Loans4Less.Com, Inc. LFLS

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0.04 USD 0.00 0.00%

At close · Oct 30

0.04 Day range 0.04
0.03 52-week range 0.07
YTD
-42.86%
1 year
-20.00%
Open
0.04
Prev close
0.04
Mkt cap
2.40M
Vol
41.84K
Avg vol
738
EPS
0.00
P/E
0.00
More statistics
Low
0.04
High
0.04

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Financial health

Altman Z-Score

-4015.35 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

D+1 / 5 overall

  • DCF 1
  • Return on Equity 1
  • Return on Assets 1
  • Debt / Equity 1
  • P/E 2
  • P/B 1

Valuation

P/E 700×
FY 2016: 34.1×FY 2017: 118×FY 2018: -20.0×FY 2019: 80.0×FY 2020: -100×FY 2021: 100×FY 2022: -32.0×FY 2023: -5.4×FY 2024: -200×FY 2025: 700×
FY 2016 5y median -5.4× FY 2025
P/S 161×
FY 2016: 14.0×FY 2017: 13.1×FY 2018: 30.9×FY 2019: 15.0×FY 2020: 3.2×FY 2021: 5.3×FY 2022: 58.9×FY 2023: -8.0×FY 2024: 67.3×FY 2025: 161×
FY 2016 5y median 58.9× FY 2025
P/B -14.3×
FY 2016: -36.0×FY 2017: -27.8×FY 2018: -13.3×FY 2019: -20.2×FY 2020: -9.4×FY 2021: -68.6×FY 2022: -23.9×FY 2023: -2.8×FY 2024: -8.8×FY 2025: -14.3×
FY 2016 5y median -14.3× FY 2025
P/FCF 1111×
FY 2016: 37.7×FY 2017: 130×FY 2018: -19.6×FY 2019: 61.5×FY 2020: -8.6×FY 2021: 33.2×FY 2022: -25.0×FY 2023: -5.3×FY 2024: -261×FY 2025: 1111×
FY 2016 5y median -5.3× FY 2025
EV/EBITDA 267×
FY 2016: 51.1×FY 2017: 91.9×FY 2018: -19.6×FY 2019: 72.7×FY 2020: -111×FY 2021: 101×FY 2022: -34.1×FY 2023: -6.4×FY 2024: -191×FY 2025: 267×
FY 2016 5y median -6.4× FY 2025
EV/Sales 171×
FY 2016: 14.2×FY 2017: 13.4×FY 2018: 30.8×FY 2019: 14.9×FY 2020: 3.5×FY 2021: 5.5×FY 2022: 62.0×FY 2023: -9.6×FY 2024: 71.7×FY 2025: 171×
FY 2016 5y median 62.0× FY 2025
FCF Yield 0.1%
FY 2016: 2.6%FY 2017: 0.8%FY 2018: -5.1%FY 2019: 1.6%FY 2020: -11.6%FY 2021: 3.0%FY 2022: -4.0%FY 2023: -19.0%FY 2024: -0.4%FY 2025: 0.1%
FY 2016 5y median -0.4% FY 2025

