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Jack Henry & Associates, Inc. JKHY

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180.26 USD 0.00 (+0.00%)

At closeNov 5, 2026, 4:00 PM EST

180.26 0.00 0.00%

After hours · Nov 5, 4:00 PM ET

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121.04 52-week range 193.39
YTD
-1.22%
1 year
+12.78%

Financial health

Altman Z-Score

1078.61 Safe zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

Rating

A4 / 5 overall

  • DCF 4
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 4
  • P/E 3
  • P/B 2

Valuation

P/E 19.7×
FY 2017: 32.8×FY 2018: 26.7×FY 2019: 38.8×FY 2020: 47.7×FY 2021: 39.7×FY 2022: 36.4×FY 2023: 33.3×FY 2024: 31.2×FY 2025: 28.9×FY 2026: 19.7×
FY 2017 5y median 31.2× FY 2026
P/S 4.0×
FY 2017: 5.6×FY 2018: 6.5×FY 2019: 6.8×FY 2020: 8.3×FY 2021: 7.0×FY 2022: 6.8×FY 2023: 5.9×FY 2024: 5.4×FY 2025: 5.5×FY 2026: 4.0×
FY 2017 5y median 5.5× FY 2026
P/B 4.8×
FY 2017: 7.8×FY 2018: 7.6×FY 2019: 7.4×FY 2020: 9.1×FY 2021: 8.9×FY 2022: 8.2×FY 2023: 6.6×FY 2024: 5.6×FY 2025: 6.2×FY 2026: 4.8×
FY 2017 5y median 6.2× FY 2026
P/FCF 14.3×
FY 2017: 25.5×FY 2018: 27.0×FY 2019: 27.9×FY 2020: 42.4×FY 2021: 39.5×FY 2022: 27.9×FY 2023: 35.6×FY 2024: 23.4×FY 2025: 22.4×FY 2026: 14.3×
FY 2017 5y median 23.4× FY 2026
EV/EBITDA 12.1×
FY 2017: 15.7×FY 2018: 16.6×FY 2019: 16.8×FY 2020: 25.1×FY 2021: 17.8×FY 2022: 20.5×FY 2023: 18.1×FY 2024: 16.5×FY 2025: 16.3×FY 2026: 12.1×
FY 2017 5y median 16.5× FY 2026
EV/Sales 4.0×
FY 2017: 5.6×FY 2018: 6.5×FY 2019: 6.7×FY 2020: 8.2×FY 2021: 7.1×FY 2022: 6.9×FY 2023: 5.9×FY 2024: 5.3×FY 2025: 5.5×FY 2026: 4.0×
FY 2017 5y median 5.5× FY 2026
FCF Yield 7.0%
FY 2017: 3.9%FY 2018: 3.7%FY 2019: 3.6%FY 2020: 2.4%FY 2021: 2.5%FY 2022: 3.6%FY 2023: 2.8%FY 2024: 4.3%FY 2025: 4.5%FY 2026: 7.0%
FY 2017 5y median 4.3% FY 2026

Profitability

Gross Margin 43.1%
FY 2017: 42.8%FY 2018: 43.1%FY 2019: 40.6%FY 2020: 40.6%FY 2021: 39.5%FY 2022: 41.9%FY 2023: 41.3%FY 2024: 41.3%FY 2025: 42.7%FY 2026: 43.1%
FY 2017 5y median 41.9% FY 2026
Operating Margin 24.3%
FY 2017: 25.7%FY 2018: 25.5%FY 2019: 22.4%FY 2020: 22.4%FY 2021: 22.7%FY 2022: 24.4%FY 2023: 23.1%FY 2024: 22.1%FY 2025: 23.9%FY 2026: 24.3%
FY 2017 5y median 23.9% FY 2026
Net Margin 20.1%
FY 2017: 17.2%FY 2018: 24.5%FY 2019: 17.5%FY 2020: 17.5%FY 2021: 17.7%FY 2022: 18.7%FY 2023: 17.6%FY 2024: 17.2%FY 2025: 19.2%FY 2026: 20.1%
FY 2017 5y median 18.7% FY 2026
ROE 24.5%
FY 2017: 23.8%FY 2018: 28.5%FY 2019: 19.0%FY 2020: 19.1%FY 2021: 22.5%FY 2022: 22.6%FY 2023: 19.9%FY 2024: 17.9%FY 2025: 21.4%FY 2026: 24.5%
FY 2017 5y median 21.4% FY 2026
ROIC 18.0%
FY 2017: 17.1%FY 2018: 24.2%FY 2019: 15.9%FY 2020: 15.3%FY 2021: 16.3%FY 2022: 16.2%FY 2023: 15.6%FY 2024: 15.0%FY 2025: 17.6%FY 2026: 18.0%
FY 2017 5y median 16.2% FY 2026
ROA 16.0%
FY 2017: 12.9%FY 2018: 18.4%FY 2019: 13.4%FY 2020: 12.2%FY 2021: 12.7%FY 2022: 13.1%FY 2023: 12.5%FY 2024: 12.5%FY 2025: 15.0%FY 2026: 16.0%
FY 2017 5y median 13.1% FY 2026

