MNMB

Merchants & Marine Bancorp, Inc.

USD

Set alert

Price alert · MNMB

All alert types
58.50 USD -2.50 -4.10%
As of Oct 30, 2026
58.50 Day range 60.00
37.25 52-week range 61.00
YTD
+51.95%
1 year
+37.42%
Open
60.00
Prev close
61.00
Mkt cap
77.82M
Vol
1.07K
Avg vol
532
EPS
10.35
P/E
5.65
More statistics
Low
58.50
High
60.00

5D chart

Chart tools
Interval

Chart is warming up

The five-day price history for MNMB has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

0.35 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 1
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 2
  • P/E 4
  • P/B 5

Valuation

P/E 15.7×
FY 2016: 9.3×FY 2017: 15.1×FY 2018: 12.1×FY 2019: 12.8×FY 2020: 11.6×FY 2021: 23.8×FY 2022: 17.5×FY 2023: 10.4×FY 2024: 10.4×FY 2025: 15.7×
FY 2016 5y median 15.7× FY 2025
P/S 0.9×
FY 2016: 1.9×FY 2017: 2.2×FY 2018: 2.1×FY 2019: 1.9×FY 2020: 1.6×FY 2021: 1.8×FY 2022: 1.6×FY 2023: 1.5×FY 2024: 1.0×FY 2025: 0.9×
FY 2016 5y median 1.5× FY 2025
P/B 0.4×
FY 2016: 0.7×FY 2017: 0.8×FY 2018: 0.7×FY 2019: 0.7×FY 2020: 0.6×FY 2021: 0.6×FY 2022: 0.4×FY 2023: 0.5×FY 2024: 0.4×FY 2025: 0.4×
FY 2016 5y median 0.4× FY 2025
P/FCF -15.2×
FY 2016: 13.9×FY 2017: 11.4×FY 2018: 19.0×FY 2019: 11.8×FY 2020: 32.1×FY 2021: -85.2×FY 2022: 28.4×FY 2023: 23.1×FY 2024: 12.6×FY 2025: -15.2×
FY 2016 5y median 12.6× FY 2025
EV/EBITDA 25.3×
FY 2016: 0.8×FY 2017: 3.6×FY 2018: 5.3×FY 2019: 1.3×FY 2020: -12.4×FY 2021: -27.5×FY 2022: 5.9×FY 2023: 5.0×FY 2024: 2.1×FY 2025: 25.3×
FY 2016 5y median 5.0× FY 2025
EV/Sales 3.2×
FY 2016: 0.2×FY 2017: 1.0×FY 2018: 1.2×FY 2019: 0.3×FY 2020: -2.8×FY 2021: -3.9×FY 2022: 0.9×FY 2023: 1.1×FY 2024: 0.4×FY 2025: 3.2×
FY 2016 5y median 0.9× FY 2025
FCF Yield -6.6%
FY 2016: 7.2%FY 2017: 8.7%FY 2018: 5.3%FY 2019: 8.5%FY 2020: 3.1%FY 2021: -1.2%FY 2022: 3.5%FY 2023: 4.3%FY 2024: 7.9%FY 2025: -6.6%
FY 2016 5y median 3.5% FY 2025

Profitability

Gross Margin 83.2%
FY 2016: 91.2%FY 2017: 89.1%FY 2018: 87.0%FY 2019: 84.4%FY 2020: 85.7%FY 2021: 87.9%FY 2022: 95.0%FY 2023: 95.3%FY 2024: 91.8%FY 2025: 83.2%
FY 2016 5y median 91.8% FY 2025
Operating Margin 9.1%
FY 2016: 26.6%FY 2017: 23.0%FY 2018: 19.4%FY 2019: 17.9%FY 2020: 17.5%FY 2021: 8.8%FY 2022: 9.3%FY 2023: 17.4%FY 2024: 24.7%FY 2025: 9.1%
FY 2016 5y median 9.3% FY 2025
Net Margin 7.8%
FY 2016: 20.9%FY 2017: 14.4%FY 2018: 17.0%FY 2019: 15.1%FY 2020: 14.2%FY 2021: 7.4%FY 2022: 9.4%FY 2023: 14.1%FY 2024: 12.0%FY 2025: 7.8%
FY 2016 5y median 9.4% FY 2025
ROE 3.3%
FY 2016: 7.4%FY 2017: 5.0%FY 2018: 6.0%FY 2019: 5.4%FY 2020: 4.9%FY 2021: 2.7%FY 2022: 2.5%FY 2023: 4.9%FY 2024: 4.7%FY 2025: 3.3%
FY 2016 5y median 3.3% FY 2025
ROIC 1.2%
FY 2016: 6.1%FY 2017: 4.7%FY 2018: 5.7%FY 2019: 5.0%FY 2020: 1.5%FY 2021: 2.5%FY 2022: 2.4%FY 2023: 3.2%FY 2024: 3.9%FY 2025: 1.2%
FY 2016 5y median 2.5% FY 2025
ROA 0.5%
FY 2016: 0.9%FY 2017: 0.6%FY 2018: 0.8%FY 2019: 0.7%FY 2020: 0.6%FY 2021: 0.3%FY 2022: 0.4%FY 2023: 0.9%FY 2024: 0.8%FY 2025: 0.5%
FY 2016 5y median 0.5% FY 2025

