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Open Lending Corporation LPRO

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Price alert · LPRO

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3.14 USD 0.00 0.00%

As of Jul 30, 9:30 AM ET

Bid
3.11 × 10
Ask
3.12 × 10
3.14 Day range 3.14
4.57 52-week range 8.70
YTD
+102.58%
1 year
+57.00%
Open
3.14
Prev close
3.14
Mkt cap
682.68M
Vol
0
Avg vol
333.85K
EPS
0.04
P/E
143.00
Div yield
0.00%
More statistics
Low
3.14
High
3.14
Forward P/E
24.87
Beta
1.13
Short ratio
8.09
Inst. own
84.46%
Dividend
0.00
Ex-div date
Earnings
Aug 8, 2024
50-d avg
6.03
200-d avg
5.90
1y target
7.43

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Financial health

Altman Z-Score

0.70 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E -43.4×
FY 2017: -9650×FY 2018: 31.5×FY 2019: 6.3×FY 2020: -29.6×FY 2021: 19.4×FY 2022: 12.7×FY 2023: 47.3×FY 2024: -5.3×FY 2025: -43.4×
FY 2017 5y median 12.7× FY 2025
P/S 2.0×
FY 2017: 9.3×FY 2018: 17.2×FY 2019: 4.3×FY 2020: 26.6×FY 2021: 13.2×FY 2022: 4.7×FY 2023: 8.8×FY 2024: 29.6×FY 2025: 2.0×
FY 2017 5y median 8.8× FY 2025
P/B 2.5×
FY 2017: -53073×FY 2018: 3.3×FY 2019: -1.7×FY 2020: 109×FY 2021: 17.9×FY 2022: 4.0×FY 2023: 5.0×FY 2024: 9.1×FY 2025: 2.5×
FY 2017 5y median 5.0× FY 2025
P/FCF -56.6×
FY 2017: 23.1×FY 2018: 31.4×FY 2019: 9.5×FY 2020: 124×FY 2021: 30.5×FY 2022: 8.0×FY 2023: 12.8×FY 2024: 40.8×FY 2025: -56.6×
FY 2017 5y median 12.8× FY 2025
EV/EBITDA 11.3×
FY 2017: 18.7×FY 2018: 31.3×FY 2019: 6.2×FY 2020: -38.1×FY 2021: 14.6×FY 2022: 8.0×FY 2023: 23.0×FY 2024: -11.9×FY 2025: 11.3×
FY 2017 5y median 11.3× FY 2025
EV/Sales 1.0×
FY 2017: 9.3×FY 2018: 17.2×FY 2019: 4.2×FY 2020: 27.2×FY 2021: 13.3×FY 2022: 4.4×FY 2023: 8.0×FY 2024: 25.5×FY 2025: 1.0×
FY 2017 5y median 8.0× FY 2025
FCF Yield -1.8%
FY 2017: 4.3%FY 2018: 3.2%FY 2019: 10.5%FY 2020: 0.8%FY 2021: 3.3%FY 2022: 12.5%FY 2023: 7.8%FY 2024: 2.5%FY 2025: -1.8%
FY 2017 5y median 3.3% FY 2025

Profitability

Gross Margin 75.5%
FY 2017: 90.7%FY 2018: 91.2%FY 2019: 91.6%FY 2020: 91.0%FY 2021: 91.4%FY 2022: 88.9%FY 2023: 81.0%FY 2024: 0.7%FY 2025: 75.5%
FY 2017 5y median 81.0% FY 2025
Operating Margin 6.4%
FY 2017: -0.1%FY 2018: 54.6%FY 2019: 67.4%FY 2020: 52.1%FY 2021: 69.7%FY 2022: 54.4%FY 2023: 24.8%FY 2024: -272.1%FY 2025: 6.4%
FY 2017 5y median 24.8% FY 2025
Net Margin -4.5%
FY 2017: -0.1%FY 2018: 54.2%FY 2019: 67.4%FY 2020: -89.6%FY 2021: 67.7%FY 2022: 37.1%FY 2023: 18.8%FY 2024: -562.0%FY 2025: -4.5%
FY 2017 5y median 18.8% FY 2025
ROE -5.7%
FY 2017: 540.0%FY 2018: 10.5%FY 2019: -26.6%FY 2020: -366.5%FY 2021: 91.9%FY 2022: 31.3%FY 2023: 10.7%FY 2024: -172.9%FY 2025: -5.7%
FY 2017 5y median 10.7% FY 2025
ROIC 2.4%
FY 2017: -14.2%FY 2018: 10.1%FY 2019: 85.2%FY 2020: 20.1%FY 2021: 37.0%FY 2022: 18.8%FY 2023: 6.2%FY 2024: -25.4%FY 2025: 2.4%
FY 2017 5y median 6.2% FY 2025
ROA -1.8%
FY 2017: -12.5%FY 2018: 10.1%FY 2019: 79.0%FY 2020: -33.2%FY 2021: 45.8%FY 2022: 17.5%FY 2023: 5.9%FY 2024: -45.6%FY 2025: -1.8%
FY 2017 5y median 5.9% FY 2025

