MCBI

Mountain Commerce Bancorp, Inc.

USD

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Price alert · MCBI

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22.78 USD 0.00 0.00%
As of Apr 1, 2026
22.78 Day range 22.78
19.02 52-week range 25.26
YTD
-0.31%
1 year
+13.90%
Open
22.78
Prev close
22.78
Mkt cap
145.46M
Vol
100
Avg vol
2.28K
EPS
1.78
P/E
12.80
Div yield
0.00%
More statistics
Low
22.78
High
22.78
Forward P/E
0.00
Beta
0.00
Short ratio
0.00
Inst. own
0.00%
Dividend
0.00
Ex-div date
Earnings
Jan 24, 2014
50-d avg
0.00
200-d avg
0.00
1y target
0.00

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Financial health

Altman Z-Score

-0.78 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E 12.8×
FY 2016: 17.4×FY 2017: 19.2×FY 2018: 10.6×FY 2019: 11.1×FY 2020: 12.7×FY 2021: 8.1×FY 2022: 9.3×FY 2023: 16.7×FY 2024: 15.2×FY 2025: 12.8×
FY 2016 5y median 12.8× FY 2025
P/S 1.5×
FY 2016: 2.8×FY 2017: 3.4×FY 2018: 2.9×FY 2019: 3.1×FY 2020: 2.7×FY 2021: 3.8×FY 2022: 2.9×FY 2023: 3.5×FY 2024: 3.7×FY 2025: 1.5×
FY 2016 5y median 3.5× FY 2025
P/B 1.0×
FY 2016: 1.2×FY 2017: 1.6×FY 2018: 1.4×FY 2019: 1.5×FY 2020: 1.2×FY 2021: 1.6×FY 2022: 1.5×FY 2023: 0.9×FY 2024: 1.0×FY 2025: 1.0×
FY 2016 5y median 1.0× FY 2025
P/FCF 10.4×
FY 2016: 10.8×FY 2017: 12.2×FY 2018: 8.7×FY 2019: 11.5×FY 2020: 6.9×FY 2021: 11.5×FY 2022: 53.9×FY 2023: -10.3×FY 2024: 1001×FY 2025: 10.4×
FY 2016 5y median 11.5× FY 2025
EV/EBITDA 8.0×
FY 2016: 8.3×FY 2017: 11.3×FY 2018: 9.7×FY 2019: 9.6×FY 2020: 9.3×FY 2021: 7.1×FY 2022: 8.9×FY 2023: 18.0×FY 2024: 7.3×FY 2025: 8.0×
FY 2016 5y median 8.0× FY 2025
EV/Sales 1.4×
FY 2016: 2.5×FY 2017: 4.1×FY 2018: 3.6×FY 2019: 3.8×FY 2020: 2.7×FY 2021: 4.4×FY 2022: 3.6×FY 2023: 5.3×FY 2024: 2.3×FY 2025: 1.4×
FY 2016 5y median 3.6× FY 2025
FCF Yield 9.6%
FY 2016: 9.3%FY 2017: 8.2%FY 2018: 11.5%FY 2019: 8.7%FY 2020: 14.6%FY 2021: 8.7%FY 2022: 1.9%FY 2023: -9.7%FY 2024: 0.1%FY 2025: 9.6%
FY 2016 5y median 1.9% FY 2025