Profitability

Gross Margin 72.4%
FY 2016: 85.5%FY 2017: 100.0%FY 2018: 78.3%FY 2019: 90.0%FY 2020: 98.1%FY 2021: 99.5%FY 2022: 92.4%FY 2023: 118.7%FY 2024: 10.3%FY 2025: 72.4%
FY 2016 5y median 92.4% FY 2025
Operating Margin 64.0%
FY 2016: 26.7%FY 2017: 14.6%FY 2018: -156.9%FY 2019: 20.5%FY 2020: -3.2%FY 2021: 5.4%FY 2022: -181.9%FY 2023: 150.1%FY 2024: -37.5%FY 2025: 64.0%
FY 2016 5y median 5.4% FY 2025
Net Margin 34.4%
FY 2016: 26.7%FY 2017: 11.2%FY 2018: -156.9%FY 2019: 20.5%FY 2020: -3.2%FY 2021: 5.4%FY 2022: -181.9%FY 2023: 150.1%FY 2024: -37.5%FY 2025: 34.4%
FY 2016 5y median 5.4% FY 2025
ROE -3.1%
FY 2016: -68.8%FY 2017: -23.8%FY 2018: 67.3%FY 2019: -27.8%FY 2020: 9.5%FY 2021: -70.9%FY 2022: 73.9%FY 2023: 51.9%FY 2024: 4.9%FY 2025: -3.1%
FY 2016 5y median 4.9% FY 2025
ROIC -63.4%
FY 2016: 1987.4%FY 2017: 643.1%FY 2018: 82.8%FY 2019: -37.8%FY 2020: -44.3%FY 2021: 34.3%FY 2022: -88.3%FY 2023: 189.1%FY 2024: 15.0%FY 2025: -63.4%
FY 2016 5y median 15.0% FY 2025
ROA 5059.7%
FY 2016: 1987.4%FY 2017: 643.1%FY 2018: -1789.6%FY 2019: 592.1%FY 2020: -40.8%FY 2021: 23.0%FY 2022: -251.7%FY 2023: -1527.4%FY 2024: -12907.6%FY 2025: 5059.7%
FY 2016 5y median -251.7% FY 2025

Growth (YoY)

Revenue -26.8%
FY 2016: -1.8%FY 2017: -9.2%FY 2018: -79.8%FY 2019: 175.4%FY 2020: 138.9%FY 2021: 81.9%FY 2022: -88.1%FY 2023: -212.9%FY 2024: 140.1%FY 2025: -26.8%
FY 2016 FY 2025
Operating Income 225.0%
FY 2016: 318.2%FY 2017: -50.4%FY 2018: -316.7%FY 2019: 136.0%FY 2020: -137.0%FY 2021: 411.2%FY 2022: -498.8%FY 2023: 6.8%FY 2024: 90.0%FY 2025: 225.0%
FY 2016 FY 2025
EPS (diluted) 150.0%
FY 2016: 525.0%FY 2017: -60.0%FY 2018: -250.0%FY 2019: 133.3%FY 2020: -140.0%FY 2021: 400.0%FY 2022: -516.7%FY 2023: 12.0%FY 2024: 90.9%FY 2025: 150.0%
FY 2016 FY 2025
Free Cash Flow 141.1%
FY 2016: 53.9%FY 2017: -75.3%FY 2018: -414.4%FY 2019: 142.6%FY 2020: -457.7%FY 2021: 179.0%FY 2022: -277.7%FY 2023: 27.5%FY 2024: 93.2%FY 2025: 141.1%
FY 2016 FY 2025

Financial Health

Current Ratio 0.0×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.1×FY 2020: 5.4×FY 2021: 0.2×FY 2022: 0.6×FY 2023: 0.1×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.1× FY 2025
Quick Ratio 0.0×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.1×FY 2020: 5.4×FY 2021: 0.2×FY 2022: 0.6×FY 2023: 0.1×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.1× FY 2025
Debt / Equity -0.9×
FY 2016: -0.7×FY 2017: -0.8×FY 2018: 0.0×FY 2019: 0.0×FY 2020: -1.3×FY 2021: -3.0×FY 2022: -1.3×FY 2023: -0.6×FY 2024: -0.6×FY 2025: -0.9×
FY 2016 5y median -0.9× FY 2025
Net Debt / EBITDA 16.0×
FY 2016: 0.9×FY 2017: 2.3×FY 2018: 0.1×FY 2019: -0.2×FY 2020: -12.2×FY 2021: 4.0×FY 2022: -1.7×FY 2023: -1.1×FY 2024: -11.8×FY 2025: 16.0×
FY 2016 5y median -1.1× FY 2025
Interest Coverage 2.2×
FY 2016: 1.8×FY 2017: 0.0×FY 2018: -7.2×FY 2019: 2.1×FY 2020: -1.7×FY 2021: 11.4×FY 2022: -23.9×FY 2023: -8.0×FY 2024: -0.4×FY 2025: 2.2×
FY 2016 5y median -0.4× FY 2025

Dividends

Dividend Yield 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31