Klarna Group plc KLAR

Full chart Compare
Set alert

Price alert · KLAR

All alert types
13.92 USD +0.69 (+5.26%)

Nov 4, 2026, 3:02 PM EST

13.59 Day range 14.14
12.06 52-week range 38.19
YTD
-51.87%
1 year
-62.30%

Financial health

Altman Z-Score

0.49 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

3 / 9 Weak

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

C2 / 5 overall

  • DCF 3
  • Return on Equity 1
  • Return on Assets 1
  • Debt / Equity 3
  • P/E 1
  • P/B 1

Valuation

P/E -36.6×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: -14.8×FY 2023: -66.8×FY 2024: 6876×FY 2025: -36.6×
FY 2016 5y median -14.8× FY 2025
P/S 3.1×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 8.1×FY 2023: 7.5×FY 2024: 6.3×FY 2025: 3.1×
FY 2016 5y median 6.3× FY 2025
P/B 4.3×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 6.6×FY 2023: 7.6×FY 2024: 8.0×FY 2025: 4.3×
FY 2016 5y median 6.6× FY 2025
P/FCF -10.4×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 66.6×FY 2023: 22.9×FY 2024: 30.8×FY 2025: -10.4×
FY 2016 5y median 22.9× FY 2025
EV/EBITDA 15.2×
FY 2016: 2.6×FY 2017: 3.1×FY 2018: 6.5×FY 2019: -26.8×FY 2020: -4.4×FY 2021: 0.8×FY 2022: -21.1×FY 2023: 116×FY 2024: 33.3×FY 2025: 15.2×
FY 2016 5y median 15.2× FY 2025
EV/Sales 2.4×
FY 2016: 0.3×FY 2017: 0.6×FY 2018: 0.7×FY 2019: 1.5×FY 2020: 0.3×FY 2021: -0.3×FY 2022: 7.7×FY 2023: 6.7×FY 2024: 5.3×FY 2025: 2.4×
FY 2016 5y median 5.3× FY 2025
FCF Yield -9.6%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 1.5%FY 2023: 4.4%FY 2024: 3.2%FY 2025: -9.6%
FY 2016 5y median 1.5% FY 2025

Profitability

Gross Margin 54.3%
FY 2016: 83.8%FY 2017: 84.3%FY 2018: 82.7%FY 2019: 70.4%FY 2020: 71.7%FY 2021: 63.2%FY 2022: 72.5%FY 2023: 75.4%FY 2024: 77.7%FY 2025: 54.3%
FY 2016 5y median 72.5% FY 2025
Operating Margin 12.5%
FY 2016: 4.7%FY 2017: 11.6%FY 2018: 2.6%FY 2019: -13.1%FY 2020: -14.0%FY 2021: -45.0%FY 2022: -51.9%FY 2023: -14.7%FY 2024: -4.5%FY 2025: 12.5%
FY 2016 5y median -14.7% FY 2025
Net Margin -8.4%
FY 2016: 3.2%FY 2017: 7.7%FY 2018: 1.7%FY 2019: -10.9%FY 2020: -11.5%FY 2021: -47.9%FY 2022: -55.0%FY 2023: -11.3%FY 2024: 0.1%FY 2025: -8.4%
FY 2016 5y median -11.3% FY 2025
ROE -11.7%
FY 2016: 4.1%FY 2017: 8.1%FY 2018: 2.2%FY 2019: -9.0%FY 2020: -8.9%FY 2021: -28.7%FY 2022: -44.8%FY 2023: -11.4%FY 2024: 0.1%FY 2025: -11.7%
FY 2016 5y median -11.7% FY 2025
ROIC 10.1%
FY 2016: 1.6%FY 2017: 3.0%FY 2018: 0.7%FY 2019: -3.7%FY 2020: -3.6%FY 2021: -10.6%FY 2022: -17.2%FY 2023: -6.6%FY 2024: -1.6%FY 2025: 10.1%
FY 2016 5y median -6.6% FY 2025
ROA -1.6%
FY 2016: 0.9%FY 2017: 1.8%FY 2018: 0.4%FY 2019: -2.2%FY 2020: -2.0%FY 2021: -6.6%FY 2022: -8.6%FY 2023: -1.8%FY 2024: 0.0%FY 2025: -1.6%
FY 2016 5y median -1.8% FY 2025

Growth (YoY)

Revenue 31.6%
FY 2016: 0.0%FY 2017: 40.5%FY 2018: 23.8%FY 2019: 25.4%FY 2020: 56.9%FY 2021: 21.4%FY 2022: 16.6%FY 2023: 16.6%FY 2024: 21.2%FY 2025: 31.6%
FY 2016 FY 2025
Operating Income 462.8%
FY 2016: 0.0%FY 2017: 245.3%FY 2018: -71.9%FY 2019: -723.6%FY 2020: -67.6%FY 2021: -289.9%FY 2022: -34.4%FY 2023: 67.0%FY 2024: 62.5%FY 2025: 462.8%
FY 2016 FY 2025
EPS (diluted) -11954.7%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 77.8%FY 2024: 101.0%FY 2025: -11954.7%
FY 2016 FY 2025
Free Cash Flow -291.0%
FY 2016: 0.0%FY 2017: -813.6%FY 2018: 123.6%FY 2019: -1319.3%FY 2020: 120.6%FY 2021: -306.1%FY 2022: 158.8%FY 2023: 213.0%FY 2024: -25.0%FY 2025: -291.0%
FY 2016 FY 2025

Financial Health

Current Ratio 1.1×
FY 2016: 2.1×FY 2017: 2.2×FY 2018: 2.1×FY 2019: 1.9×FY 2020: 1.8×FY 2021: 1.9×FY 2022: 1.6×FY 2023: 1.1×FY 2024: 1.2×FY 2025: 1.1×
FY 2016 5y median 1.2× FY 2025
Quick Ratio 1.1×
FY 2016: 2.1×FY 2017: 2.2×FY 2018: 2.1×FY 2019: 1.9×FY 2020: 1.8×FY 2021: 1.9×FY 2022: 1.6×FY 2023: 1.1×FY 2024: 1.2×FY 2025: 1.1×
FY 2016 5y median 1.2× FY 2025
Debt / Equity 0.6×
FY 2016: 0.4×FY 2017: 0.6×FY 2018: 0.8×FY 2019: 1.2×FY 2020: 0.6×FY 2021: 0.5×FY 2022: 0.3×FY 2023: 0.2×FY 2024: 0.4×FY 2025: 0.6×
FY 2016 5y median 0.4× FY 2025
Net Debt / EBITDA -4.3×
FY 2016: 2.6×FY 2017: 3.1×FY 2018: 6.5×FY 2019: -26.8×FY 2020: -4.4×FY 2021: 0.8×FY 2022: 1.3×FY 2023: -15.2×FY 2024: -5.7×FY 2025: -4.3×
FY 2016 5y median -4.3× FY 2025
Interest Coverage 0.7×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: -6.7×FY 2023: -1.1×FY 2024: -0.2×FY 2025: 0.7×
FY 2016 5y median -0.2× FY 2025

Dividends

Dividend Yield 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31