LYBC

Lyons Bancorp Inc.

USD

Set alert

Price alert · LYBC

All alert types
72.00 USD -1.50 -2.04%
As of Oct 30, 2026
72.00 Day range 73.50
43.05 52-week range 73.50
YTD
+53.19%
1 year
+66.67%
Open
73.50
Prev close
73.50
Mkt cap
244.40M
Vol
799
Avg vol
698
EPS
6.72
P/E
10.71
More statistics
Low
72.00
High
73.50

5D chart

Chart tools
Interval

Chart is warming up

The five-day price history for LYBC has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

0.28 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

C+2 / 5 overall

  • DCF 5
  • Return on Equity 1
  • Return on Assets 1
  • Debt / Equity 1
  • P/E 4
  • P/B 1

Valuation

P/E 7.6×
FY 2016: 13.0×FY 2017: 14.6×FY 2018: 13.4×FY 2019: 11.8×FY 2020: 12.7×FY 2021: 9.2×FY 2022: 11.1×FY 2023: 8.4×FY 2024: 9.2×FY 2025: 7.6×
FY 2016 5y median 9.2× FY 2025
P/S 2.1×
FY 2016: 2.4×FY 2017: 2.5×FY 2018: 2.6×FY 2019: 2.2×FY 2020: 2.1×FY 2021: 2.2×FY 2022: 2.7×FY 2023: 1.7×FY 2024: 1.4×FY 2025: 2.1×
FY 2016 5y median 2.1× FY 2025
P/B 1.1×
FY 2016: 1.4×FY 2017: 1.5×FY 2018: 1.7×FY 2019: 1.5×FY 2020: 1.3×FY 2021: 1.3×FY 2022: 2.2×FY 2023: 1.4×FY 2024: 1.2×FY 2025: 1.1×
FY 2016 5y median 1.3× FY 2025
P/FCF 7.0×
FY 2016: 27.1×FY 2017: 14.5×FY 2018: 9.8×FY 2019: 20.8×FY 2020: 8.0×FY 2021: 4.9×FY 2022: 10.0×FY 2023: 16.2×FY 2024: 10.7×FY 2025: 7.0×
FY 2016 5y median 10.0× FY 2025
EV/EBITDA 5.9×
FY 2016: 6.2×FY 2017: 6.5×FY 2018: 7.2×FY 2019: 6.5×FY 2020: 6.3×FY 2021: 5.5×FY 2022: 7.2×FY 2023: 4.5×FY 2024: 7.1×FY 2025: 5.9×
FY 2016 5y median 5.9× FY 2025
EV/Sales 2.1×
FY 2016: 1.8×FY 2017: 1.9×FY 2018: 2.0×FY 2019: 1.7×FY 2020: 1.4×FY 2021: 1.8×FY 2022: 2.4×FY 2023: 1.3×FY 2024: 1.4×FY 2025: 2.1×
FY 2016 5y median 1.8× FY 2025
FCF Yield 14.2%
FY 2016: 3.7%FY 2017: 6.9%FY 2018: 10.2%FY 2019: 4.8%FY 2020: 12.6%FY 2021: 20.3%FY 2022: 10.0%FY 2023: 6.2%FY 2024: 9.3%FY 2025: 14.2%
FY 2016 5y median 10.0% FY 2025