Growth (YoY)

Revenue 10.6%
FY 2016: 1.0%FY 2017: 1.8%FY 2018: 2.8%FY 2019: 9.1%FY 2020: 3.5%FY 2021: 3.6%FY 2022: 7.9%FY 2023: 34.9%FY 2024: 15.6%FY 2025: 10.6%
FY 2016 FY 2025
Operating Income -59.3%
FY 2016: 0.0%FY 2017: -11.9%FY 2018: -13.3%FY 2019: 0.2%FY 2020: 1.3%FY 2021: -47.7%FY 2022: 14.1%FY 2023: 150.8%FY 2024: 64.5%FY 2025: -59.3%
FY 2016 FY 2025
EPS (diluted) -39.4%
FY 2016: 14.9%FY 2017: -29.7%FY 2018: 21.1%FY 2019: -2.8%FY 2020: -3.2%FY 2021: -45.7%FY 2022: 36.0%FY 2023: 103.1%FY 2024: -10.4%FY 2025: -39.4%
FY 2016 FY 2025
Free Cash Flow -183.1%
FY 2016: -51.2%FY 2017: 39.2%FY 2018: -41.3%FY 2019: 65.5%FY 2020: -67.8%FY 2021: -142.0%FY 2022: 399.3%FY 2023: 48.3%FY 2024: 49.8%FY 2025: -183.1%
FY 2016 FY 2025

Financial Health

Current Ratio 0.1×
FY 2016: 0.4×FY 2017: 0.4×FY 2018: 0.3×FY 2019: 0.4×FY 2020: 0.0×FY 2021: 0.5×FY 2022: 0.4×FY 2023: 0.4×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.4× FY 2025
Quick Ratio 0.1×
FY 2016: 0.4×FY 2017: 0.4×FY 2018: 0.3×FY 2019: 0.4×FY 2020: 0.0×FY 2021: 0.5×FY 2022: 0.4×FY 2023: 0.4×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.4× FY 2025
Debt / Equity 1.5×
FY 2016: 0.2×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.0×FY 2023: 0.4×FY 2024: 0.0×FY 2025: 1.5×
FY 2016 5y median 0.1× FY 2025
Net Debt / EBITDA 18.0×
FY 2016: -5.4×FY 2017: -4.4×FY 2018: -3.5×FY 2019: -7.3×FY 2020: -19.7×FY 2021: -39.9×FY 2022: -5.1×FY 2023: -1.9×FY 2024: -3.6×FY 2025: 18.0×
FY 2016 5y median -3.6× FY 2025
Interest Coverage 0.6×
FY 2016: 4.1×FY 2017: 3.0×FY 2018: 2.0×FY 2019: 1.5×FY 2020: 1.6×FY 2021: 1.2×FY 2022: 2.1×FY 2023: 3.8×FY 2024: 3.0×FY 2025: 0.6×
FY 2016 5y median 2.1× FY 2025

Dividends

Dividend Yield 5.7%
FY 2016: 3.9%FY 2017: 3.5%FY 2018: 3.7%FY 2019: 3.6%FY 2020: 4.1%FY 2021: 3.7%FY 2022: 3.7%FY 2023: 3.1%FY 2024: 4.8%FY 2025: 5.7%
FY 2016 5y median 3.7% FY 2025
Payout Ratio 68.7%
FY 2016: 35.8%FY 2017: 52.9%FY 2018: 45.2%FY 2019: 46.5%FY 2020: 48.0%FY 2021: 88.3%FY 2022: 64.9%FY 2023: 32.0%FY 2024: 41.4%FY 2025: 68.7%
FY 2016 5y median 64.9% FY 2025

Annual · latest fiscal year ends 2025-12-31