days ago
SMA: BullishOct 27, 9:45 AM4 days ago
SMA: BullishOct 27, 9:45 AM4 days ago
SMA: BearishOct 27, 9:35 AM4 days ago
SMA: BearishOct 27, 9:35 AM4 days ago
MACD: Sell SignalOct 27, 9:35 AM4 days ago
SMA: BullishOct 27, 9:30 AM4 days ago
SMA: BullishOct 27, 9:30 AM4 days ago
MACD: Buy SignalOct 27, 9:30 AM4 days ago
MACD: Sell SignalOct 26, 3:40 PM5 days ago
SMA: BearishOct 26, 3:35 PM5 days ago
SMA: BullishOct 26, 3:15 PM5 days ago
SMA: BullishOct 26, 2:45 PM5 days ago
MACD: Buy SignalOct 26, 2:45 PM5 days ago
MACD: Sell SignalOct 26, 2:40 PM5 days ago
SMA: BearishOct 26, 2:30 PM5 days ago
MACD: Buy SignalOct 26, 2:05 PM5 days ago
SMA: BullishOct 26, 1:55 PM5 days ago
SMA: BearishOct 26, 1:15 PM5 days ago
MACD: Sell SignalOct 26, 1:15 PM5 days ago
SMA: BullishOct 26, 1:10 PM5 days ago
MACD: Buy SignalOct 26, 1:05 PM5 days ago
MACD: Sell SignalOct 26, 12:40 PM5 days ago
SMA: BearishOct 26, 12:35 PM5 days ago
SMA: BullishOct 26, 12:15 PM5 days ago
SMA: BearishOct 26, 12:10 PM5 days ago
SMA: BearishOct 26, 12:10 PM5 days ago
SMA: BullishOct 26, 12:05 PM5 days ago
SMA: BullishOct 26, 12:00 PM5 days ago
SMA: BearishOct 26, 10:35 AM5 days ago

Financial health

Altman Z-Score

2.83 Grey zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A+5 / 5 overall

  • DCF 5
  • Return on Equity 4
  • Return on Assets 5
  • Debt / Equity 4
  • P/E 4
  • P/B 3

Valuation

P/E 8.1×
FY 2016: 9.6×FY 2017: 45.9×FY 2018: 10.8×FY 2019: 13.1×FY 2020: 10.3×FY 2021: 8.1×FY 2022: 6.1×FY 2023: 7.6×FY 2024: 8.2×FY 2025: 8.1×
FY 2016 5y median 8.1× FY 2025
P/S 4.5×
FY 2016: 5.2×FY 2017: 5.7×FY 2018: 4.2×FY 2019: 6.1×FY 2020: 4.1×FY 2021: 3.9×FY 2022: 3.4×FY 2023: 4.2×FY 2024: 4.5×FY 2025: 4.5×
FY 2016 5y median 4.2× FY 2025
P/B 1.2×
FY 2016: 1.3×FY 2017: 2.0×FY 2018: 1.7×FY 2019: 2.4×FY 2020: 1.3×FY 2021: 1.2×FY 2022: 1.1×FY 2023: 1.3×FY 2024: 1.3×FY 2025: 1.2×
FY 2016 5y median 1.2× FY 2025
P/FCF 7.7×
FY 2016: 10.4×FY 2017: 17.2×FY 2018: 8.4×FY 2019: 11.3×FY 2020: 7.3×FY 2021: 6.0×FY 2022: 5.9×FY 2023: 7.3×FY 2024: 7.6×FY 2025: 7.7×
FY 2016 5y median 7.3× FY 2025
EV/EBITDA 6.6×
FY 2016: 22.7×FY 2017: 15.6×FY 2018: 8.1×FY 2019: 9.9×FY 2020: 8.1×FY 2021: 6.5×FY 2022: 5.1×FY 2023: 6.0×FY 2024: 6.4×FY 2025: 6.6×
FY 2016 5y median 6.4× FY 2025
EV/Sales 5.0×
FY 2016: 6.0×FY 2017: 6.4×FY 2018: 4.7×FY 2019: 6.3×FY 2020: 4.7×FY 2021: 4.5×FY 2022: 4.1×FY 2023: 4.7×FY 2024: 5.1×FY 2025: 5.0×
FY 2016 5y median 4.7× FY 2025
FCF Yield 13.0%
FY 2016: 9.6%FY 2017: 5.8%FY 2018: 11.9%FY 2019: 8.8%FY 2020: 13.6%FY 2021: 16.8%FY 2022: 17.1%FY 2023: 13.6%FY 2024: 13.2%FY 2025: 13.0%
FY 2016 5y median 13.6% FY 2025