Growth (YoY)

Revenue 5.1%
FY 2017: 5.6%FY 2018: 7.4%FY 2019: 1.0%FY 2020: 9.3%FY 2021: 3.6%FY 2022: 10.5%FY 2023: 6.9%FY 2024: 6.6%FY 2025: 7.2%FY 2026: 5.1%
FY 2017 FY 2026
Operating Income 6.6%
FY 2017: 1.7%FY 2018: 6.7%FY 2019: -11.5%FY 2020: 9.6%FY 2021: 4.8%FY 2022: 19.0%FY 2023: 1.3%FY 2024: 1.8%FY 2025: 16.2%FY 2026: 6.6%
FY 2017 FY 2026
EPS (diluted) 11.9%
FY 2017: 0.6%FY 2018: 54.5%FY 2019: -27.4%FY 2020: 9.7%FY 2021: 6.7%FY 2022: 19.9%FY 2023: 1.6%FY 2024: 4.2%FY 2025: 19.3%FY 2026: 11.9%
FY 2017 FY 2026
Free Cash Flow 18.1%
FY 2017: 2.1%FY 2018: 18.0%FY 2019: 1.5%FY 2020: -11.8%FY 2021: -5.9%FY 2022: 50.0%FY 2023: -27.1%FY 2024: 48.9%FY 2025: 15.3%FY 2026: 18.1%
FY 2017 FY 2026

Financial Health

Current Ratio 1.2×
FY 2017: 1.1×FY 2018: 1.0×FY 2019: 1.2×FY 2020: 1.4×FY 2021: 1.1×FY 2022: 1.2×FY 2023: 1.0×FY 2024: 1.3×FY 2025: 1.3×FY 2026: 1.2×
FY 2017 5y median 1.2× FY 2026
Quick Ratio 1.2×
FY 2017: 1.0×FY 2018: 0.9×FY 2019: 1.2×FY 2020: 1.4×FY 2021: 1.1×FY 2022: 1.2×FY 2023: 1.0×FY 2024: 1.3×FY 2025: 1.3×FY 2026: 1.2×
FY 2017 5y median 1.2× FY 2026
Debt / Equity 0.0×
FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.1×FY 2022: 0.2×FY 2023: 0.1×FY 2024: 0.0×FY 2025: 0.0×FY 2026: 0.0×
FY 2017 5y median 0.0× FY 2026
Net Debt / EBITDA 0.0×
FY 2017: -0.1×FY 2018: -0.1×FY 2019: -0.2×FY 2020: -0.4×FY 2021: 0.1×FY 2022: 0.4×FY 2023: 0.2×FY 2024: -0.1×FY 2025: -0.1×FY 2026: 0.0×
FY 2017 5y median 0.0× FY 2026
Interest Coverage 113×
FY 2017: 369×FY 2018: 204×FY 2019: 375×FY 2020: 553×FY 2021: 349×FY 2022: 199×FY 2023: 31.9×FY 2024: 29.9×FY 2025: 54.5×FY 2026: 113×
FY 2017 5y median 54.5× FY 2026

Dividends

Dividend Yield 1.7%
FY 2017: 1.1%FY 2018: 1.0%FY 2019: 1.1%FY 2020: 0.9%FY 2021: 1.1%FY 2022: 1.1%FY 2023: 1.2%FY 2024: 1.3%FY 2025: 1.3%FY 2026: 1.7%
FY 2017 5y median 1.3% FY 2026
Payout Ratio 33.9%
FY 2017: 37.3%FY 2018: 27.9%FY 2019: 43.7%FY 2020: 43.0%FY 2021: 44.6%FY 2022: 38.3%FY 2023: 40.2%FY 2024: 40.8%FY 2025: 36.1%FY 2026: 33.9%
FY 2017 5y median 38.3% FY 2026

Annual · latest fiscal year ends 2026-06-30