Growth (YoY)

Revenue 288.0%
FY 2017: 0.0%FY 2018: 61.2%FY 2019: 77.9%FY 2020: 17.3%FY 2021: 98.0%FY 2022: -16.7%FY 2023: -34.6%FY 2024: -79.5%FY 2025: 288.0%
FY 2017 FY 2025
Operating Income 109.2%
FY 2017: 0.0%FY 2018: 92909.6%FY 2019: 119.9%FY 2020: -9.4%FY 2021: 165.0%FY 2022: -35.0%FY 2023: -70.2%FY 2024: -324.9%FY 2025: 109.2%
FY 2017 FY 2025
EPS (diluted) 96.8%
FY 2017: 0.0%FY 2018: 31100.0%FY 2019: 435.5%FY 2020: -171.1%FY 2021: 198.3%FY 2022: -54.3%FY 2023: -66.0%FY 2024: -727.8%FY 2025: 96.8%
FY 2017 FY 2025
Free Cash Flow -118.6%
FY 2017: 0.0%FY 2018: 118.5%FY 2019: 46.2%FY 2020: -43.7%FY 2021: 297.4%FY 2022: 14.6%FY 2023: -24.6%FY 2024: -78.3%FY 2025: -118.6%
FY 2017 FY 2025

Financial Health

Current Ratio 4.5×
FY 2017: 0.1×FY 2018: 3.3×FY 2019: 5.5×FY 2020: 9.6×FY 2021: 16.8×FY 2022: 18.6×FY 2023: 14.1×FY 2024: 5.8×FY 2025: 4.5×
FY 2017 5y median 14.1× FY 2025
Quick Ratio 4.5×
FY 2017: 0.1×FY 2018: 3.3×FY 2019: 5.5×FY 2020: 9.6×FY 2021: 16.8×FY 2022: 18.6×FY 2023: 14.1×FY 2024: 5.8×FY 2025: 4.5×
FY 2017 5y median 14.1× FY 2025
Debt / Equity 1.2×
FY 2017: -38.9×FY 2018: 0.0×FY 2019: -0.0×FY 2020: 6.1×FY 2021: 1.0×FY 2022: 0.7×FY 2023: 0.7×FY 2024: 1.8×FY 2025: 1.2×
FY 2017 5y median 1.0× FY 2025
Net Debt / EBITDA -10.5×
FY 2017: 0.0×FY 2018: 0.2×FY 2019: -0.1×FY 2020: -0.8×FY 2021: 0.2×FY 2022: -0.5×FY 2023: -2.3×FY 2024: 1.9×FY 2025: -10.5×
FY 2017 5y median -0.5× FY 2025
Interest Coverage 0.6×
FY 2017: 0.0×FY 2018: 83.5×FY 2019: 194×FY 2020: 4.9×FY 2021: 25.7×FY 2022: 16.7×FY 2023: 2.7×FY 2024: -5.8×FY 2025: 0.6×
FY 2017 5y median 2.7× FY 2025

Dividends

Dividend Yield 0.0%
FY 2017: 3.9%FY 2018: 2.1%FY 2019: 10.7%FY 2020: 4.7%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2017 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2017: -38416.7%FY 2018: 66.7%FY 2019: 67.8%FY 2020: -139.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2017 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31