Profitability

Gross Margin 43.3%
FY 2016: 81.0%FY 2017: 77.6%FY 2018: 73.8%FY 2019: 72.9%FY 2020: 65.1%FY 2021: 97.5%FY 2022: 78.5%FY 2023: 100.0%FY 2024: 100.0%FY 2025: 43.3%
FY 2016 5y median 97.5% FY 2025
Operating Margin 14.7%
FY 2016: 27.1%FY 2017: 33.9%FY 2018: 36.0%FY 2019: 37.9%FY 2020: 28.0%FY 2021: 60.7%FY 2022: 39.8%FY 2023: 34.2%FY 2024: 39.8%FY 2025: 14.7%
FY 2016 5y median 39.8% FY 2025
Net Margin 11.8%
FY 2016: 16.8%FY 2017: 18.1%FY 2018: 27.1%FY 2019: 28.2%FY 2020: 21.8%FY 2021: 47.2%FY 2022: 30.8%FY 2023: 20.9%FY 2024: 24.7%FY 2025: 11.8%
FY 2016 5y median 24.7% FY 2025
ROE 7.7%
FY 2016: 7.3%FY 2017: 8.3%FY 2018: 13.3%FY 2019: 13.6%FY 2020: 9.8%FY 2021: 19.5%FY 2022: 15.7%FY 2023: 5.6%FY 2024: 6.7%FY 2025: 7.7%
FY 2016 5y median 7.7% FY 2025
ROIC 5.0%
FY 2016: 5.0%FY 2017: 5.1%FY 2018: 7.6%FY 2019: 8.3%FY 2020: 5.4%FY 2021: 10.4%FY 2022: 7.3%FY 2023: 3.4%FY 2024: 0.6%FY 2025: 5.0%
FY 2016 5y median 5.0% FY 2025
ROA 0.6%
FY 2016: 0.7%FY 2017: 0.7%FY 2018: 1.2%FY 2019: 1.4%FY 2020: 0.9%FY 2021: 1.8%FY 2022: 1.2%FY 2023: 0.4%FY 2024: 0.5%FY 2025: 0.6%
FY 2016 5y median 0.6% FY 2025

Growth (YoY)

Revenue 163.9%
FY 2016: 21.7%FY 2017: 20.2%FY 2018: 24.1%FY 2019: 16.8%FY 2020: 6.5%FY 2021: 7.3%FY 2022: 19.6%FY 2023: -44.8%FY 2024: 9.2%FY 2025: 163.9%
FY 2016 FY 2025
Operating Income -2.3%
FY 2016: 39.4%FY 2017: 50.5%FY 2018: 31.7%FY 2019: 22.7%FY 2020: -21.1%FY 2021: 132.2%FY 2022: -21.6%FY 2023: -52.6%FY 2024: 27.1%FY 2025: -2.3%
FY 2016 FY 2025
EPS (diluted) 25.4%
FY 2016: 39.2%FY 2017: 28.2%FY 2018: 82.4%FY 2019: 18.1%FY 2020: -17.3%FY 2021: 133.3%FY 2022: -21.7%FY 2023: -62.5%FY 2024: 27.9%FY 2025: 25.4%
FY 2016 FY 2025
Free Cash Flow 10117.0%
FY 2016: 163.6%FY 2017: 28.4%FY 2018: 46.2%FY 2019: -3.4%FY 2020: 55.8%FY 2021: -10.8%FY 2022: -80.8%FY 2023: -449.3%FY 2024: 101.2%FY 2025: 10117.0%
FY 2016 FY 2025

Financial Health

Current Ratio 0.1×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.2×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.1×FY 2024: 17.0×FY 2025: 0.1×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 0.1×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.2×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.1×FY 2024: 17.0×FY 2025: 0.1×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 0.5×
FY 2016: 0.3×FY 2017: 0.6×FY 2018: 0.7×FY 2019: 0.6×FY 2020: 0.7×FY 2021: 0.8×FY 2022: 1.1×FY 2023: 1.1×FY 2024: 0.2×FY 2025: 0.5×
FY 2016 5y median 0.8× FY 2025
Net Debt / EBITDA -0.7×
FY 2016: -1.2×FY 2017: 1.8×FY 2018: 2.0×FY 2019: 1.6×FY 2020: -0.1×FY 2021: 0.9×FY 2022: 1.9×FY 2023: 6.2×FY 2024: -4.5×FY 2025: -0.7×
FY 2016 5y median 0.9× FY 2025
Interest Coverage 0.3×
FY 2016: 1.5×FY 2017: 1.8×FY 2018: 1.5×FY 2019: 1.3×FY 2020: 1.5×FY 2021: 7.8×FY 2022: 2.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.3×
FY 2016 5y median 0.3× FY 2025

Dividends

Dividend Yield 1.2%
FY 2016: 0.2%FY 2017: 0.1%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 1.7%FY 2022: 2.2%FY 2023: 3.5%FY 2024: 1.1%FY 2025: 1.2%
FY 2016 5y median 1.7% FY 2025
Payout Ratio 14.8%
FY 2016: 3.5%FY 2017: 1.4%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 14.1%FY 2022: 20.9%FY 2023: 58.9%FY 2024: 16.5%FY 2025: 14.8%
FY 2016 5y median 16.5% FY 2025

Annual · latest fiscal year ends 2025-12-31