Profitability

Gross Margin 96.7%
FY 2016: 87.1%FY 2017: 87.7%FY 2018: 84.0%FY 2019: 80.9%FY 2020: 78.4%FY 2021: 91.4%FY 2022: 86.6%FY 2023: 70.5%FY 2024: 60.8%FY 2025: 96.7%
FY 2016 5y median 86.6% FY 2025
Operating Margin 36.5%
FY 2016: 25.6%FY 2017: 27.3%FY 2018: 25.2%FY 2019: 23.6%FY 2020: 20.3%FY 2021: 29.9%FY 2022: 31.8%FY 2023: 26.4%FY 2024: 26.8%FY 2025: 36.5%
FY 2016 5y median 29.9% FY 2025
Net Margin 28.4%
FY 2016: 18.5%FY 2017: 18.0%FY 2018: 19.7%FY 2019: 19.3%FY 2020: 16.7%FY 2021: 24.0%FY 2022: 25.0%FY 2023: 20.3%FY 2024: 15.1%FY 2025: 28.4%
FY 2016 5y median 24.0% FY 2025
ROE 15.0%
FY 2016: 11.0%FY 2017: 10.9%FY 2018: 12.8%FY 2019: 12.7%FY 2020: 10.8%FY 2021: 14.2%FY 2022: 19.7%FY 2023: 16.8%FY 2024: 13.4%FY 2025: 15.0%
FY 2016 5y median 15.0% FY 2025
ROIC 1.0%
FY 2016: 0.6%FY 2017: 0.6%FY 2018: 0.7%FY 2019: 0.7%FY 2020: 8.8%FY 2021: 11.9%FY 2022: 15.9%FY 2023: 8.9%FY 2024: 1.4%FY 2025: 1.0%
FY 2016 5y median 8.9% FY 2025
ROA 1.0%
FY 2016: 0.8%FY 2017: 0.8%FY 2018: 0.9%FY 2019: 0.9%FY 2020: 0.7%FY 2021: 1.0%FY 2022: 1.0%FY 2023: 0.9%FY 2024: 0.8%FY 2025: 1.0%
FY 2016 5y median 1.0% FY 2025

Growth (YoY)

Revenue -26.6%
FY 2016: 11.1%FY 2017: 8.1%FY 2018: 13.9%FY 2019: 12.9%FY 2020: 7.7%FY 2021: 5.2%FY 2022: 6.3%FY 2023: 24.0%FY 2024: 19.9%FY 2025: -26.6%
FY 2016 FY 2025
Operating Income 0.0%
FY 2016: 2.8%FY 2017: 14.9%FY 2018: 5.5%FY 2019: 5.6%FY 2020: -7.5%FY 2021: 54.9%FY 2022: 13.0%FY 2023: 3.2%FY 2024: 21.6%FY 2025: 0.0%
FY 2016 FY 2025
EPS (diluted) 40.6%
FY 2016: 2.1%FY 2017: 1.3%FY 2018: 25.2%FY 2019: 7.6%FY 2020: -4.3%FY 2021: 48.1%FY 2022: 5.2%FY 2023: 0.8%FY 2024: -12.0%FY 2025: 40.6%
FY 2016 FY 2025
Free Cash Flow 74.3%
FY 2016: -47.7%FY 2017: 115.3%FY 2018: 70.7%FY 2019: -54.5%FY 2020: 161.6%FY 2021: 78.6%FY 2022: -33.7%FY 2023: -53.1%FY 2024: 47.4%FY 2025: 74.3%
FY 2016 FY 2025

Financial Health

Current Ratio 101×
FY 2016: 62.0×FY 2017: 29.5×FY 2018: 24.2×FY 2019: 16.1×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 101×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 101×
FY 2016: 62.0×FY 2017: 29.5×FY 2018: 24.2×FY 2019: 16.1×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 101×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 0.1×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.1×
FY 2016 5y median 0.2× FY 2025
Net Debt / EBITDA 0.1×
FY 2016: -2.2×FY 2017: -2.0×FY 2018: -2.1×FY 2019: -2.1×FY 2020: -2.9×FY 2021: -1.3×FY 2022: -0.9×FY 2023: -1.5×FY 2024: 0.2×FY 2025: 0.1×
FY 2016 5y median -0.9× FY 2025
Interest Coverage 0.0×
FY 2016: 2.5×FY 2017: 3.0×FY 2018: 2.1×FY 2019: 1.6×FY 2020: 1.8×FY 2021: 4.6×FY 2022: 3.8×FY 2023: 0.9×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.9× FY 2025

Dividends

Dividend Yield 3.8%
FY 2016: 3.0%FY 2017: 3.1%FY 2018: 2.9%FY 2019: 3.2%FY 2020: 3.3%FY 2021: 2.6%FY 2022: 2.6%FY 2023: 3.6%FY 2024: 3.8%FY 2025: 3.8%
FY 2016 5y median 3.6% FY 2025
Payout Ratio 28.8%
FY 2016: 39.3%FY 2017: 44.1%FY 2018: 37.8%FY 2019: 37.1%FY 2020: 40.5%FY 2021: 23.0%FY 2022: 27.9%FY 2023: 30.2%FY 2024: 34.3%FY 2025: 28.8%
FY 2016 5y median 28.8% FY 2025

Annual · latest fiscal year ends 2025-12-31