Profitability

Gross Margin 91.8%
FY 2016: 98.0%FY 2017: 96.7%FY 2018: 97.9%FY 2019: 96.0%FY 2020: 85.8%FY 2021: 96.9%FY 2022: 100.5%FY 2023: 96.0%FY 2024: 95.0%FY 2025: 91.8%
FY 2016 5y median 96.0% FY 2025
Operating Margin 70.8%
FY 2016: 9.4%FY 2017: 29.6%FY 2018: 49.7%FY 2019: 58.5%FY 2020: 50.0%FY 2021: 61.1%FY 2022: 71.9%FY 2023: 71.3%FY 2024: 71.2%FY 2025: 70.8%
FY 2016 5y median 71.2% FY 2025
Net Margin 55.1%
FY 2016: 52.5%FY 2017: 12.3%FY 2018: 39.4%FY 2019: 46.5%FY 2020: 39.3%FY 2021: 47.6%FY 2022: 55.8%FY 2023: 55.6%FY 2024: 55.3%FY 2025: 55.1%
FY 2016 5y median 55.3% FY 2025
ROE 15.0%
FY 2016: 13.5%FY 2017: 4.3%FY 2018: 15.4%FY 2019: 18.5%FY 2020: 12.5%FY 2021: 14.8%FY 2022: 18.2%FY 2023: 16.7%FY 2024: 16.2%FY 2025: 15.0%
FY 2016 5y median 16.2% FY 2025
ROIC 11.7%
FY 2016: 1.4%FY 2017: 2.5%FY 2018: 9.9%FY 2019: 12.6%FY 2020: 7.9%FY 2021: 11.4%FY 2022: 11.7%FY 2023: 11.0%FY 2024: 10.8%FY 2025: 11.7%
FY 2016 5y median 11.4% FY 2025
ROA 10.1%
FY 2016: 7.6%FY 2017: 2.5%FY 2018: 9.9%FY 2019: 12.6%FY 2020: 7.9%FY 2021: 9.4%FY 2022: 11.6%FY 2023: 11.0%FY 2024: 10.7%FY 2025: 10.1%
FY 2016 5y median 10.7% FY 2025

Growth (YoY)

Revenue 8.4%
FY 2016: 119.6%FY 2017: 46.5%FY 2018: 53.2%FY 2019: 35.3%FY 2020: 17.9%FY 2021: 11.3%FY 2022: 8.0%FY 2023: 10.4%FY 2024: 12.4%FY 2025: 8.4%
FY 2016 FY 2025
Operating Income 7.9%
FY 2016: 141.2%FY 2017: 361.0%FY 2018: 157.5%FY 2019: 59.3%FY 2020: 0.7%FY 2021: 36.0%FY 2022: 27.2%FY 2023: 9.4%FY 2024: 12.3%FY 2025: 7.9%
FY 2016 FY 2025
EPS (diluted) 11.1%
FY 2016: 329.8%FY 2017: -67.6%FY 2018: 357.1%FY 2019: 54.4%FY 2020: -13.8%FY 2021: 24.4%FY 2022: 27.9%FY 2023: 13.3%FY 2024: 15.4%FY 2025: 11.1%
FY 2016 FY 2025
Free Cash Flow 6.7%
FY 2016: 71.2%FY 2017: -2.0%FY 2018: 132.6%FY 2019: 43.8%FY 2020: 21.3%FY 2021: 30.4%FY 2022: -3.4%FY 2023: 10.1%FY 2024: 16.0%FY 2025: 6.7%
FY 2016 FY 2025

Financial Health

Current Ratio 1.9×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 5.7×FY 2022: 16.9×FY 2023: 38.1×FY 2024: 3.5×FY 2025: 1.9×
FY 2016 5y median 5.7× FY 2025
Quick Ratio 1.9×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 5.7×FY 2022: 16.9×FY 2023: 38.1×FY 2024: 3.5×FY 2025: 1.9×
FY 2016 5y median 5.7× FY 2025
Debt / Equity 0.2×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025
Net Debt / EBITDA 0.7×
FY 2016: 3.0×FY 2017: 1.7×FY 2018: 0.8×FY 2019: 0.5×FY 2020: 1.1×FY 2021: 0.9×FY 2022: 0.8×FY 2023: 0.7×FY 2024: 0.7×FY 2025: 0.7×
FY 2016 5y median 0.7× FY 2025
Interest Coverage 17.6×
FY 2016: 0.8×FY 2017: 3.9×FY 2018: 9.1×FY 2019: 17.9×FY 2020: 8.9×FY 2021: 9.3×FY 2022: 11.7×FY 2023: 12.8×FY 2024: 12.6×FY 2025: 17.6×
FY 2016 5y median 12.6× FY 2025

Dividends

Dividend Yield 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31